Germany's Universal Insurance Structure

The United States’ health care system in comparison to the Germany health system seems to be fairly similar in many ways; however there are some major differences. One seems to be divided into public and private sectors and funded mostly by the public; Germany's, is considered better at times which tends to run differently. In the two healthcare systems, both systems are taking the time to spend quite a bit of the governmental revenue on health but still have two of the lower life expectancies. The United States faces severe challenges in access to health care, cost effectiveness, equity, and to a lesser extent in coordinating care. Meanwhile, the German system is confronted by problems in coordinating care and controlling costs.

In addition, some of the best healthcare system in the world such as that of Italy is operated in a combination of private and public system (WHO, 2000). Furthermore, Ruseki (2009) indicated that there was some evidence that suggested competition among health service providers caused the improved quality of care and social welfare, and improved customer satisfaction. To reduce the outflow of nurses and physicians from the public hospital to the private, Japanese governments sets the hourly wage slightly higher than average for the workers of government-own

As some people were skeptical about the basis for the ranking, several studies were conducted, this time including “amenable mortality” in the criteria. France was first in the ranking. One good thing about France’s health care system is that everyone has health care. The country is also reported to rely on private and government insurance. Unlike the United States, France lets its citizens to have freedom in choosing hospitals, doctors, and care. Additionally, the health care system does not put much constrain on doctors with regards to making medical decisions. The same situation is evident on German health care system, where everyone has fully portable health insurance which comes with package of benefits. Like France, Germany lets its patients have freedom in choosing doctor and hospital during illness. A survey showed that patients and physicians in Germany are both satisfied with their health care system (Reinhardt, 1994, p.22).

In Japan it seems as if the doctors have a closer relationship with their patients mainly because the patients’ g o to the doctor three times more than Americans and the doctors’ still make house calls. Japan has always had extraordinary health statistics, mainly because the have a healthier diet and lifestyle.

Japanese people enjoy longer, healthier lives at low costs. They have well balanced diets and low infant mortality rates. Unlike the United States, Japan has universal healthcare coverage consisting of three categories of insurance. Those insurances are employer based insurance, national insurance, and insurance for the elderly. These programs are financed mainly by the government and private employers. Whereas, in the United States, health insurance coverage is

Japan has had a relatively inexpensive universal health insurance system for more than 50 years. Germany made health insurance mandatory for its entire population in 2009. Chile has given all Chileans access to a basic health care package since 2005.

Everybody in Japan gets to have insurance. They either buy it themselves or they pay for it through their job. People who can't afford it at all gets picked up by the government having them paying it for them. Insurance a month for a family costs about 200 dollars. For a family in the US, it'd cost them more than a thousand a month and if you can't pay for it then you don't get it. You can go anywhere you want for medical help you don't have to see a primary and then get transfered to another doctor regarding their specialty. The deductible they have to pay is around only 10 dollars while in the US it can be 100 . The costs of everything are kept low by having the prices negotiated every two years. They only have one payment system and the doctors can't change what they want regarding it (Sick Around the World, 2008). With this being said, it can be seen

This program requires all citizens to have coverage either through an employer based program or through the national program which also includes public assistance to low income households (The Commonwealth Fund, 2015). Insurance companies are not-for-profit and are mandated to cover the same services for the same price. Every two years the Japanese Ministry of Health negotiates the fixed prices and provides oversite for tight control of the insurers, approved pharmaceuticals and medical devices (The Commonwealth Fund, 2015). Citizens do not have the right to choose, but are covered by insurers in the prefecture in which they reside (The Commonwealth Fund, 2015). Premiums are determined for employer based programs and the National Health Insurance Program based on salary. An amount designated as member responsibility can be up to 30% and is also based on salary (The Commonwealth Fund, 2015). After the amount is reached care is covered in full. Private insurance is held by 70% of the population to cover out of pocket expenses, treatments not covered, and lumps sums if members are out of work due to hospitalization (The Commonwealth Fund, 2015). Access to care is open; therefore, patients can pick the provider or service. One of the issues Japan is focusing on is the distinction between primary care and specialist care. Currently, many citizens will go to clinics, hospitals, or directly to a specialist and

When comparing the funding for a countries’ medical cost to another country, it is not an even, across the board comparison since different programs provide for different services. This paper will look at the National Health Insurance (NHI) of France and the Affordable Care Act coverage in the United States.

According to the Universal Declaration of Human Rights announced by the United Nations in 1948, “Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family, including food, clothing, housing, medical care and necessary social services, and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control.”[1] The definition of a health care system has been dynamic and progressive throughout the course of human history. It can be defined at both macro and microscopic levels of analysis and the system can vary substantially between different countries, political systems, societies, cultures, socio-economic classes, groups, families, and individuals.[2] As a system, there are many unique and interconnected segments that integrate together to serve a collective goal of maintaining the health & well-being of the people. This is most typically accomplished through a combination of preventative, reactive, and follow-up care.[3] Health systems are culturally influenced, and can be sub-divided into three main categories, which include the professional (academic, or scientific formal school training), popular (individual, family and community based approach), and folk sectors (non-profession healing specialists).[2] In this paper, a health care

Germany’s health care system pays for not only healthcare basics but also dental, optical, mental health. They will also pay for alternative therapies like homeopathy, to go to a spa, and more. The healthcare system is highly accepted by the German population. Pregnant women pay nothing for their care, while most Germans have a co-pay of $15 dollars once every 3 months for their doctor visits (Saul, 2014).

In conclusion, Mexico, Japan, and France have very distinctive health care systems. The differences in the economy of each country become visible by what each country is capable of providing its citizens with. Both France and Japan have universal health care coverage but the country of Mexico does not. Mexico’s health care system offers three health care plans. Each plan provides different benefits. The élite class is benefits the most from the social security plan, and is the best of the three plans. Mexico’s population faces issues of high infant mortality rate and depression associated with poverty. Japans health care system provides equal benefits regardless of what plan one is placed in. over the years Japans has been faced with health

Waiting lists for treatments are rare. Medical facilities are equipped with the latest technology and the statutory health insurance scheme provides nearly full cover for most medical treatments and medicines. Almost everybody in Germany has access to this system, irrespective of income or social status.

The healthcare system of Japan has extreme financial problems because of the cost of new medical technology, a quickly aging society, and long hospitalization time for patients. The elderly of Japan’s population is causing severe problems for the country’s finances. The elderly population has a major affect of Japan’s health care finances. Also according to Nicolaus Henke, Sonosuke Kadonaga, and Ludwing Kanzler, Japan’s population is growing and mainly the “aging population: already 21 percent of Japan’s citizens are 65 or older, and by 2050 almost 40 percent may be in that age group. Furthermore, advances in treatment are increasing the cost of care, and the system’s funding mechanisms just cannot cope.” The percentage of elderly in Japan is rapidly growing and the youth percentage is not growing as fast as the elderly are and it is not getting any better. One out of numerous social issues Japan countenances are their growth of population because of the way that most nations face the issue of over population over a small amount of time. In any case, Japan 's population development has done the inverse and has slowed down. The reasons are; the death rate is higher than the birth rate that results in a shrink in population of the nation, less individuals can work because of the elderly and the old age needs welfare and medical care that nobody

Although Otto von Bismark developed the first universal health care system in Germany during the late 1800’s, the country did not require citizens to have health insurance until 2009 (Green, 1). The German Parliament and Federal Ministry of Health offer federal governance of the healthcare system, while the German Federal Joint Committee (Gemeinsamer Bundesausschuss) monitors the quality of SHI services (Armstrong, 152). Germany’s health care system is now divided into two systems: