Financial Planning (Insurance) Case Study

I am now going to look at five types of interview and approaches that can be taken for different reasons;

As a group, come up with 5-10 questions to ask each person you intend to interview make sure that the questions are relatable and germane.

Guidelines are created to ensure a success interview process. Setup meeting time with the individuals, which will be interviewed and be prepared and on time. When conducting the interview examine the background of the organization and have a checklist readily available. Be on time for the interview be sure to pay close attention to what the user is saying and what the company are looking for. Refrain form using computer and information technology jargon. Collect both qualitative and quantitative information from the user. Distinguish between what is a desirable and essential requirement. Repeat back to the user what is

Effective February 7, 2013, SeaBright Insurance Company (“Seabright”), a Seattle-based insurance company specializing in workers compensation, entered into run-off. In 2012, Enstar Group Limited (“Enstar”), a run-off specialist, purchased SeaBright. SeaBright continues to manage existing claims but no longer writes new or renewal business, which means that premium activity has slowed down. In 2015, a major change occurred when all of SeaBright’s net liabilities (i.e. loss reserves associated with its prior workers comp business) were shifted to an Enstar affiliate, Clarendon National Insurance Company, through a reinsurance agreement. Circumstances that led the company to run-off: SeaBright was placed into run-off driven by weakened underwriting performance associated with reserve strengthening actions for accident years 2007 through 2009, primarily related to increasing medical cost trends. Additionally, SeaBright was facing marketplace challenges associated with its geographic and coverage lines expansion. Seabright has had to deal with significant pressure from its workers comp book developing adversely year-over-year and having to liquidate investments to satisfy claims and expenses. The reinsurance contract with Clarendon did provide major relief but SeaBright still remains a going concern and without premiums coming in and asset base rapidly shrinking, its solvency status as an insurance company remains questionable. The key now is to track the level of credit risk

The client has a family that she deeply cares for manages. This will be useful for her motivation to get the help they require while adjusting to America

Beginning the interview and skills/techniques used (empathy, rapport building, listening skills, closed-ended questions and open-ended questions, signs of client engagement)

I believe that I have asked all the questions I had prepared for this interview. Do you have anything that you would like to add or any advise that would be helpful for me?

When you go for your interview you will have a written exam, oral interview, physchological profile, polygraph examination, medical examination, vision examination, drug screening, background investigation, physical fitness and ability screening. All of these will be

Again from experience I’d have to say that the top level considerations to keep in mind while conducting the interview process would be to avoid getting into any legal trouble with regards to discrimination, privacy and never promise anything you’re not sure you can follow through

List the information required for each section. Blank 1: Type of Insurance Blank 1a: Insured's ID number Blank 2: Patient first name and last name Blank 3: Patient’s sex and DOB Blank 4: Name of the person that’s Insured Blank 5: Patient's Address Blank 6: Patients relationship to the insured person Blank 7: Insured's address Blank 8: Patient status Blank 9: Other Insured's Name *completed if there is an additional healthcare plan* Blank 9a: Other Insured's Policy or group number Blank 9b: Other Insured's DOB/ Sex Blank 9c: Insured's Employer or School Name Blank 9d: Insurance Plan or Program Name Blank 10a-c: Is patient's condition “related to" Blank 10d: Reserved for Local Use

At Dan Lawrie Insurance Brokers are honored to provide you with the best Restaurant Insurance possible. We specialize in Fine Dining Restaurants as well as Winery and Distilleries. We do this by designing a special comprehensive, cost-efficient insurance program for your needs. Your unique Fine Dining or Winery Insurance program will add great value to your company. Our service experts will compare coverage's and prices to be sure you are getting the best service possible in the Fine Dining or the Winery Industry.

Congratulations! Your Individual Retirement Account ("IRA") custodian, Joe Smith, purchased a First Symetra Select 5 Fixed Annuity on your behalf. We believe you have made a smart choice that delivers protection, access, tax-deferred growth, and the opportunity to create guaranteed retirement income you can't outlive.

In the next five years, increased interest rates and increased investment in new activities will promote the vehicle insurance industrial.

I started work this morning working on a couple of quotes, some things left over from last week needing to be finished before appointments this week. AS I worked on them I received a few carrier updates about some unique riders being issued, then another email about a new strategy going live at a major carrier of ours about a week ago. And some say that the insurance industry is stagnant…I say it’s evolving!

To conclude this section empirical research on awareness and noncompliance on insurance law have been reviewed.