Financial Planner

1. Describe two examples of important things that financial planning skills can help you do, and explain why

1. Describe two examples of important things that financial planning skills can help you do, and explain why these things are important to you personally. (4-6 sentences. 2.0 points)

1. Describe two examples of important things that financial planning skills can help you do, and explain why these things are important to you personally. (4-6 sentences. 2.0 points)

List and describe the three career opportunities in the field of finance. Finance has three main career paths: financial management, financial markets and institutions, and investments. Financial management involves managing the finances of a business. Financial managers—people who manage a business firm's finances—perform a number of tasks. They analyze and forecast a firm's finances; assess risk, evaluate investment opportunities, decide when and where to find money sources and how much money to raise, and decide how much money to return to the firm's investors. Bankers, stockbrokers, and others who work in financial markets and institutions focus on the flow of money through financial institutions and the markets in which financial assets are exchanged. They track the impact of interest rates on the flow of that money. People who work in the field of investments locate, select, and manage income-producing assets. For instance, security analysts and mutual fund managers both operate in the investment field.

c. Smaller payments mean more time in debt. d. Your lower interest loans also get rolled into the deal so you end up with minimal savings.

1. Describe two examples of important things that financial planning skills can help you do, and explain why these things are important to you personally. (4-6 sentences. 2.0 points)

1. Describe two examples of important things that financial planning skills can help you do, and explain why these things are important to you personally. (4-6 sentences. 2.0 points)

Financial advising is one of the many occupations one can purse with a business finance degree. Even though financial advisors are not well-known, they do multiple things to help the global economy. A financial advisors job tends to focus on helping individuals with 401k’s, retirement plans, and other saving plans that require budgeting. Even though this job is limited to helping with these few plans, this job is very difficult and requires tedious amounts of work. The level of difficulty is the reasoning behind many not consider a job in this field. In the article, Financial Advisors, Financial Ecologies and The Variegated Financialization of Everyday Investors, it talks about how financial advisors are people oriented. This is a positive thing, because it shows the individuals who are being advised are cared for. The employment rate for this job was at a standstill for a short amount of time due to the type of work financial advisors are required to do. However, in recent years, more and more individuals are

It provides hints about the levers that managers must pull to achieve growth above the sustainable rate.

But we also lack the financial know-how to manage our money successfully”. She went on to say, “With a career as a financial specialist, you could help clients accomplish their lifetime goals. “To be able to express to the people that they can do the things they want to do—or send their child to college or purchase a house or retire early—is actual gratifying (Bureau of Labor Statistics 2014-15).” Financial Specialists are precious to the company. Although their daily tasks vary by occupation, their goals can be similar. For example, helping businesses make sound financial decisions is often a vital part of their work. Most of these workers need meticulous acquaintance of the rulebooks and protocols that apply to their jobs, such as accounting principles, tax codes, and financial regulations (Bureau of Labor Statistics 2014-15).” Next, according to the Bureau of Labor Statistics, employment of Financial Analysts are “projected to grow 16 percent from 2012 to 2022, faster than the average for all occupations (Bureau of Labor Statistics 2014-15).” A Finance Analyst added significant value

Have you ever thought of getting a job that pays you the most? Personal Financial Advisor and biomedical engineering are two different major fields that differ in many aspects, but pays very good. People usually tend to go for the field that they are mostly interested in ,and some people go for the one that pays better. Personal advisors requires more work to be done mentally than physically they “ provide advice on investments, insurance, mortgages, college savings, estate planning, taxes, and retirement to help individuals manage their finances”(Occupational Outlook Handbook). Unlike, biomedical engineering, it requires a lot of physical work to an addition of mental work and they “work in manufacturing, universities, hospitals, research

1. Describe two examples of important things that financial planning skills can help you do, and explain why these things are important to you personally. (4-6 sentences. 2.0 points)

Just Graduate’s financial planner, Just Graduated has a job and makes $32, 000 after tax per year and he has a $25, 000 school loan. Student debt is to be paid off and monthly combined expenses of $2, 000 every month, with rent. Just Graduated has no credit card and is look for help to help him manage his financial expenses.

The job outlook in the next ten years for financial examiners for employment is projected to grow 10 percent from 2016 to 2026, faster than the average for all occupations (Financial Examiners, 2018). Financial examiners will be in demand as financial institutions seek help with federal regulatory compliance. As the baby boomers reach retirement age, more and more will be turning to financial planners to secure their financial future (Financial Planner). This means the employment for financial advisors will be in demand in the years to come, which will increase the chances of landing a

As you can see in the picture they are expecting a boom by 2018. Financial Advisors help their clients get to their goal. The article “How to Become a Financial Advisor” states that there are a few companies that have their financial advisor employees go through a 31 week program to get their license. During the 31 week program the employee can earn anywhere between $3,000- $8,000 a month. After all the training and school the median pay for financial advisor is $90,000. As you can see the picture on the left shows the amount of financial advisors that are in each state. The different shades of green are different amounts of Financial Advisors that are located there. Financial Advisors are mostly in larger cities. Annette Hammortree says in “Working as a Financial Advisor” that most Financial Advisors stick to a 9-5 job but there are some that work evenings and weekends. Like any other job you would need to have outstanding communication and listening skills and to be able to take charge if