Health Advisors: Ushealth Health Insurance Company

Medical technology is a strong suit in the U.S., most commonly found in more expensive insurance

Poor nutrition in the United States is indeed a scary factor that continues to lead our citizens to chronic healthcare conditions. The article notes “Health People 2020 states the most affected are non-White, Hispanic adult populations are disproportionately affected by obesity” (Kaiser Foundation Hospital, 2014, p. 6)

As a managed care organization Kaiser Permanente has served as a model for informational healthcare systems and the recent demand for affordable care has prompted the organization to lower cost in services without hindering the quality of care. Kaiser Permanente has integrated a system in which the organization assumes all financial risk and a bundled enrollment fee for service strategy. What makes Kaiser Permanente unique from other HMOs is their accountability for quality, utilization management, financial risk, and business strategies (Kaiser Permanente, 2009).

There has been discussion to have universal healthcare system similar to Medicare as a method to have a centralized monitoring system of cost. There have also been other systems tried beginning with HMOs in the 1970s in an effort to streamline access to necessary healthcare services by employing a gatekeeper to their access at the primary care levels. With patient dissatisfaction, PPOs were tried which circumvent the necessity of referrals (Hacker, 1998). Either of these models had substantial effect on healthcare outcomes while the cost of healthcare continued to skyrocket. The US spends more than any other country on healthcare but outcomes are not better (Blackstone, 2016). In 2010, under President Obama’s leadership, Affordable Care Act was passed and one of the promising features is the formation of accountable care

In March 2010, the US President Barack Obama signed the Affordable Care Act (ACA) into the law which was proposed to provide health insurance services to more American peoples by reducing health costs. The Affordable Care Act endorsed states to set up health insurance “exchanges” to register people in insurance programs and increase their capability to evaluate insurance services. State of Minnesota decided to build up its own health insurance exchange called ‘MNsure’ system, rather than rely on the federal exchange. Minnesota chosen the “Cúram Solution to develop health insurance exchange which was a package system presented by big IT company IBM and was particularly designed to assist American states to fulfill the ACA requirements. Prior to the Mnsure, Minnesota was a primary leader in the modernization of health care department in US , but the system provided by Minnesota makes uncomfortable thousands of state people using MNsure health exchange program(Greg Davids ,2015).

Today’s options for medical healthcare is a wide stream business that has took off when healthcare became a hot topic on Capitol Hill. Thru the joining of American Association of Health Plans and Health Insurance Association of America a new trade association was created. That medical health insurance is called The America’s Health Insurance Plans (AHIP) it’s currently representing the health insurance industry. Like such a large number of other focused medicinal medical coverage AHIP is one numerous spots that a person will realize that they have an organization that pays special mind to their wellbeing. AHIP has exceptionally solid perspectives on why individual ought to end up becoming a member. They

Anthem policy is driven by their focus on creating the best health care value in the industry, ex-celling at day to day operations and executions and capitalization on new opportunities to drive growth. With a reputation for innovation, Anthem Inc affiliates are committed to establishing a relationship with customers, physicians, hospitals and other health care clinicians as trusted partners. This company labeled as one of the largest health care insurance providers ("Products and Services”,n.d). They deliver many leading health benefit solutions through a broad portfolio of integrated health care plans and related services, along with a broad range of specialty products like life and disability insurance benefits, dental, vision, behavioral health and long-term care

The company’s Health Plan and Medical Services division provides health plan commercial risk, commercial management services, Medicare advantage coordinated care plans, and Medicaid products. It also offers commercial risk products, including health maintenance organization, preferred provider organization, and point of service products to individuals and employer groups. In addition, this segment provides health insurance benefits under the federal employees health benefits program; administrative services only products, such as medical claims administration, pharmacy benefits management, and utilization management and quality assurance programs; consumer-directed benefit options comprising health reimbursement accounts and health savings accounts to commercial customers; and comprehensive health benefits on a risk basis to members participating in the Medicare Advantage Coordinated Care Plans and Medicaid programs. Its Specialized Managed Care includes Medicare Part D program that provides access to prescription drug coverage for eligible beneficiaries; network rental business that offers network rental services through a national PPO network to national, regional, and local third-party administrators, as well as insurance carriers; and behavioral health benefits business provides coordination of comprehensive mental health and substance abuse treatment services. The company’s Workers’ Compensation division offers managed care services, such as

With the many available kinds of insurance available in the market, the common person will want to find the best health insurance that will deliver in times of need.

USHealth Advisor proudly markets itself as America’s choice for health care. According to USHealth Advisors LinkedIn page, the company is a wholly owned sale and distribution division of the larger USHealth Group, Inc based in Fort Worth, Texas. The company committed to selling health insurance products targeting individuals as well as supplementary products underwritten by The Freedom Life Insurance Company of America, which is also a division of USHealth Group. USHealth Advisors areas of specialty include accident coverage, guarantee issue plans, health coverage, critical illness coverage and dental insurance among other areas. The privately held company was established in 2010 and boasts of employing more than 200 employees.

By saying that health care insurance companies need to provide more information to their consumers; this would allow the consumers to save money and make better decisions regarding health care. No one wants mediocre care, but expensive health care cannot be afforded by everyone. In addition, by disclosing the costs of their services, health insurance companies create a more affordable health care plan for consumers. Consumers can choose quality health care at a low cost. For example, in the newspaper it says that David Toomey, Chief Representative of Compass Professional Health Services has been researching the price fluctuations of health insurance and providing information to his employees about where to get quality health care at a low

The first 6 months of the Lakeside Health Plan’s costs have run above both the prior year’s spend and expected budget. An increase in unforeseen large claimant activity from dependents is contributing to this overestimated spend. Although this year’s plan spend through the first 6 months is higher than anticipated, the past several years for the Lakeside plan saw reduced cost and surpluses to budget.

Feel Good Healthcare Insurance Company is new to the healthcare industry. We have over 500 employees and we are in the states (Alabama, Mississippi and Tennessee). We offer flexible coverage at affordable

The week of the 21st of November, American Healthways is conducting a health care screening at the company offices that includes: a health assessment and a blood test. There will be an incentive to signing up and completing the full health assessment. The sign up sheet will be in the break room.

Hawaii Health Systems Corporation has twelve facilities across five different islands with 1,275 licensed beds. It consists of five regions: East Hawaii, West Hawaii, Kauai, Maui and Oahu. HHSC is listed as the fourth largest health system in the country and the fourth largest on the islands, outside of Oahu (www.hhsc.org, 2014). In addition, it is the only provider of acute care on Maui and Lanai. In the West Hawaii Region, HHSC operates two facilities, Kona Community Hospital and Kohala Hospital. Kona Community Hospital, opened in 1914, operates a 94 bed acute care facility with a fully operational 24 hour Emergency Room. The East Hawaii region operates three facilities. The largest facility is located in Hilo, with Ka’u being a