For-Profit Colleges Research Paper

There are some students that can barely afford a community college, and community college prices are not as high as four year universities. Many people in the US wants to go to college and

The second reason why community colleges should not give out free tuition is because this could actually lower the rates of students becoming successful. According to Andrew P. Kelly from the article “Should Community College be Free”, he said in an interview that “Free community college could actually lower rates of student success; the literature suggests that is less selective than they are academically qualified to attend reduces students’ chances of graduating” (Kelly) (2). Furthermore, this article also shows student’s performances are weaker in free colleges than normal colleges. This means that by giving out free tuition to students will also make them more laid back and not focus on studying as much as they should be. This is a little

Kevin Carey is direct with what he believes is wrong with for-profit universities. He believes that they do offer classes that may be a better option for non-traditional or low-income students. However, these universities are doing these while scamming taxpayers throughout the country. These universities receive millions of dollars in funding from the government in grants and are still able to make a profit, although, many students are unable to repay their student loans in a timely manner. Some personnel within these universities use tactics to convince students to apply for loans, knowing that it is not a financially intelligent decision. Not only is this borderline unethical, but many students that receive these loans default on the payments. The for-profit universities are even attempting to change the funding from the current 90/10 rule, which states, the amount of federal funding cannot exceed 90 percent of total revenue. One quarter of all of federal aid is given to for-profits, even though, they account for less than 10 percent of students. Considering this information, government funding would be better served elsewhere.

Costs are what usually stop students from applying or even considering going to a UC or CSU, especially for middle class students. Since technically they are able to pay for it the government doesn’t help them out as much as they wish they could. Tuition for universities is very high, but it is a “you get what you paid for” type

This means that in order to have a decent job, you usually need some type of degree or training beyond a high school education. Unfortunately, in years to come, this trend toward for-profit colleges could devastate our nation’s economy. The student loan debt in the US is roughly equal to the amount of US credit card debt, they is a frightening fact because for-profit student are more likely to default on their loans (they make up 44% of all student debt defaults), which could burst our student debt bubble. This would have devastating consequences for our government, tax payers, and possibly even the global economy. If our student debt bubble were to burst, like the housing bubble back in 2007-2009, it would have the potential to plunge us into another Great Depression. That, is

The goal for Not-For-Profit Colleges is to provide students with higher education and help them advance in a particular field. Not-For-Profit Colleges are traditional college such as community colleges, state universities, and liberal arts colleges. These institutions gain funding to provide their services from the government subsidy, tuition fees, and donations. All the income that are received is strictly used for institution purposes. Some examples are professors, staff, maintenance, utilities, or even computers that the school needs and student needs. All the money is given back to the institution in some way.

For profits charge a lot more than public colleges and universities. Many for-profits college students come from low-income background. How are they supposed to pay for college without getting loans? The loans build up and “You don’t need a college degree to know that large debt plus small income equals high risk of default.” (pg. 218)

In 1976, the average cost to attend a four year public university was $2,175; today, the average cost to attend a four year public university is $25,000 (Snyder). This means it is 1150% more expensive to go to college in The United States today than it was 30 years ago. This obviously would create a problem on how we as people are going to pay for our higher education. Today college has become almost a necessity to have a satisfactory life, and with these rising prices some individuals believe student loans are the only option. There are many reasons as to why the prices have risen, but the one undeniable fact is that this has created a problem within our country. Which, is known as the student debt crisis, and it has been on the rise the past couple years. This problem is affecting people all around the United States, and is causing multitude of problems for them all because they wanted to pursue higher education. Wanting to better your opportunities by bettering yourself is not something that needs to be punished, and sadly that is what is happening. This problem is something that needs to be fixed for the sake of Americans and our economy, but will also take time and a multitude of steps to correct.

For- profit colleges came under the spotlight during the weak job market of the last recession, education was needed in order to get a job under the weak job market which caused people to turn to for-profit colleges.

An increasing cost in tuition prevents some students from pursuing a higher education. Such high college tuitions are unfair to the lower and middle classes who may want to receive a higher education. Preventing the financially unstable from receiving a higher education weakens the development of society in the United States. You should not have to be rich to receive a respectable education.

Researchers found that with all these expenses, colleges are not spending roughly the same amount of money resulting in the rise of tuition cost. For example at public research Universities, spending increased close to three thousand dollars per full-time students (Matthew, 2013).

In today's society colleges take the easy route in order to make it easier on themselves when in reality they are hurting the students and in doing so damaging the work force at the same time. Colleges set the students up for failure in numerous ways. From finically, socially, and not properly preparing them for the real world. Colleges are solely responsible for these problems and it is up to them to fix it. The statistics and facts are their to prove these beliefs and it's about time changes are made to protect and aid the students.

However, there are other ways to make college affordable without getting rid of the cost completely, such as financial aid. Financial aid is assistance from the federal government to help pay for student’s “education costs” (https://studentaid.ed.gov/sa/glossary#Federal_Student_Aid) Financial aid gives students that want to go amazing things later on, but are having trouble affording it an option. In addition, students receive scholarships as well. The scholarships cover a certain portion of a student’s tuition/college fees, sometimes pupils get a full ride to college which means their scholarship pays for their whole tuition. Students’ scholarships might be for sports, academic achievements, or musical activities (e.g. band). This shows how college doesn’t have to have no value, which causes a chain of issues, students are given enough other options to make college a reasonable budget for

Life is believed to be easier for people with higher degrees than for those without higher degrees. Hence, it is the joy of parents to see their children admitted into a higher institution. With the high cost attached to attending a four year university, most students prefer to attend community colleges. Community colleges provide the same quality of education offered by universities for the first two years at a lower cost which help students reduce debts toward getting their higher degree. However, compared to the number of students who started their first year in community colleges, a large percentage dropped out. This is common to both freshly graduated high school students and adults who came back to college to obtain a degree. Students drop out of colleges because of financial issues and the need to take remedial courses. As a result, they have self esteem issues and may remain poor.

Many people drop out because they struggle to pay for their education. Erin Shankie wrote in her article, “At the forefront of reasons for college dropout is the cost—and not just the cost of tuition, but the costs of books, materials, transportation, and housing” (Shankie). Students drop out because it’s tough try to focus on school and pass classes when you have to worry about how to get to school, what are they going to eat for dinner, and trying to find a way to pay for living