Hackers : The Real Estate Agent

Modern day technology has changed the ways in which people purchase products and services. In the twenty-first century, all business has pretty much converted over to the electronic payment systems. One swipe of a credit card and immediately the data transmits through a gateway onto the payee 's bank processing link. However, during the disbursement of data is when more than forty-three million people’s debt or credit card information becomes promised. May of these computer programs assume the title of Hackers. A hacker is one who installs malicious software onto individuals compter’s or computers networks. In hopes of gaining unauthorized access to sensitive information on the victim 's computer.

Almost 90 percent of our society now depends on complex computer based system. With the increasingly use of computer and explosive growth of the Internet has brought many good things: electronic commerce, online banking, e-mail, video conferencing etc. The improvement of systems security to prevent criminal hacker has become an important concern to society. There are many ways to protect those information systems; it seems that the Ethical Hacking is a better way. Therefore, whether to teach or not teach the "Ethical Hacking" as a course in Tertiary education has become an interesting argument. In this article will analysis the ethical, legal, and ethical implications of this issue.

Data breach is a topic that plagues the daily news and whether it presents itself in the form of a large company security breach or a case of identity theft in town, people are aware of their surroundings and are cognizant of the danger that hackers pose. Thus, when we are doing things like creating a new account with a website online, we are actively choosing to ignore the potential risks that surround us because creating a complex password and changing it every so often becomes too difficult. Just like Herley’s phishing example that was mentioned earlier in this paper, the time it would take to detect phishing websites and applying our knowledge to help prevent security breaches would help us save less than a dollar per year. I believe that is a risk many are willing to take, especially if it helps make our online experience that much more enjoyable and

In 2014, one the country’s largest home improvement companies Home Depot was attacked by hackers. The hackers used a vendor’s stolen log-on credentials to penetrate through the company’s network and installed a custom built malware that stole credit card data and email addresses. The attack allowed the hackers to gain access to 56 million credit and debit cards in the US and Canada, and another 53 million e-mail address were also stolen.

Zeus malware also known as zbot is a type of notorious banking malware. A computer virus that targets windows operating system with the primary aim of stealing financial data and confidential informations from banking and financial institutions. It was first found in 2017 when it was used to steal data from the United States Department of Transportation (USDT). It became more popular in 2009 when a security company Prevx found that Zeus had taken over and infected 75,000 FTP accounts on websites of companies like Bank of America (BOA), BusinessWeek, NASA, Oracle, Cisco, Amazon, etc. It is also used in social engineering scams of tech support technicians. They also use it in make believe scams too, into making

Between the period of November 27th to December 15th 2013, over 11 gigabytes of data, personal and credit card details from 70 million customers was stolen. The details were stolen mainly through the hacking of Point of Sale (POS) machines, however there was a clear structure to the attack as shown below.

Within the past year, there have been many credit and debit card hackings that have occurred, mainly targeting businesses in the United States. The three main businesses that have been targeted and successfully hacked have been Target, with 40 million card holders having their cards compromised, JPMorgan Chase, with a total of 76 million households and 7 million businesses being compromised, and The Home Depot, with 56 million card holders being attacked (Silver-Greenberg, Goldstein, Perlroth). In addition to the main stories about hacking that everyone hears about, there are many others that are never brought to the attention of consumers. Within the first half of 2014 alone, there were 76 breaches solely in the United States that caused credit card numbers to be compromised (Newsham). Learning about these situations struck me as extremely intriguing and lead me to want to learn even more about these hacking situations. In researching about this topic and looking in depth at all the information I found, I discovered that there are many other subtopics that interested me as well, including consumer hacking in general, how credit cards work, what technology is needed for credit cards to work, how information is stored safely within companies to prevent hacking, the technology behind hacking, the main programs used within hacking, if, and how, social media has effected hacking, learn more about what big name companies and bank franchises should be doing in

Businesses, Governments and academic institutions are becoming needy on the internet in their day to day undertakings. Similarly, consumers are increasing their use of e-commerce and online shopping more. This indicates increasing openings for hackers to intercept and disrupt activities.

As we have progressed throughout the chapters in this course we have learned more and more about consumer economics. The knowledge it takes to keep consumers safe and up to date is constantly changing to allow consumers to protect themselves from potential problems that they are aware of as well as things that are concealed. During the last few chapters of this course one topic that really stuck out was identity theft. It is very fascinating that people are capable of stealing so much information people they don’t even know. This information that hackers and other intelligent people collect can change the average consumer’s life as well as company’s reliability. During this essay, the topic of identity theft will be covered as a consumer is affected as well as how cybercrimes using the same methods can affect very large companies. This in turn will affect consumers.

Organizations, on the other hand, are prime targets for social engineering attacks. As technological changes moves at such a rapid rate, many companies, especially, small businesses struggle to keep pace, and policies and procedures are developed haphazardly, if at all. However, information security poses a great risk and must be addressed if organizations are to avoid a range of unpleasant side-effects and sometimes significant financial losses. A 2007 study conducted by the Ponemon Institute on security breach revealed that “average total cost per reporting company was more than $6.3 million per breach and ranged from $225,000 to almost 35 million”. Moreover, according to an article published in one of the leading Information Security Magazines “85% of organizations experienced a data breach in 2008” (Raymond.Al, 2009).

The cost of computer crime to business in the United States has ascended to $67 billion as per the 2005 FBI Computer Crime Survey. Not a day passes by that a PC security adventure or fraud plan stands out as truly newsworthy. The effect too little and medium measured organizations is gigantic. These organizations have minimal measure of assets to use to shield against programmer assaults and they endure a percentage of the biggest net economic effects when defrauded by an assault. The uplifting news is that there are some basic things an entrepreneur can do to extraordinarily decrease the threats of being exploited by a data security failure. Instruction and attention to the most predominant threats to business data and regularly misused security holes can rapidly close the way to a security occurrence. Pretty much as with conventional robbery attempts, the computer anti-socials will first search for the easy way out when attempting to soften up to a

There are bundle of issues a rises regarding reports of hacking websites and databases and security holes in software. For example, there is lot of security warnings and patches for Microsoft software. Several banking and other business websites, including Barclays Bank, and Consumers’ Association in the UK, have experienced breaches in security where ‘a technical oversight’ or ‘a fault in its systems’ led to confidential client information becoming available to all.

Thesis Statement: This paper will try to prove that the improper management of firewalls and the lack of strong security policies used in enterprises will cause data breaches from within the enterprises. To try and prove this, the paper will shed light on various data breach scams that occurred to companies such as Target, Home Depot, Ashley Madison and OPM. It will also try to create a model for ideal security policy making for companies in the e-commerce domain.

Inconvenience, damage to public image, and lost time are only a few of the negative aspects of cyber-crime for the companies and individuals that to have to deal with it, there is often a considerable cost associated with whatever damage is done by these individuals. “Hackers, computer criminals, and cyber-criminals, both domestic and international, could cost the U.S. economy over $100 billion and 500,000 jobs per year, according to a 2013 report by the Center for Strategic and International Studies (CSIS), a Washington D.C. think tank.” (Bidgoli, 2014, p. 85) These costs can be incurred due to downtime, loss of

The Internet is being utilized more for discriminating business exchanges. It is basic information among business experts that executing business over the Internet without fitting insurance measures puts customer and organization data at extensive danger for misrepresentation and burglary.