Graduation Speech : A Teacher 's Financial Package

College tuition has been an increasingly intense topic of discussion over the years. The costs of higher education have been debated by many people, and it has been discussed as to whether costs are becoming too high for students to afford. College has become more and more popular, and now as many as 20 million students attend universities reported by The National Center for Education Statistics (1). The value of a college degree is immense, but college tuition is becoming too expensive for students to afford, and furthering the problem are students’ lack of knowledge on how to pay and earn money towards their college degree.

Finally, the most difficult challenge students face in college is a financial hardship. Many students come from various walks of life and sometimes determining one’s financial capability to offset college costs during the early stages of can be problematic. Some students come from well to do families who have a tremendous capacity to pay full tuition without external assistance. These particular students do not require financial aid or scholarships, as they can meet the institution’s financial requirement regardless of what level in college they may fall under as the source of wealth is derived from the family or families. Other students, however, come from impoverished families whom solely depend on financial aid and work full time or part time

With lack of financial aid students are not going to be able to afford college on their own. They are relying on their parents to help them, but is there anything they can do?

In today's generation college students struggle to attend higher education. Tuition has been higher than ever before to attend college. This is true, college students battle to go to college. A book that I read "They Say, I say" mentions, "many families are indeed struggling, in depths of recession, to pay for their children's college eduction." (Sanford, 191). Paying for college funds affect families as well as the student.

The increased costs of tuition and fees are making it more difficult for individuals to attend college, and they are being forced to drop out, having a major impact on graduation rates. Data stated that was stated in FACT SHEET on the President’s Plan to Make College More Affordable: A , Better Bargain for the Middle Class (2015), “The average tuition at a public four-year college has increased by more than 250 percent over the past three decades, while incomes for typical families grew by only 16 percent” (“Fact Sheet”, 2015). This is causing major stress and becoming a burden on the finances of the student and their families. In order to attend college, a large percentage of students will have borrow money because of

The cost of college tuition can affect the student's life in a way that one would not think like in their future. College stresses students in high school because they have to worry about if their grades are up to par and do they meet the college or university requirements. But more of students stress comes in the future. Fact is proving that most of college students go back home and live with their parents because they are not financially stable to afford their own home because they are still paying off loans. A percent of 85 this year’s graduating class of this year will be forced to move back home in order to help cope with student loan debt.Only 57% of people between 25 and 44 own a home today, a 4% decrease since 1980, ("15 Surprising Side Effects of Rising College Costs"). Another way is that college graduates put off having children because of them not being financially stable online universities recently did a survey on how many college students have children the results shows that debt, largely from college, was causing 20% of young adults to delay having children,even if they wanted them. Kids can be a little expensive , and college debt may mean that many young couples that are wanting to start family have to hold off on adding to their family until they can get loan debt under control. ("15 Surprising Side Effects of Rising College Costs"). Also, it

Monetary investment for college is a huge contributing factor into the argument of why many individuals should not go to college. They simply cannot afford it. Their parents cannot help them pay for college, they didn’t receive financial aid, or they cannot support the financial burden themselves. Financial aid is very helpful when I comes to diminishing the cost of college. However, this doesn’t help all the time. I have a friend who

College is one of the biggest financial burdens in today’s society for many. Since the recession, people often ponder what the best financial options for students looking to go to college are and what path they should take to get them there. Mike Rose, faculty member at the Graduate School of Education and Information Studies at the University of California, Los Angeles, and Karen Lawrence, the president of Sarah Lawrence College, have both written articles about this epidemic stating the advantages and some possible downsides to pursuing a higher education. During these articles, the two writers are trying to persuade their intended audience that college is an option that could be beneficial for them to take advantage of. They both have different

Families are now aiming low when it comes to college- or are simply not going at all. Money could play a huge part in this decision- after all, the cost of college has skyrocketed over the years, and so has the amount of student loan debt. This is something even Leonhardt admits, stating that, because of this, only about 33 percent of young adults get a four-year college degree today, while another 10 percent receive a two-year degree (Leonhardt). And even though many colleges offer financial aid packages, that money may soon be cut and the cost of college will continue to grow. It is true that, in my personal experience, just because a student is awarded financial aid does not mean they have a golden ticket to University. This leaves many desperate students the only option of taking out as many loans as they think they can handle- often more than they should. Debt is not a new issue for America, but it is still a problem. Although David Autor, an M.I.T. economist, laments: “not sending [young adults] to college would be a disaster”, no one can ignore the rising rates of loan defaults, and some think it

College is where you go to get higher sources of education. Many high school students dream of attending college in order to attain more knowledge, yet so many people fail to realize the cost of college. Attending college, currently, is nearly impossible to do without being in some sort of financial debt or seeking out government help. According to the American Association of University Professors, “two-thirds of American college students graduate with substantial debt, averaging nearly $30,000 (if one includes charge cards) in 2008 and rising.” (AAUP, 2012) Although going to college is beneficial, there is an argument on whether or not going to college is worth the possible debt incurred. The goal

In his article “Is College a Sucker Bet?” Dave Maney (2013) claims that the times for college are changing. He states that around this time of year, millions of Americans are experiencing their first college acceptances and rejections. Many parents are worried about where their kids are going to college, and how they will be able to afford it, which leads him to the question, “Is college a sucker bet?”

The most important problem for high school students and their parents when they think about college is how they will pay it. According Robin Wilson, a reporter for the Chronicle of Higher Education says “In fact, despite stories of a large number of students who face gargantuan debt, about a third of graduates leave college with no debt

Students from all over the United States are told all through their life that they need to attend college if they ever want to be successful, however, this is far from the truth. Often schools are culprits for driving students to attend money driven colleges, in other cases it is family. While schools all too often make the push on students to continue their schooling, parents can cause the same situation, as they may not have a degree and be working a low-paying factory job. Now kids already don’t want to be like their parents when they get older, so seeing them suffer in poverty or barely above the poverty line can cause some dissatisfaction, further seeking a degree to live a life that they never got. What many

80% of students who want to attend college or university cannot on their own funds (CNBC, 2013). Students have to rely on government or private loans and other resources to get them started in college. Students who live in the community of state colleges may want to attend but do not know how they would get there. Do not be like others, make a change. Students should be given the opportunity to live their dreams doing what they aspire whether affordable or exorbitant.

If someone hands another a one-hundred-dollar bill and tells them do with it what they will, there exist the small minority that will use it responsibly. The rest of the population will spend that money on something they don’t need or something they wanted but couldn’t afford on their own. When a college student’s parents hand them several thousand dollars to spend on their education, there is little doubt at least a portion of that money will be used irresponsibly. The article “Want your kids to succeed? Don’t pay for their college education.” Written by Susan Adams discusses the outcome of parents simply relinquishing large sums of money into their children’s hands and the effect it has on their education. For the most part, Susan’s argument that parents paying for their kids’ education harms their success is correct, but she does not offer a proper solution to the problem presented.