Health Care At The Universal Coverage

The Patient Protection and Affordable Care Act (Obamacare) had mame dramatic changes in the field of the health care system, especially in Medicare, that will seriously take effect in American seniors. Indeed, much of the health law’s new spending is financed by spending reductions in the Medicare program. In addition to the provider payment reductions, Obamacare significantly reduces payments to Medicare Advantage (MA) plans by an estimated $156 billion from 2013 to 2022.( Elmendorf, letter to Speaker Boehner). About 27 percent of all Medicare beneficiaries are enrolled in MA plans, a system of regulated and private plans competing against each other as an alternative to traditional Medicare. MA plans are attractive to beneficiaries because they offer more generous and comprehensive coverage than traditional Medicare by capping out-of-pocket costs and offering drug coverage to a rasonable

Medicare Part D is prescription drug coverage. It’s the newest part in Medicare. It adds prescription drug coverage to original Medicare, some Medicare cost plans, some Medicare PPS plans, and Medicare Medical Savings plans. Beneficiaries choose the drug plan and pay a monthly premium.

What would you say when I told you that if you look at a list of the worlds developed industrialized nations that there is only one developed country in the world that doesn’t have a universal healthcare system. Some of the countries on this list include Japan, Germany, and even Canada. The United States, a global power, our home and the world’s largest economy is the only westernized industrial country without universal healthcare. The amount of people dying due to a lack of medical coverage is at an all-time high, while the U.S also has the most expensive healthcare system in the world for its citizens. According to Toni Johnson, author of the article “Healthcare Costs and U.S Competiveness” “The United States spends an estimated $2 trillion annually on healthcare expenses, more than any other industrialized country. According to data from the Organization for Economic Cooperation and Development (OECD), the United States spends two-and-a-half times more than the OECD average, and yet ranks with Turkey and Mexico as the only OECD countries without universal health coverage.” (Johnson) For a country that spends so much it seems strange we do not even offer the best health care in the world. It also seems even stranger that there are over 45 million Americans who are going without health insurance. (Johnson) Universal health care is defined as a basic guarantee of health care to all its

Access to Medicare services to the implementation of Affordable Care Act, commonly called Obamacare, some say that some will have difficulty finding doctors to accept new Medicare patients and to think that the service provided to Medicare beneficiaries will decline is also a myth. Looking at the findings from the 2011 Medicare Current Beneficiary Survey Access to Care research files, one can see the care given to Medicare beneficiaries. In 2011, 96.7 percent of surveyed Medicare beneficiaries claimed that they were satisfied with the quality of care given, which is an increase from 95.1 percent, just ten years ago (CMS, 2012). Giving their doctors good to excellent ratings for the services they provided to them while in their care. These beneficiaries are those who have private health insurance and also expect access to healthcare when Obamacare is implemented next year. But Medicare is gearing up to keep with the coming changes with plans to help beneficiaries. First thing beneficiaries should know is that Medicare is protected, so beneficiaries have the same coverage they had this year, regardless if it’s traditional Medicare or Medicare Advantage Plan. Medicare now covers certain preventive services, like mammograms or colonoscopies, without charging you for the Part B coinsurance or deductible, to include free wellness visits (Medicare, 2013). This is not the only good news; Obamacare ensures Medicare protection for another 12-year through 2029. Doctors will see more support from CMS programs through new initiatives and resources to support care coordination (Medicare,

The passage of the Medicare Drug Price Negotiation Act will also inadvertently increase access to many types of medications for individuals who qualify for Medicare Part D. There is a clause within the bill that would establish rebates to be paid by pharmaceutical companies for low-income beneficiaries. These rebates, in addition to lowered costs, would considerably lessen the financial burden placed on low-income beneficiaries. This will allow more individuals greater access to expensive medications. As an example, each year, financial reasons hinder about 16% of diabetic Part D beneficiaries from filling at least one of their prescriptions (Williams, Steers, Ettner, Mangione, & Duru, 2013). This increase in access will help mitigate the occurrence of cost-related nonadherence to prescription medications, and other such consequences

Under a universal health care system all would access care. There would be no lines as in other industrialized countries due to the oversupply in our providers and infrastructure, and willingness/ability of the United States to spend more on health care than industrialized nations.

Change within the healthcare industry is occurring at an exponential rate. Although change is not new to healthcare, the underlying reasons for change are diverse compared to other industries. Consumer perception that healthcare is a right has inspired regulatory changes that affect both access and quality of care, adding to the already escalating costs. The entry of investor-owned companies into the acute-care markets in the late 1960s has created a challenging and changing healthcare environment, which threatens the survival of those unable to adjust to the trends of the industry (Johnson, 2009).

The United States of America is the only major country that does not offer healthcare coverage as a right of citizenship. Most established (advanced) countries have a universal healthcare program, which means accessibility to every citizen. It is a system usually operates by the federal government, it has social rules and regulations and is financed through different new taxations. This issue had been discussed for years- during the Depression and World War II the United States had no funds to implement the universal healthcare. As an outcome, a privet division was established that did not provide healthcare to all the citizens. However, the government’s role of providing healthcare insurance developed as a regulatory form to ensure that the elderly and poor were able to receive healthcare.

However, in 2010, the United States passed a national health reform bill that did not contain a public option, but did provide insurance to almost 32 million Americans who are currently uninsured, while 18 million were still left uninsured (Mandell, B.R., & Schram, B., 2012). Meanwhile, Medicare programs had 45 million enrollees ages 65 or older as well as younger people with permanent disabilities in which helps pay the hospital and medical costs for people ages 65 or older as well as Social Security Recipients. Indeed, the Medicare program did not cover prescriptions until 2003, when congress passed a Medicare bill that pays part of the costs of some prescriptions. Although, due to funding cuts, 263, 257 veterans were denied enrollment for VA health coverage in 2005 for those who did not have service-related injuries or illnesses. While, the long term cost of caring for veterans from Iraq and Afghanistan will be big in which a study projects 700,000 veterans from the global war on terror will flood the system in the coming years Therefore, without many of the welfare programs people would have to fear unemployment, hunger, homelessness, and go without health and childcare. (Mandell, B.R., & Schram, B.,

Medisave, Medifund, Medishield, ElderShield, and CHAS are some of the nation’s healthcare insurance or assistance (Commonwealthfund.org, 2015). Healthcare offered to the citizens and residents. The country offers universal healthcare coverage. The common illnesses that are covered by CHAS are abdominal pain, cough, cold and flu, diarrhea, fever, headache, skin infection, sore eyes, urinary tract infection (Commonwealthfund.org, 2015). The common illnesses previously stated are not exhaustive. Chronic conditions covered are anxiety, asthma, benign prostatic hyperplasia, bipolar disorder, dementia, diabetes, epilepsy, hypertension, lipid disorders and major depression. Healthcare offered to those who are eligible for it. Medisave insurances allow patients to start a personal saving account (Commonwealthfund.org, 2015). The patients who are less fortunate are back by Medifund, which helps the needed.

Healthcare is the major talkative topic that we have in our nation. Healthcare is a system is basic health needs paid by a government. There are so many questions that have been raised in the past and it’s still going on about the medical help for the common people. We have always talked about the other countries having a free health plans for their citizens, so why not the USA would offer the same. That would help the government and the normal person instead of dying. It’s a fact that the United States does not provide health care to its citizens the way the rest of the major countries around the world does but The United State does have universal health care systems, which helps

Health care is a method used for every one of all ages used to help. There are different kinds to help the children and infants and some to help the older people healthcare. People for all ages can benefit from healthcare. Healthcare offers finical protection against crazy service costs. For many people finical covering is a very hard and stressful situation to deal with. In addition, that is where universal healthcare steps in. If the country has a efficient system in place that uses a financing system then the burden of paying thousands of dollars for health issue will not be a problem. Universal healthcare has many different names such as universal coverage, universal health courage or universal care. Some people refer to it as the affordable dream. Universal Healthcare has contributed in the expecting rate of people. In the past was the countries dealing with divesting poverty. This universal coverage was provided at a great rate helping millions with issues’ that would have been impossibly by themselves. The healthcare ensures that everyone everywhere can access quality healthcare. Universal healthcare does not cover

We are known as the wealthiest country in the world but we still have failed to give people

This report is written to understand how universal healthcare can help the poor in maintaining their low income lifestyle as the implementation of universal healthcare in United States brought several benefits yet disadvantage, mainly to the poor citizens. And lastly, due to the debate of “Whether Universal Healthcare should be applied in United States or not”, the society had been running polls and debates to analyse the final solution towards implementing universal healthcare in United States.

Most Americans like to believe that “America has the best health care system in the world”. However, without researching healthcare systems in other countries around the world, it is hard to say this. America uses private health care unlike many other countries. Not all citizens are guaranteed health care in America because universal healthcare is not used here. Also, America does not ensure financial protection and fair distribution of financing.