Health Care For The United States

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Health care costs in the United States account for a large portion of the national expenditure. According to the Centers for Disease Control and Prevention (CDC), per capita national health expenditures totaled $9,255 and total national health care expenditures totaled $2.9 trillion in 2013 (Centers for Disease Control and Prevention, 2013). Despite the substantial amount of money spent on health care in the United States, gaps existed in the health insurance system that failed to provide adequate coverage to a significant proportion of the population. The primary avenue for accessing health care is through health insurance; therefore, those who lacked health insurance lacked access to health care. In an attempt to expand coverage to the…show more content…
In 2013, annual premiums for individual coverage averaged $5,884 and $16,351 for family coverage. This equated to workers spending $83/month for individual coverage and $380/month for family coverage (Majerol et al., 2015). Despite the significant cost of health insurance for individuals and their families, the cost of coverage offered was not linked to favorable health outcomes. This begs the question: was it worth it for workers to spend their limited financial resources on health care coverage? Adults less than 65 years of age from low- or moderate-income families comprise the majority of uninsured Americans because Medicare covers health insurance for elderly adults greater than age 65. Furthermore, adults were more likely to lack health insurance than children because Medicaid and the Children’s Health Insurance Program (CHIP) provide health insurance coverage for children. Minorities were much more likely to be uninsured than whites and the majority of the uninsured population were native or naturalized United States citizens (Majerol et al., 2015). Non-citizens residing in the U.S. had poor access to employer-sponsored health care coverage because they were more likely to be employed in jobs with poor wage compensation and industries that did not offer health care coverage. In the majority of cases, immigrants who were lawfully present in the U.S. were considered to be ineligible for Medicaid or CHIP if they had been in
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