Grenier's Foreclosure Case: Unanswered Cases

Frank W.Tolman, Sr., submitted a complaint on October 25, 2014, regarding Alan L. Grenier, Esq. Tolman Sr. alleges that Grenier did not properly handle the sale of his property, 175 Central Street, Georgetown, MA. During the sale Tolman alleges that Grenier was deceitful, unethical, and fraudulent. Additionally, he asserts that he did not receive his entire case file, including properly executed paperwork required for taxes, and that Grenier “continued to run up legal bills and stalled me with no action.” Grenier has allegedly violated Mass.R.Prof.C. 1.1, 1.2, 1.4(a)&(b), 1.16(d), and 8.4(c).

FACTS: Theadores W. Ross conveyed her home to Peter R. Cournoyer via a quitclaim deed. In addition to the standard statement consideration, i.e., “consideration of $10.00 and other valuable consideration,” the deed also stated, “This quitclaim deed is being given with the consideration being love and affection.” After the deed was recorded, Cournoyer sold the property to Luis and Gladys Perez for $50,000.00. The purchase money came from mortgage that the Perezs gave to Chase Federal Savings and Loan Association (plaintiff). Thereafter, Mrs. Ross brought suit to rescind and cancel her deed to Cournoyer citing the absence of valuable consideration.

Case Summary: Grutter v. Bollinger, 539 U.S. 306 (2003) involved a white Michigan resident named Barbara Grutter and the University of Michigan Law School. Grutter was frustrated by her rejection from the Law School, claiming that the University’s decision was due to a discriminatory admission policy which sought to enroll greater amounts of underrepresented minority students. Grutter believed that white candidates possessed a disadvantage due to this policy and she sued the university. According to Grutter, race was the “predominate factor” in selecting applicants instead of academics. She argued that the policy was unconstitutional and that it violated her 14th Amendment rights.

This case arises out of a foreclosure proceeding initiated in the Circuit Court for Baltimore City by substitute trustees Thomas P. Dore, Mark S. Devan, Gerard F. Miles, Jr., Shannon Menapace, and Erin Gloth (collectively, the “Substitute Trustees”), appellees. In the foreclosure proceedings, the Substitute Trustees filed an order to docket a foreclosure with respect to real property located at 3517 Woodstock Avenue, Baltimore, Maryland 21213 (“the Property”) owned by mortgagor Celeste Wenegieme (“Wenegieme”), appellant.

They never realized that they were using their home as collateral or that the documents were applications to secure equity loans, line of credits, and modifications. It was proven that many could not read or write. Nevertheless, the banks were able to move forward with the foreclosures and the victims lost their home to either the bank or the contractors. Despite the clear demonstration of criminal activity, no arrests were made and very few consequences directed toward those licensed to uphold the highest standards and to protect the consumer. The fraud and abuse was so widespread throughout the entire real estate industry. Mortgage and real estate brokers, roofers, contractors, surveyors, inspectors, and bankers; there was definitely enough blame to go around.

The legal principle that allowed this was corporate entity status. This makes corporations legal entities and allows them to sue or be sued. Because The United Federated Loan Company is a corporation, it has the power to sue the county. The legal principle that allowed this was corporate entity status. This makes corporations legal entities and allows them to sue or be sued. Because The United Federated Loan Company is a corporation, it has the power to sue the county. The legal principle that allowed this was corporate entity status. This makes corporations legal entities and allows them to sue or be sued. Because The United Federated Loan Company is a corporation, it has the power to sue the county. The legal principle that allowed this was

St George, Utah market is flooded with foreclosures. Here let’s have a look at the reasons ST George Utah foreclosure is a lucrative investment.

Being that I only saw this scholarship opportunity a short while ago and partaking in a busy day today, I will energize you with one of my ideas that will not require much detail. However, I do have several that are sure to work. My time starts now at 7:30 p.m. Yes, the foreclosure catastrophe involuntary, caused a multitude of homeowners to abandon their homes when the economy plummeted to its lowest point. Even with the rent to own options, it is not usually a realistic adventure. Renters still have the mindset of a boarder and are dependent upon the property manager to take care of practically all things associated with the property, with the exception of landscaping. “Translated” cutting the grass. Renters must to be educated in what goes with property ownership before even looking at to occupy for lease purposes. It cannot be cultured in a single setting, but in a given sequence of empowerment classes throughout the duration of the lease agreement. Yet, there are other options in which present tenants can be converted back into viable homeowners again. Due to foreclosures, the bank has an abundance of housing inventory and has the upper hand in creative options to re-introduce potential boomerang buyers. When I say creative options, I am referring to resources. While foreclosure is not always a simple black and white procedure, banks are a great place to start. Regardless to the foreclosure process implemented for each state, the same concept can be adopted to own

Next, Colin serves as an example of identity foreclosure and the impact early maturation can have on individuals. According to Marcia’s theory of development, identity foreclosure occurs when an individual lives a life that was chosen for them, specifically by a parent or guardian, instead of making their own decisions. In Colin’s case, this can be seen by the fact that his father forced him to start playing basketball because he himself played basketball when he was younger. Instead of going against his father’s wishes, Colin simply accepted the fate that was laid out for him, never giving any consideration to other possibilities for his life. Additionally, Colin also the impact early maturation can have on adolescent males. According to research, early-maturing males tend to be more outgoing, confident, involved in sports, and well-liked. As an

The foreclosure crisis that took over the United States a few years ago left many people facing economic hardships. This crisis happened because there was a huge housing bubble that was unsupported by actual home values. The bubble began bursting in spring of 2008 and the crisis culminated in mid-2009. Many lenders went out of business and many home owners began losing their homes. When the government became aware of this problem and began to implement new programs, it was already too late for many homeowners. Those homeowners are not at a point where they might be considering buying a new home. The housing crisis has created new rules, regulations governing the mortgage industry, and has also created a new agency dedicated to consumer protection. This consumer protection agency is called the Consumer Finance Protection Bureau. These dramatic changes have helped to create more responsible lending. The improving market conditions such as low housing costs and competitive interest rates are allowing those affected by a foreclosure to become homeowners again. Prospective buyers have a multitude of programs available to them, so even those with less than clean slate have several options.

As for myself I was shocked to find how many uniformed people took out mortgages which were almost certain to doom them to failure and also the lenders who took this long road with them. It has devastated this country and has given all of us an opportunity to learn some very important values that somehow has gotten lost along the way. Somehow to learn from these misfortunes has to make us stronger. We have to educate buyers and lenders and stick to values that can make homebuyers successful.

The insolvency seen in the Housing Market manifested in the large number of stagnant foreclosures caused a dramatic decline in housing prices, which resulted in many homeowners owing more money on their houses than they are worth. Market-level insolvency is caused by capital flight in a specific market in response to a scare during a decrease in solvency. During the scope of this recession, the initial, progressive decrease in solvency was caused by a negative Net Capital Outflow in conjunction with the cash-vacuum produced by the US Budget Deficit, and the scare was caused primarily by the failure of several significantly-sized corporations and a rapid increase in foreclosures caused by the loss of a large number of jobs.

Foreclosure is a heartbreaking process, but it is always possible to salvage something from the situation. If you can pay back the lender everything you owe, including back payments and penalties, then you can sell it before it is auctioned off. An experienced real estate agent can help you avoid foreclosure by selling your home and getting enough to pay your debts.

I have a unique perspective in that I have gone through the foreclosure process twice since 2009. I have experienced firsthand what it is like to seemingly lose everything, to feel as low as I have ever felt, to be embarrassed and mortified beyond belief

You have three days to leave you home, you’ve gotten the news today. You take one last look despairingly around your snug little home touching for the last time the small cool stone mantle. Take a final stroll and look out the sliding window and think desperately, ‘Why?’ Despair, confusion, and rage run rampart in your mind and you struggle to come with how you came into this situation. Do you blame yourself? Blame the lenders who talked you into the buying the house or made it seem so easy? Do you ultimately blame the government? Forget about the blame game. Remember you have three days to leave your home and what’s happened is past. Look now to the future. You look back as you pull out for the last time of the driveway. Why?