Hagl Creadit Analysis

2) What are the advantages and disadvantages of investing in property? Despite economic downturn in recent periods, there are various incentives provided by

With the consistent increase of property prices and more personal debt than ever before, we assume that there’s a housing bubble in Australia. The statistics show that from 2008 till now, property prices have been going up as a result of increased mortgage debt. When it slows down, that could cause a property crash. We are sure that there’s a housing bubble, but we cannot confirm when it will finally burst although a few area in Australia has already met a decrease of house prices. There are 3 indicators of the housing bubble in Australia.

This research topic is significant to the current property market in Singapore and its sudden increased demand for houses despite the economic downturn, exploring deeper as to whether the government policies were the real influential causes to this boom in property demand. It has relevance to the economic concepts of demand and supply, elasticity, inflation and monopolistic competition. This topic is worthy of investigation because it is a hot media topic in Singapore, and is widely debated in the country because it’s the most expensive household asset.[2]

The hypothesis mentioned in the introduction supports this assumption on the real estate market in Hanoi. However, it can be questioned whether the real estate market is an oligopoly.

In chapter three, the case study is about the property market of residential housing in area Bandar Sri Permaisuri and Bandar TunRazak. Which both of this location has different type of residential house such landed and strata. The case study is the key point of the research due to the this research emphasis on the particular selected case study to determine which investment can give the best investment either in landed or strata property with different location.

China is one of the major economical players in today’s international market. China’s economy is the “seconds largest in the world after the United States” (Joseph, 63). This is a striking achievement due to fact that China is a “developing country”. China has achieved a great amount of success through the collaboration of political and economical regimes. The economical growth in China led to “one of the biggest improvements in human welfare anywhere at anytime” (Kristof, 15). Currently, China is experiencing a real-estate bubble. This eventually will hit a climax, disrupting the real-estate market within China. This real estate bubble that China is undergoing is considered one of the "biggest housing

Vietnam has gone through a successful development process, known to be one of south east Asia’s fastest growing economy and could possibly become a developed nation by 2020 (BBC News, 2014). Vietnam was once one of the poorest countries in the world in 1986 with per capita income below $100. As of present, Vietnam has transformed into a lower middle income country with per capita income of $1,960 by 2013 (The World Bank, 2014). Vietnam’s GDP per capita have been rising every year as shown in Fig. 1.

The Real estate is that area of investment which has been used for the purpose of accumulating wealth in the form of assets for more than thousands of years. It has been observed that in the investor’s portfolio that real estate has taken a significant portion in the form of investment asset. Basically, there are two forms of real estate, one is

It is no doubt that the recent years’ booming house prices in China is an unnatural growth of a market. As such a big country, China requires more than one factor to make such a huge impact on its own housing market and further the country’s economy as a whole. It is hard to say what phenomenon or policy has triggered the skyrocketing real estate market price, it is more likely a little bit of everything in China are involved into the cause of bubble real estate market. In the majority of the cities, the growth rate of house price is way faster than the growth rate of disposable income. Housing prices’ growth rate this high took place in China

Regression result suggest that foreign and domestic transactions has signification effect on the changes in housing price, while changes in consumer price index, gross gaming revenue, preference towards property allocation on newly married couples and interest rate did not show signification short-term effect. In analysis, I proposed two possible explanations for this phenomenon.

The major components of the tax revenues are the taxes on personal income, profits and gains (39%), taxes on goods and services (28%) and taxes on corporate income and gains (18%) (David, 2015). However, the taxes on property accounts for 9% which is also important. Household income, equity, and economy are all affected by taxation on properties in a broad way, thus special consideration is required before imposing taxes on returns of the property holdings. In other words, any change of taxation policy on such entities may lead to various changes in the economic conditions, especially, where the major investment for most population is in real estate

In the city Lagos, Nigeria, there is currently a tourism boom about to be unleashed, resulting from the development efforts and economic growth that promises many opportunities to investors. The effect of it is a rapidly expanding real estate property sector offering unlimited opportunities to reap bountiful harvests from.

Liow (1997) examined the historical performance of Singapore property share returns in 1975-1995 and found that the property

Let us take a brief look to the financial history in the asset market and specially buying house from 2001 to 2008.

In line with the stable economic environment, improved labour market conditions and rising inflationary fears, the property market continued on a growth trend that only moderated towards the end of the year. In 2011, the Malaysian property market recorded an all time high 430,403 transactions valued at RM137.83 billion which were 14.3% and 28.3% higher respectively compared to 2010. In tandem with the vibrant property market, the Group’s projects throughout the country continued to enjoy healthy take up rates, which enabled it to achieve RM1.35 billion in sales. Riding on this positive sentiment, the Group continued to enhance its value proposition to prospective buyers by offering a wide range of products incorporating contemporary designs and innovative features in our well located developments. The positive results of our efforts are reflected in the financial performance of the Group.