Health Care Crisis

Escape Fire: The Fight To Rescue American Healthcare by Matthew Heineman and Susan Froemke addressed many issues seen in the American Healthcare system that have gone uncorrected for years. The importance of primary care physicians was noted and this view continued to make more and more sense as the film went on. The lifestyle choices that Americans are and have been making do not promote wellness and actually make the jobs of primary care physicians much more difficult. Also discussed in the film, was the severe issue of the overuse of narcotics in the military. The thought that alternative therapies can actually make a significant difference in people’s lives is to most people something that sounds completely insane. But, these therapies have been working for those that need them most. What truly impacted me during the film was how interconnected all of our problems in the American healthcare system are. The fixes seem to be possible and not as difficult as some would have others believe. After seeing this film I feel that I have gained a new respect and understanding of the system that I will be a part of in the not too distant future.

Health care spending in the United States of America as a percentage of the economy has reached astonishing heights, equating to 17.7 percent. This number is shocking when compared to other counties; in Australia health care is 8.9 percent, in United Kingdom 9.4 percent, in Canada 11.2 percent. If the American health care system were to hypothetically become its own economy, it would be the fifth-largest in the world. While these statistics sound troubling, they lead us to look for answers about the problems surrounding our system. The first health insurance company was created in the 1930s to give all American families an equal opportunity for hospital care and eventually led to a nationwide economic and social controversy that erupted in the 1990s and continued to be shaped by the government, insurance companies, doctors, and American citizens. In this paper, I will go in to detail about the various opinions regarding the controversy, the history behind health insurance companies, and the main dilemmas brought out by the health care crisis. Greedy insurance companies combined with high costs of doctor visits and pharmaceutical drugs or the inefficient hospitals all over America can only describe the beginning to this in depth crisis. Recently, the United States health care industry has become know for the outrageous costs of insurance models, developments of various social and health services programs, and the frequent changes in medicinal technology.

The ATRA and CALA are trying to stop minor cases from receiving enormous sums of money which will dampen the economy. The subject matter of these cases varies to some length including but not limited to medical and car insurance. In a case against Rich Mountain Nursing and Rehabilitation Center of Mena, jurors found the defendant, Mena, guilty of malpractice in the death of Margaretha Sauer, a ninety-three year old woman. The non-economic punitive damages cash award for the suffering and pain of the Sauer family to be paid by Mena was seventy-eight million dollars. Punitive damages is one of the issues that the ATRA is trying to combat. If nursing homes continue to have pay large sums for punitive damages, they will not be able to survive. The premium average liability offered by nursing homes has increased from $820,000 in 1999 to $11.6 million in 2001. With the liability premiums continuing to rise, the prospects of profits continue to dwindle. They will have no chance at retaining a profit and thus will have to close. It will also mean that doctors will charge more for their services, which leads to fewer health insurances carrying

In the last four years New York City taxpayers have paid out approximately $1 billion in awards for personal injury actions. Well over half of that amount was attributable to “pain and suffering,” a highly subjective and amorphous concept, as opposed to economic damages such as lost earnings or medical expenses. Of the total amount paid, 33 to 40 percent went to attorneys in the form of contingency fees or to experts or other in reimbursements for expenses. In FY 1977 the City’s total payout in tort actions was less than $25 million compared to $120 million in FY 1987 a mere ten year difference, and a staggering $282 million for FY 1996. Would you believe half of that money could have been used to hire 2,800 police officers or over 3,600 teachers? The time for corrective legislative action for New York has come.

In the article “Despite Counsel, Victim Is Hindered by tort laws.” The author Becca Aaronson, explains that sometimes tort laws may not feel fair. Connie Spears is just an ordinary woman who went to the Emergency because she felt some pain in her legs which she told the hospital she is known to have blood clots but, after being checked by the doctors they sent her home with a minor diagnoses. Just a short few days later she ended up in a different hospital with serious illness that caused her to loose both of her legs. She then filed a medical malpractice law suit but, she had to produce adequate expert reports within 120 days of filing their cases or she will be ordered to pay the defendants court fees. Connie Spears argues that

During the 2008 presidential election, the issue of health care reform became a pressing issue, mainly among the Democrats. Supporters quoted that nearly 46 million Americans were uninsured while 25 million did not have sufficient health coverage. The costly monthly insurance premiums led countless individuals to fully rely on government entitled programs for their health care needs. Upon his election, President Obama made health care reform the focus of his agenda during his first year as President.

Medical malpractice, the negligence of a health professional in diagnosing, treating, and or caring for a patient, is a specific tort law under the negligence torts. In the medical field, the tort reform has affected many people including doctors, lawyers, insurance company owners and workers, patients, and including other citizens. While large corporations, doctors, and other defendants are benefitting from caps on damages, that is limiting the amount of money that can be granted in court, plaintiffs, lawyers, and citizens are affected differently. Doctor Sage stated in an interview that he has, “never felt that caps on damages had a major effect on patients one way or the other” (“Could Malpractice”). This remark makes those injured question about

Medicare is the United States' health insurance program for individuals age 65 or older. However certain people younger than age 65 can also qualify for Medicare, including those who are disabled, has permanent kidney failure or amyotrophic lateral sclerosis, known as Lou Gehrig’s disease). The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. Many Medicare participants must also have supplemental health care coverage in order to cover these charges that are not covered as part of the Medicare program. Is Medicare the perfect program? Well Medicare is financed by a percentage of the payroll taxes paid by workers and their employers. Also this program receives another

America has always prided it self on being one of the best countries in the world. For many years that has been true, but like any other country out there the United States has its up and downs. Going back to 1700 hundreds when healthcare was basically mom and dad doing everything they could to keep one’s health bill clean and curing common sickness/illnesses, one would only go to a doctor if it was life threatening. Now you go further a few hundred years America develops the “medical industrial complex” with its new advances in medical sciences and technologies. That completely changes the entire healthcare system in the United States forever. How did the American people go from mom and dad doing everything to this complex system to where one can go to a professional for all their health needs.

I argue that advances in technology, nondiscretionary costs, and lack of competition in the medical equipment, pharmaceutical retail and insurance markets are the main reasons behind the high cost of health care. In this paper, I will use and analyze various resources like America’s Health Care Crisis: Who’s Responsible by Nancy Levitin, Health Care USA: Understanding its Organization and Delivery by Harry A. Sultz and Kristina M. Young, and Epidemic of Care by George J. Isham and George C. Halvorson to prove and support my argument, which is that advances in technology, nondiscretionary costs, and lack of competition in the medical equipment retail market, are the specific factors behind the rising cost of health care. I will also propose different strategies that will help achieve lowering the price of healthcare. Many people across the nation are unable to seek medical attention due to insufficient funds. If people do not receive health care, communicable diseases may spread more often on a large scale and life-threatening diseases may go undiagnosed leading to an increase in death rates. Making health care affordable can be achieved by making advanced technology less expensive, decreasing the amount of nondiscretionary costs, and increasing the competition in the medical equipment, pharmaceutical retail and insurance markets.

There have been many deaths going on around the United States and it has been caused by people’s health. Your health should be the main thing you are concerned about so if you haven’t already, you should go for a checkup. In 1980 healthcare expenditures were $256 billion, according to the Centers for Medicare and Medicaid Services. We become so involved in buying fast foods when it is not good for the health. A serious illness can lead to financial ruin if you do not have insurance. For those who do not have insurance can get Obamacare. It is the same as Medicaid or Medicare but it is a great insurance program.

The moral philosophies each have their perspectives on moral act when it comes to others well- being. When an organization is operating in a safe and responsible manner, then there is nothing to fear. (HG.org., 2015). However, when negligence comes in play, then there is a red flag. Organizations should be operating at their highest potential and keeping their customer, clients, and patients in mind in order to continue without the fear of a lawsuit. The “frivolous actions,” are what some people express to those who are attempting to obtain any financial benefits from the negligence is sad. The tort reform is unfair to the people that are harmed and some of the injuries may be permanent and painful. Moreover, this violates the person’s constitutional rights and the tort law placing caps on the amount sets the boundaries to the ruling of the jury. An organization who makes the defective product or the physician who caused the pain, should be responsible for compensation for their wrongdoing or malpractice. With this, it could assist other organizations to practice the business without causing harm to their customers, clients, and

One of the greatest changes in healthcare in the past ten years has been the rise of managed care, much to the displeasure of many patients and physicians alike. Managed care arose out of concern about spiraling healthcare costs and was designed to encourage physicians to give patients treatments that were cost-effective out of their own financial interests. "The consumer strategy was directed at imposing some barriers to use by levying various forms of co-insurance. The most common approaches used either deductibles (where the consumer paid the first portion of the bill a technique familiar in other types of insurance) or co-payments (where the consumer paid a portion of the bill and the insurance company the rest) or a combination of both' (Kane et al 1994). Managed care has given health insurance companies an increasingly significant voice in how treatment is administered and allocated. Managed care has proliferated in the past decade despite considerable criticism of the practice of 'nickel and diming' patients as well as the considerable bureaucratic red tape it is has generated. Also, research indicates that healthy, well-insured patients tend to over-consume care without meaningful co-pays but poorer, sicker patients can be deterred even by moderate co-payments and suffer negative health consequences (Kane et al 1994). However, managed care has not gone away and is a reality that all healthcare

I feel that many health care providers are faced with daily struggles that consists of doing things that may go against their personal beliefs. However, when taking care of a patient it is their beliefs or practices that come forth and they need to be accommodated in order to make them feel comfortable and respected. Many health care providers struggle with putting their beliefs to the side. For example, a health care provider may not personally agree with abortion but if they have a patient that asks for information regarding the subject the providers’ principles cannot interfere with the factual information that needs to be explained to the patient. In health care it is necessary that workers respect others choices and beliefs and that they

The health care industry exist to provide preventative measures, diagnose health conditions, repair, and provide services to improve the quality of life. The cost of health care continues to rise each year. Health care fraud is a factor that continues to plague the health care industry. The affect health care fraud has on hospitals, is the increasing cost of medical services. The following research will examine and evaluate how organizational structure and governance, culture and the lack of focus on social responsibility affects on health care fraud. The following research will also include recommendations for prevention of health care fraud, recommendations for