Essay about Hca 305 Week 2 Assignment

1625 WordsApr 29, 20137 Pages
PATIENT PROTECTION & AFFORDABLE CARE ACT OF 2010 (P.P.A.C.A.) HCA305: The U.S. Health Care System Instructor Delana Chappell-James January 14, 2013 PATIENT PROTECTION & AFFORDABLE CARE ACT OF 2010 (P.P.A.C.A.) Introduction If there is one thing that most Americans are in agreement with, it is the vile shape of our U.S. health care system. There is no argument that the U.S. health care system is in need of an overhaul, however, there is much debate over just how to effectively go about the process. The public have voiced greatest concern in the health care areas of costs, quality and access. Many presidents have pondered the idea of health care reform; a few even made attempts to start the ball rolling. The first…show more content…
This rule means that if at least 80% of your premium dollar must be spent according to the rule guidelines, if not, then a refund must be issued to you. Furthermore, the law stops unreasonable rate increases and lowers costs by offering small business tax credits. These provisions are intended to bring down healthcare costs and make sure that your health care dollars are spent wisely (HealthCare.gov). Next, the P.P.A.C.A. provides better access to care by providing more health care choices. Better access to care will be accomplished through free preventative benefits, coverage for young adults, coverage for Americans with pre-existing conditions, and affordable insurance exchanges, which are “one-stop marketplaces where consumers can choose a private health insurance plan that fits their health needs” (HealthCare.gov). Last, the P.P.A.C.A. aims to strengthen Medicare with the addition of new benefits, attacking fraud, and improving care. The law will achieve results through lowering the cost of prescription drugs, free preventative services, fighting fraud, improving care coordination and quality, and providing choices while lowering costs (HealthCare.gov). Media Reports On The P.P.A.C.A. Certainly, a perfect, quick fix does not exist to rescue a system as broken as the U.S. health care system. However, most Americans would agree reform is mandatory. Unfortunately, any effort to reform the U.S. health care system inevitably will be greeted with

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