Flood Insurance And Natural Disasters

Trinity of Bradford County opened it's first Pennsylvania location in January to provide subtance abuse counseling for the community's growing drug epedemic. "Anyone that's struggling with any kind of dependency I encourage you to call and set up an appointment. If you don't meet the criteria for this level we will refer you to detox, to impatient, to whatever needs you need. We'll make sure we do our best to get you there," explains Saxton.

This letter is to advise you that your tax appeal hearing is coming up on March 6, 2005 at 10:35 a.m. at the Office of the Tax Assessors of Lackawanna County. The office is located on the 5th floor of the County Office Building; 211 Ace Road, Clark, Pennsylvania 18111. Attorney Smith would like to remind you to arrive at the County Office Building at 10:25 a.m. with all of the pictures you have of the comparable houses in your area.

The Mercer County Home and Hospital was opened to residents in January of 1853. As part of an initiative which began in 1830 by an act of the PA General Assembly and passed into legislation on March 22, 1850, the exploration of a site to build what would eventually be known to locals as the Mercer County Poor Farm began. By 1851, a site was purchased and then discarded due to poor location. A second developmental site was purchased in 1852 and the original facility on 83 acres became home to an initial 14 residents. Over a time span of almost 80 years, land would be purchased and developed with three residential facilities erected

Due to a number of different factors, the population of Harrisonburg-Rockingham County has steadily increased since the 2010 Census (QuickFacts, 2010). Although beneficial for economic development, the rise in population has been accompanied by a rise in the community crime rate. As a result, the Rockingham-Harrisonburg Regional Jail is currently extensively overcrowded and has been for some time.

Boyle serves on the Lewis County Safe Sites and Structures Board, the Lewis County Convention and Visitor’s Bureau, the Lewis County 911 Advisory Board, and the Lewis County Fire Board. Fealy serves on the Mountain Lakes Convention and Visitor’s Bureau, the Region VI Work Investment Board, Community Corrections, and the Lewis County Ambulance Authority. All commissioners may attend the Lewis Gilmer Solid Waste Authority, the Lewis Count REAP meetings, and the Lewis County Firefighters Association. Also, County Administrator Cindy Whetsell represents the commission on the Lewis Upshur Planning Committee (LEPC), the Central West Virginia Community Action Board, and the Lewis County Planning Commission. (Queen, 2015)

Katrina hit New Orleans, Louisiana on August 29th, 2005, but the failure of the government started before this day “by allowing building and growing in areas in low flood lands.” The government did not regulate these land areas that have always been at a threat for flooding and natural disaster, which was ignored by the government and public, and was in place, still a place for growing infrastructure. Failures included by the author of the national agencies include design limits that can lead to levees being overtopped by flood and hurricane events that are larger than they were designed for and design flaws and construction and maintenance shortcomings that lead to protective works being breached when they cannot stand up to the forces exerted by large flood and hurricane events. The author also points out the problems with the hundred-year flood event, which only has a one percent chance of happening every year. When the NFIP focuses on this possible catastrophe, it losses the

North of downtown is where the main hospital is located. Phoebe Putney Memorial Hospital is a 443 bed teaching hospital. It has a cancer and heart center that services the entire region. Included in its services are perinatal and neonatal intensive care. Along with this they have established urgent care centers in several areas in and around Dougherty County. The hospital is a not for profit organization. This means it provides services to the insured and uninsured. Roughly 20% of the population in Dougherty County is uninsured. There

Flooding is one of the many risks that people and their private properties assume when they consider living in a specific geographic location. This is true for the residents of Howard County, as they live near the Chesapeake Bay, whose tributaries branch off into smaller rivers, streams and lakes. Due to the fact that Howard County is more developed in the southeast and more rural in the west, there is a correlation between the risk of flooding and the presence of human development. (any cite here?) Natural factors play an integral role in determining the probability of flooding in a particular section of the county as well. People and their private properties are highly impacted by flooding, as it can cause death and injuries to humans

Floods are common natural disasters that occur all over the world. Flooding has devastating impacts on the lives of people who are affected by the disaster. Floods can ruin crops, demolish homes, take innocent lives and cause many other types of hardships. These disasters can also leave people with a financial burden and emotional effects. Studies have shown that floods have led to various sickness and health complications. This common disaster has recently taken place in the state of Louisiana. Louisiana has been suffering from an enormous flood and has left people without homes, without food, and without personal belongings.

It may be impossible for victims of Hurricane Harvey to recover everything they have lost. Reporting by The Washington Post and USA Today indicates that many of those affected by Hurricane Harvey lack flood insurance, which may make recovery for water-damaged property impossible (See Broussard v. State Farm Fire and Cas. Co., 523 F. 3d 618 [5th Cir. 2008]; Leonard v. Nationwide Mut. Ins. Co., 499 F. 3d 419 [5th Cir. 2007]). While many Hurricane Harvey victims may never be made whole again, we hope the information we have provided can at least make things better.

In the year 2005, New Orleans was hit by a major natural disaster that took lives and destroyed the homes of many civilians. This wrath of Mother Nature came to be known as Hurricane Katrina, a category 5 hurricane with gusts peaking at 174/mph according to the Safir- Simpson wind scale (SSHS). The mix of both poor geographical characteristics and scientific accuracy resulted in damage costs accumulating up to $108 billion (2005 USD). The high damage costs made this natural disaster to be ranked as the costliest storm ever to hit the United States of America (Blake et al. 2011). The entirety of the damage is exemplified by the plethora of housing units dismembered, the annihilation of several bridges and buildings, which led to petroleum and

In the Washington DC area, it is not at all uncommon to see flash flood warnings scroll across the television screen, but nothing comes of it other than some rain. This past weekend, however, during Memorial Day weekend, Ellicott City, Maryland, which sits just outside of the beltway, experienced a horrible flash flood. The death toll still has yet to be announced, as cleanup and the search for survivors has just begun. Two waves of intense flooding hit the town unexpectedly, and with little warning. The town is a quaint little area with cute shops and storefronts, which sits in a valley, and the main street cuts a swath between two higher vistas. Several storms had been forecast earlier that day, and heavy rain was expected, but no one could have predicted such devastation, in such a short amount of time. This is the second massive flash flood to hit this area in as many years, leaving business owners, and residents alike, stunned and heartbroken.

Fundamentally, a community can accumulate points by completion of various hazard mitigating activities to include public information, mapping and regulations, flood damage reduction, and flood preparedness (FEMA, 2017). Below is a table to illustrate these levels. Now, that we have a basic knowledge of the NFIP let’s discuss its benefits. According to FEMA (2012), the NFIP enables policyholders to have coverage up to 250,000 to 100,000, depending on whether the property is residential or commercial. Moreover, the NFIP enables property owners to file a claim without paying back whether the flood becomes a presidentially declared disaster or not whereas disaster assistance requires payback and the disaster to be presidentially declared (p. 2). Therefore, we can see the program has substantial benefits to those who choose to participate. However, there are significant program sustainability issues. First, repetitive flood loss is something which has plagued the sustainability of the NFIP. Since the inception of the NFIP in 1968, approximately 30,000 properties have been deemed severe repetitive loss properties (10 or more losses), costing the program 5.5 billion dollars (Eastman, 2016). Therefore, we can see those who have been impacted by floods continue to be impacted by floods. Secondly, as mentioned above, lack of

A community assessment in Paulding County has been completed. From the assessment, it has been

This plan outlines the responsibilities of organizations and individuals as well as the actions at projected time and places within an emergency for agencies or departments. (Emergency Management Agency, 2009). Departments such as Coshocton County EMA, prosecutor, law enforcement, fire department, emergency medical services, hospital, medical examiner, mental health, public works, and animal control all play a role during an emergency. The plan goes on to identify disasters that may occur in the likelihood in which they would occur in Coshocton County. It also identifies special events that take place along with the dates, location and estimated number of individuals that will be attending. There are also volunteer organizations that contribute to emergency skills such as skywarm which is a phone system for weather conditions, radio emergency associated communication team, amateur radio emergency services, community emergency response team, and medical reserve corpse (Emergency Management Agency, 2009). Throughout the year test and exercises are completed to ensure individuals and agencies are aware of the responsibilities and how to effectively manage task at hand. Red Cross in addition to mutual aid from surrounding counties will be available to