Health Care Is A Choice That A Person Makes

Another downfall to this new Affordable Care Act that is now put into action by the government is that the ACA mandates that every American to have some form of health

According to David Nather’s The New Health Care System: Everything You Need to Know, in 2009, 8% of premiums went to cover the uninsured (pg.38). To alleviate that problem, the Affordable Care Act created the individual mandate, which requires everyone to get health insurance. The idea is that the mandate will force healthy people to get insurance, which will then subsidize the sick and the old. If people do not get insurance, then they will pay a fine to the government. If you cannot afford health insurance then you can apply for an exemption. The new decree does not allow insurance companies to deny coverage and they cannot charge you more if you are sick. The law

Understanding the Affordable Care Act (ACA) can be problematic, the goal of the ACA is to address the fact that millions of Americans do not have health insurance, yet they are contributors to the health care market, consuming health care services for which they do not pay. While this may seem to be a great idea, many Americans are not really sure how they are affected by this Health Care Reform. The goal is to make health insurance affordable, secure, and reliable for all. The ACA is a minimum coverage provision, individuals are given health insurance by amending the tax code. There is an individual mandate which stipulates all non-exempt individuals must maintain a minimum level of insurance or pay a tax penalty. ACA extends Medicaid, states have to accept or they will not receive Federal funding. The act also includes an employer mandate to obtain health coverage for employees. The Affordable Care Act has changed the way health care is provided and the way individuals will participate (The Affordable Care Act Cases. (n.d.). Retrieved September 3, 2015)

The Affordable Care Act, in its time, has helped many uninsured Americans to obtain health insurance by giving them guaranteed coverage. About 20 million Americans, based on the statistics from the New York Times’s article titled “Fact Check: Trump’s Critiques of the Affordable Care Act.”, have obtained health insurance through the ACA. Dropping the uninsured rate to 11 percent by 2013 (Qiu 2017). Americans, through the ACA, were able to get health insurance even if they got sick, which inevitably happens to many. This put insurers in a place where they cannot deny coverage to people who have preexisting conditions, or their health history. Other main points that are included in Former President Obama’s Affordable Care Act is that one, it was given as an individual mandate that all U.S. Citizens and legal residents must enroll for qualifying health care or get penalized for not signing up for insurance at all. Making the fact that getting health care is mandatory is a good way to lower the insured rates and save many Americans money when the next unexpected hospital visits or illnesses come up. Another thing is that the ACA has also expanded medicaid to all non-Medicaid eligible individuals that are under the age 65 and making medicaid more federal funded based rather than a state issue. Thus helping those who could not afford

The Affordable Care Act enabled more people to obtain health insurance, thus receiving healthcare. This offers a larger variety of people to obtain healthcare, in particular, those who cannot afford it. However, this also increased the stress on a fragile healthcare system with limited professionals and has arguably made a push for a refined method of how to provide and extend care to millions of Americans. The access to healthcare and requirements to have health insurance from 2010 to 2014 have grossly changed. In 2010, if someone did not want healthcare, they did not have to get it, but in 2014, there was a fine established if one refused to buy health insurance. At that point, the fines would cost one more annually than actually buying

The Affordable Care Act is considered one of the most important legislations related to health care reform to ever been enacted in the history of the United States (Cannan, 2013). The ACA was developed in order to give consumers control of their health care and to provide them with a means of power. The intention was for Americans to have stability and flexibility when it came to making personal healthcare decisions. Many citizens have been able to opportunity obtain affordable healthcare coverage with this reform that they did not have before. Programs have been developed to assist those with pre-existing conditions that may have previously been unable to obtain coverage. Options for young adults under the age of 30 who may not have had coverage have been developed under other health coverage program enacted. The Affordable Care Act has also offered protection for those that received arbitrary withdrawals of insurance coverage. Many Americans have chosen to opt out of healthcare coverage altogether in the past, but this is no longer an option without a penalty. There is a fine that is required to be paid when filing annual income taxes. Unfortunately, some Americans are uninsured and do not have the means to pay for health insurance, and are forced to pay the fine. This has been a growing issue in America as many families cannot afford much more beyond the daily necessities. Therefore, any serious injury or illness can quickly diminish any savings or cause debt to those

In terms of my opinion about the Affordable Care Act, I am in strong favor of Affordable Care Act. I believe Affordable Care Act is a great initiative in making healthcare and health insurance in reach for everyone in United

The affordable care act was passed into law by congress and the president in 2010. This plan was established to help all individuals obtain health insurance, regardless of having a pre-existing condition through the government marketplace as an affordable amount, or if you did not meet the set standards, was offered a state based health care coverage (HHS, 2015). Those individuals who did not have qualified medical coverage for the majority of the tax year, they would be penalized and have to pay a certain amount or a percentage based off of their income. Also under the ACA employers are now responsible, depending on how many employees are employed with their company, to offer their full time employees health care coverage, or also face a

In the past years down to 2008 we the people have heard conflicting arguments about the Affordable Care Act, also known as “Obama Care”. Obama Care is a health insurance plan ran by the federal government. A health insurance plan in which everyone in the United States is eligible to have weather you are rich, middle class, and even the starving, hurting, suffering poor people that don’t have enough money to even keep the clothes on their back. Health insurance is when you pay an insurance company a certain amount of money per month and if you were to ever get sick

Most of the uninsured go without health coverage because they can’t afford it, and they would purchase it if they could” (APHA, 2012). Because of the lack of medical doctors, the fees for medical treatments and preventions are extremely high, there are many people could not afford it. According to Jonathan Gruber, in the book Health Care Reform: What it is, Why it’s Necessary, How it Works, he mentioned that people who work in large companies will have their insurance covered, but for individuals who are working for small companies but earns more than those who can get Medicaid, will have to buy their own insurance. Usually these insurances are not cheap, and once they use the insurance once, the insurance companies will raise their insurance price or find ways to kick them out of the insurance coverage. In this case, ACA will “reduce premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in tax relief …also reduces what families will have to pay for health care by capping out-of-pocket expenses and requiring preventive care to be fully covered without any out-of-pocket expense…Americans without insurance coverage will be able to choose the insurance coverage that works best for them in a new open, competitive insurance market… keeps insurance companies honest by setting clear rules that rein in the worst insurance

If it was not bad enough that the costs for “affordable care” are not so affordable, many companies, businesses, and other places where people work, have cut their employees hours back to thirty or less in order to avoid the new health care laws. The new acts states that any employee working forty hours and up are to be insured by the employer. Many businesses either cannot pay for that, or will not leaving people with smaller paychecks to purchase their own health care as well as groceries, rent, utilities and everything else we need as Americans. Just as well if you cannot find the means to purchase health insurance which (depending on age and income) costs about $6,350 a year, you will be penalized about $900 for not purchasing. Three out of every five Americans state that they would rather take the penalty than pay so much for something that they could

Obamacare is an extremely controversial topic amount American people. What was originally supposed to help the uninsured receive insurance has turned out to be anything but that. Obamacare is one of the most unproductive investments that Obama and his administration team have unveiled. The time and effort they spent on Obamacare could have been spent coming up with a valid and cost effective way for uninsured Americans to obtain health coverage. Obamacare has caused many Americans to remain uninsured, and many have lost their existing coverage due to the new Affordable Healthcare Act. A solution to the problem is to let Americans choose the insurance they want and allow the government to crack down on insurance companies, not dictate what Americans can and cannot do.

A few important points, Parks (2011) found that, “As of 2013, there are approximately 44 million Americans that are not able to afford the costs of health insurance” and Epperly (2012) found that, “In 2014, six in ten Americans without health insurance could get coverage for $100 or less a month”. Now I am very open to the fact that ObamaCare has its many flaws that can negatively impact others, therefore I do not want to take this opportunity to force my opinion on others. It is important to know how much the health care system has been greatly affected by ObamaCare and to share the benefits, know the rights and protection of the people that ObamaCare also has to offer.

Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%

Obamacare, officially called the Patient Protection and Affordable Care Plan, is reforming the healthcare industry and the American health care system: Even though this reform was developed to give America and more rights and protections within the healthcare system, many are saying it is taking their rights within the healthcare system away. The healthcare reform is said it will help tens of millions who are uninsured but many Americans are seeing Obamacare as a threat related to having the government force them into purchasing insurance or paying a penalty for not having insurance. “The law requires all Americans have health insurance by 2014 (or pay a per month fee for each month without minimum essential coverage). Although this shared responsibility provision is unofficially called an individual mandate, it was ruled to be in fact a tax and not a mandate by the June 28, 2012 Supreme court ruling.” (http://obamacarefacts.com/obamahealthcare-summary/, 2015). A total of 54% of Americans in a recent poll say they are against