Health Care Reform For The United States

A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in 2010. The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best known regulations is that group health plans can no longer put limitations or deny benefits to individuals under the age of 19 due to pre-existing conditions and individuals under the age of 26, are now eligible to be covered under their parents’

Without our health, we have nothing. Money, friends and family, happiness--all are afterthoughts without our health. As such, both as individuals and as a society, maintaining our health must be an indispensable priority. Despite the many faults of our healthcare system, Americans realize this. Healthcare is undoubtedly a major concern in the United States. The recent implementation of the Affordable Care Act, more commonly known as “Obamacare,” the heated debates on healthcare across the nation, and the over one trillion dollars spent per year by the government on healthcare, all show our prioritization of health ("Federal Spending: Where Does the Money Go"). Furthermore, a strong majority of

The US pays twice as much yet lags other wealthy nations in such measures as infant mortality and life expectancy, which are among the most widely collected, hence easily compared, international statistics. Many people are underinsured, for example, in Colorado "of those with insurance for a full year, 36.3% were underinsured."[6][7] About 10.7 million insured Americans spend more than a quarter of their annual paychecks on health care because of the high deductible polices.[8]

Health System Reform in the United States: Impact of Rising Premiums and Opportunities for System Improvements to Enhance Access to Healthcare Services

The latest health care reform has done what few policies manage to do – sicken both republicans and progressive democrats. While we can all agree that a reform of the health care system is sorely needed, we must also acknowledge that “Obamacare” is not the cure-all we so desperately require. Rather, President Obama, like a medieval barber, prescribed a health care reform that treated the symptoms of our flawed system rather than the actual disease. The subsidization of health insurance providers has proven ineffective at providing affordable coverage for all. Certainly one is likely to hear the various incendiary talking points of both the proponents and opponents. Whether it’s the republican candidates blaspheming Obamacare as socialism, or the administration praising the success of health care for all, it is difficult to actually find constructive dialogue. We are purview to many sound bites, but few actual solutions. We have witnessed heated debates, but rarely do we witness intelligent discourse. If beneficial reform is to be crafted and implemented, we must first acknowledge the issues and inconsistencies of the current system and begin to explore alternate methods of providing health care to the American people.

In this country there are numerous concerns about health care economics. Several factors contribute to the increase of health care costs. One area of concern is the impact of managed care on health care finances. Managed care has been around since the early 1970s. The definition of managed care is a set of contractual and management methods implemented to manage the financing and delivery of health care services. Initial implementation of managed care was for health care cost saving (Getzen & Moore, 2007, p. 203, para. 1). Though Managed care initially addressed several health care finance issues, there are still problems with the current

President Obama created The Affordable Care Act to reform the Healthcare system (Ross). The Senate informed the citizens of the United States that the Act passed on December 24, 2009, then passed in the House of Representatives on March 21, 2010. It was signed into law by President Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. Before the Affordable Care Act, millions of Americans could not afford to have health insurance, or the coverage was not available due to pre-existing conditions (Action). With the Affordable Care Act, everyone has health insurance and is covered. . The law eliminates pre-existing conditions, stops insurance companies from dropping you and protects from discrimination. It also makes large companies with 50+ employees provide health insurance. There is an abundance of new services that Obamacare will provide for people. They will include but not limited to outpatient services, emergency visits, hospital stays, pregnancy, mental health and substance abuse services, prescription drugs, children dental and vision services. The law is designed to help those who cannot afford insurance, or those whose company charges too much to have health insurance. The Obama Care Act addresses four groups of people, the elderly on Medicare; the poor on Medicaid; the ones who pay for it on their own; and the ones who are completely uninsured. For each group, the Obama Care Act addresses their needs separately.

Because the United States spends the most on a health care system, one would think that most people in the U.S. would be healthy. This is not the case. Surprisingly, the United States does not have a particularly high life expectancy rate. Within this paper I will discuss heath issues in the United States including how heath effects behavior, economics, and social structure. I will also include key stages of medical technology development and population demographics.

Bohmer, R., & Knoop, C. I. (2007). The challenges facing the U.S. healthcare delivery system. Harvard Business School, Article 9-606-096.

Health care is a very expensive issue here in the United Sates and the current system is not sustainable at its current state. Republicans for the last 8 years have tried to replace the current system (ACA) with a more cost effective one, but this has been a daunting task.

In 2014, the US entered into the force sensational health care reform of the protection of patients in the United States, which is called The Patient Protection and Affordable Care Act. Under this reform, all the citizens and residents of the country are required to have health insurance. It has also caused many discussions and opinions among people. Supporters of it say that this is a significant step forward, since there is no company that can refuse a person in the insurance policy. However, opponents believe that this reform will only worsen the condition of the Americans. The current health care reform has its drawbacks, such as increased fees for insurance, and the impossibility of choice, therefore, it is necessary for change.

The implementation of the healthcare reform to the people throughout the United States provides healthcare coverage to all Americans increasing the accessibility to quality healthcare coverage making it more affordable for families. Throughout this paper I will discuss how effective the healthcare reform has been for the state of Pennsylvania, describing what the positive and negative outcomes are, and how the it has impacted the community health within my state. I will further discuss what effects the health care reform has had on economics in health care within my state.

“We will pass reform that lowers cost, promotes choice, and provides coverage that every American can count on. And we will do it this year.” The preceding is a powerful statement from the newly elected President Barak Obama. One of the main aspects of both political campaigns was health care reform. The above quote shows passion and encouragement, but the quotes about health care do not end there. Georgian republican gubernatorial candidate and health care policy maker John Oxendine expressed: “Their proposal would virtually devastate the private healthcare sector in this country along with competition and patient choice, by replacing it with bureaucratic planning and government control. The result of this plan and its one trillion

This section outlines the proposed amendments to the Patient Protection and Affordable Care Act, Section 2713-2714. First and foremost, to achieve the goals outlined in by the current policy is difficult, when the vast majority of Americans with chronic illness are unable to afford the health care services needed to manage their conditions. Therefore, this proposal stipulates expanding the bronze package to ensure that low income individuals have access to the services needed to manage their conditions. An alternative to the expansion of the bronze plan is re-evaluating the federally established poverty guideline. The poverty guideline should be re-evaluated to reduce the disparities that exist as a result of the current guideline.

Over 54% of Americans are against the Health Care Reform act and I am part of that percentage. This reform is asking Americans to give up some of their freedoms or risk getting a penalty. Many parties/groups are against this reform act as well and the following paper will show some of the arguments they have against Obamacare.