Health Care Reform For The United States

A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in 2010. The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best known regulations is that group health plans can no longer put limitations or deny benefits to individuals under the age of 19 due to pre-existing conditions and individuals under the age of 26, are now eligible to be covered under their parents’

The US pays twice as much yet lags other wealthy nations in such measures as infant mortality and life expectancy, which are among the most widely collected, hence easily compared, international statistics. Many people are underinsured, for example, in Colorado "of those with insurance for a full year, 36.3% were underinsured."[6][7] About 10.7 million insured Americans spend more than a quarter of their annual paychecks on health care because of the high deductible polices.[8]

In this country there are numerous concerns about health care economics. Several factors contribute to the increase of health care costs. One area of concern is the impact of managed care on health care finances. Managed care has been around since the early 1970s. The definition of managed care is a set of contractual and management methods implemented to manage the financing and delivery of health care services. Initial implementation of managed care was for health care cost saving (Getzen & Moore, 2007, p. 203, para. 1). Though Managed care initially addressed several health care finance issues, there are still problems with the current

President Obama created The Affordable Care Act to reform the Healthcare system (Ross). The Senate informed the citizens of the United States that the Act passed on December 24, 2009, then passed in the House of Representatives on March 21, 2010. It was signed into law by President Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. Before the Affordable Care Act, millions of Americans could not afford to have health insurance, or the coverage was not available due to pre-existing conditions (Action). With the Affordable Care Act, everyone has health insurance and is covered. . The law eliminates pre-existing conditions, stops insurance companies from dropping you and protects from discrimination. It also makes large companies with 50+ employees provide health insurance. There is an abundance of new services that Obamacare will provide for people. They will include but not limited to outpatient services, emergency visits, hospital stays, pregnancy, mental health and substance abuse services, prescription drugs, children dental and vision services. The law is designed to help those who cannot afford insurance, or those whose company charges too much to have health insurance. The Obama Care Act addresses four groups of people, the elderly on Medicare; the poor on Medicaid; the ones who pay for it on their own; and the ones who are completely uninsured. For each group, the Obama Care Act addresses their needs separately.

For centuries, health care has been an ever changing entity within the United States. The cost of health insurance, medication, and medical care has fluctuated from high to low. Over the years with all the changes to healthcare, those in Congress try to appease everyone that is involved. For example, trying to make healthcare affordable for those who are less fortunate and live around the poverty line. As well as, employers who may have to revamp their insurance plans offered to the employees. Recently the talk about healthcare has put many people in an uproar. Health care reform has been a very debatable topic since President Obama has been in office. Health care reform, also known as Obama Care, has a section called the Affordable Care

Because the United States spends the most on a health care system, one would think that most people in the U.S. would be healthy. This is not the case. Surprisingly, the United States does not have a particularly high life expectancy rate. Within this paper I will discuss heath issues in the United States including how heath effects behavior, economics, and social structure. I will also include key stages of medical technology development and population demographics.

Bohmer, R., & Knoop, C. I. (2007). The challenges facing the U.S. healthcare delivery system. Harvard Business School, Article 9-606-096.

Health care is a very expensive issue here in the United Sates and the current system is not sustainable at its current state. Republicans for the last 8 years have tried to replace the current system (ACA) with a more cost effective one, but this has been a daunting task.

Healthcare reform in the United States (U.S.), continues to be a hot topic in the news. Whether it discusses how the program will be financed, the need to redesign the organization, or how the process of delivering healthcare will be implemented; one thing that is a frontrunner, is the need for registered nurses (RNs) and advanced practice registered nurses (APRNs) to fill the increased demands on the primary care system (Institute of Medicine, & Robert Wood Johnson Foundation, 2011, p. 375). “Several programs and initiatives included in the health reform legislation involve interdisciplinary and cross-setting care coordination and care management services of RNs” (Institute of Medicine, & Robert Wood Johnson Foundation, 2011, p. 377).

For over a decade our healthcare system has been flawed, and for over a decade several Presidents have tried to reform the health industry with little success. Advocates of health care reform have been met with great controversy and resistance since as early as 1854 when President Franklin Pierce vetoed the “Land-Grant Bill for Indigent Insane Persons” that would benefit the indigent insane, “by arguing that the federal government should not commit itself to social welfare, which he believed was properly the responsibility of the states” ("Senate Debates On the Land-Grant Bill for Indigent Insane, 1854). Those apposed to change have fought diligently to cease the passing of any

Many Americans believe that their health care system is the finest in North America, and probably among the best in the world. This is not true. The American health care system ranked last out of 10 other developed countries’ systems, including Australia, Germany, Canada, France, Sweden, New Zealand, Norway, the Netherlands, Switzerland and the United Kingdom, in a survey by the Commonwealth Fund in 2014 (Hellmann). Countries received ranks according to several factors, like access to a physician or quality of care (Hellmann). That same year, an estimated 42 million Americans under age 65 were without health insurance, according to a survey by the Congressional Budget Office (“Health Reform”). America also ranks 26th among 36 countries in the

The implementation of the healthcare reform to the people throughout the United States provides healthcare coverage to all Americans increasing the accessibility to quality healthcare coverage making it more affordable for families. Throughout this paper I will discuss how effective the healthcare reform has been for the state of Pennsylvania, describing what the positive and negative outcomes are, and how the it has impacted the community health within my state. I will further discuss what effects the health care reform has had on economics in health care within my state.

“We will pass reform that lowers cost, promotes choice, and provides coverage that every American can count on. And we will do it this year.” The preceding is a powerful statement from the newly elected President Barak Obama. One of the main aspects of both political campaigns was health care reform. The above quote shows passion and encouragement, but the quotes about health care do not end there. Georgian republican gubernatorial candidate and health care policy maker John Oxendine expressed: “Their proposal would virtually devastate the private healthcare sector in this country along with competition and patient choice, by replacing it with bureaucratic planning and government control. The result of this plan and its one trillion

This section outlines the proposed amendments to the Patient Protection and Affordable Care Act, Section 2713-2714. First and foremost, to achieve the goals outlined in by the current policy is difficult, when the vast majority of Americans with chronic illness are unable to afford the health care services needed to manage their conditions. Therefore, this proposal stipulates expanding the bronze package to ensure that low income individuals have access to the services needed to manage their conditions. An alternative to the expansion of the bronze plan is re-evaluating the federally established poverty guideline. The poverty guideline should be re-evaluated to reduce the disparities that exist as a result of the current guideline.

Over 54% of Americans are against the Health Care Reform act and I am part of that percentage. This reform is asking Americans to give up some of their freedoms or risk getting a penalty. Many parties/groups are against this reform act as well and the following paper will show some of the arguments they have against Obamacare.