Free College Tuition

An education is one of the most important tools a person can acquire. It gives them the skills and abilities to obtain a job, earn a wage, and then use that wage to better their lives and the lives of their loved ones. However, due to the seemingly exponential increase in the costs of obtaining a college degree, students are either being driven away entirely from earning a degree or taking out student loans which cripple their financial prospects well after graduation. Without question, the increasing national student loan debt is one of the most pressing economic issues the United States is dealing with, as students who are debt ridden are not able to consume and invest in the economy. Therefore, many politicians and students are calling

For some students, a college degree is the key to success but for others the completion of formal education also introduces a huge burden. Many students desire higher education but increasing enrollment rates have driven up the cost of college tuition and fees; therefore, forcing some students to offset the cost with student loans whereas the loans are often accompanied by debt (“A College” 6). Student loans generate an average debt of twenty thousand dollars per student inevitably student loans are necessary for two thirds of all students. (Collinge 76). Per data from the College Board, the repayment of student loans becomes a challenge for some borrowers, especially students who do not complete the program and those students who sought a less than marketable degree (“A College” 8). The American Council on Education suggests, one fifth of undergraduates with personal loans overlook the possibility of being eligible for a federal student loan; consequently, private loans

When starting college every student makes a very important decision. Whether if they want to get financial aid or to pay the money up front. Having college debt will not only ruin their credit, but he or she may also have to pay off their tuition for the rest of their life. Research says, “According to the College Board, which tracks students’ financing of higher education, undergraduate students in 2013 through 2014 borrowed in the aggregate nearly $63 billion and received $33.7 billion in Pell grants.” By this quote from “Debt, Merit, and Equity in Higher Education Access” it clearly shows the effects College Debt has on their society but, also on their future. Every paycheck they receive, a small portion goes toward paying their college the same college they finished years ago. It’s not worth paying at least one hundred fifty dollars every check when it could have been paid all together. However, many may not have the same opportunities as others.

This issue is important because its effecting a lot American graduates and their families. With the increasing cost to attend college, students are force to take out larger amounts of loans to pay for college. High debt is affecting how college students not being able

    The price of college leaves families without the ability to send their children to college, or support their families, or even purchase a house after college. The amount of debt students are

A college education has become a necessity in this day and age; however, its costs have become a cause of discouragement for anyone willing to pursue it. Student loans have become one of the highly debated topics of the modern century, so much so that it has begun questioning the need for a college education. Student loans aid students with their expenses, in order for students to focus on their careers and futures. Unlike in the past, when student loans had a considerably low-interest rate and the repayment schedule could be deferred while the student was still in school, student loans of today with their huge interest rates have gotten completely out of

however if the student want to pursue a higher level of education, they would have to pay for it by going to either a public or private university. According to the National Center for Education Statistics, the average tuition fee for all public institution are 3,156 dollars in the year of 1983. The cost went up to 15,640 dollars in the year of 2014. As you can see there is a huge difference from the year of 1983 to 2014, this made the idea of free tuition is very appealing. Although the idea is very appealing, but it does not benefit students with lower incomes because people still have to pay for the tuition, just in a different way, taxes. The National

Today, the cost of attending colleges or universities is so high that most students can't afford to. A lot fewer students from lower income families attend college than students from higher income families. This leaves more people from lower income families uneducated which can lead to no job or a low paying one. In 2015 alone the amount of student loan debt was estimated to be about $1.3 trillion. This is about 39% higher than it was just four years before. Student loans are the most dominant type of financial aid and a lot of students rely on it to help them pay for college. In

These days, going to college is hailed to be the solution, the key to making something of oneself in life. It is celebrated as a part of life that will make a person successful and rich later on. A degree is essential to making one’s way up the 21st century economy. College is meant to give people a chance at the American Dream – an education, a job, money, and quite possibly a spouse. But is that promise too good to be true? With the ridiculous price tag on college today, anything less would be criminal. Unfortunately, colleges do not guarantee an education, and yet still leave students with debt in the ten thousands, which ends up negatively affecting their job opportunities, mortgage, family, well-being, retirement, and future in general. By forcing those who pursue higher education to enter the working world with crippling debt, student loans are destroying the American Dream, leaving graduates with limited and undesirable choices in all aspects of life.

Today, students and graduates face long lasting consequences when it comes to student loan debt, which in recent years has become increasingly problematic and inevitable regardless of the precautions a student takes. No amount of awareness or understanding can change the lasting impacts that taking out student loans has. Pursuing a college education today, is nothing like it once was or once promised to be. Before, getting a degree meant an almost guarantee to find a good paying, stable job. Now, a college education is not only an absolute requirement, but also does not guarantee a high paying career, leaving students with the crushing impacts and burden of student loan debt. A college education puts great strain on life after college, causing students to forfeit their purchasing power, postpone starting a family, or from pursuing their entrepreneurial dreams, all of which negatively impact the American economy.

Student loans is an easy way to help pay through college. It allows you to have the money to pay for tuition as well as housing, but it is not always beneficial. In fact, student loan debt is a bigger problem now then it even was two decades ago. Between 1993-1994 the average college student graduated with at least $10,000 in debt, now a day, more than two-thirds of college graduates graduated with debt with it averaging around $35,000. That more than triples the average in just two decades. (Kantrowitz). At least 70 percent of college seniors in 2015 graduated with student debt, up from less than half in 1993. (McCoy). This

The number one cause for students to get into too much debt is the high increase in college tuition cost every year. According to Best, College costs are climbing faster than the cost of living, with more than half of college students carrying an average debt of $27,000 at graduation (Best I &II). Students tend to be overburdened with debt when they graduate. Some go on to pursue advanced degrees; on the way, they end up with more debt because the career these students are hoping for is

Over some time, people have discussed free college. There are many ideas people have made on the subject and on what they want to have happen. On Debate.org about 64% of people wish that college was free while 36% of people say that it should not be free. Students have to pay mass amounts of money just to get a job that might pay more than a job without a degree. Should college be free in the US, or must everyone pay for a college-level education? People should have a right to a college-level education. Many are left in debt after college and that makes living difficult for most. Three things that should get changed to fix this problem would be to make books cheaper, let go of the school tuition, and make paying student loans easier.

“The cost of college education today is so high that many young people are giving up their dream of going to college, while many others are graduating deeply in debt.”-Bernie Sanders. College tuition in the U.S is at an all-time high. Community college is available for adults who want to continue their education at a lower rate. It allows high school students, graduates and others to take on trade jobs and receive an associate’s degree. Although, community college can also be expensive for those who do not qualify for financial aid. Beginning last year, former President Barack Obama made a proposal for tuition free community college. Many Democrats, even Bernie Sanders, backed him up. However, there are many problems with this proposal. Free community college could actually lower rates of student success; the literature suggests that enrolling in a college that is less selective than they are academically qualified to attend reduces students’ chances of graduating. (Kelly) Instead of free community college, there should be more programs and aid to assist low-income students through college without having to struggle. Although it would be helpful for community college to be free, it would not be successful because: free community college could lead students to not meet academic requirements, most low and middle-income students already pay no net tuition to attend community college, and there

Student loan debt forces graduates to live at home, delay independence, marriage, and preparing a family. Living at home induces people to not experience more adventures in the outside world. Missing or being late for loan payments results in lower credit scores and fees, extending debt problems and jeopardizing future investments (Driscoll). In the twenty-first century, due to the rising cost of universities, loans constitute a growing proportion of higher education financing (College). Most citizens would rather arrange for teens to just finish high school than owe huge amounts of funds.