President Obama has made healthcare reform a priority since the beginning of his presidency. Obama wants to implement a system similar to Medicare. As defined by Dictionary.com Medicare is: “a U.S. government program of hospitalization insurance and voluntary medical insurance for persons aged 65 and over and for certain disabled persons under 65”. This government based health insurance would still allow private insurance companies to stay in business. Another way Obama wants to change the health insurance companies is to expand coverage and improve the care given. What this means is people with cancer could possibly get health insurance in a case where no one else would cover them. This will also help to lower insurance plan costs. …show more content…
Most likely these results would further become mandates, which would extend to private insurance plans, resulting in further rationing of the nation’s medical care. As stated by Tanner in USA Today Magazine, “We should be moving away from an employment-based system toward one where workers have personal and portable insurance that is not linked to their employer's preference or their employment status. Therefore, an employer mandate actually would represent a step backwards in terms of a more effective and compassionate health policy” (4). Private insurance companies would be required to comply with government regulations, which would include a requirement to insure all applicants regardless of risk. Additionally the government would place a control on pricing premiums because of risk, resulting in the possible demise of the private insurance company. In summarizing the various proposals outlines and statements, Tanner states that, “It initially would not create a government-run, singlepayer system such as in Canada or Britain. Private insurance still would exist, at least for a time, but it would be reduced to little more than a public utility, operating much like, for example, the electric company, with the government regulating and controlling every aspect of its operation” (3). Private insurance would be offered as a choice, but in reality would just be a separate
Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. Many Americans have no cushion to fall back on, no blue and white card to show the emergency room when they have an unexpected health concern. No HMO with a convenient co-pay amount when their son or daughter develops an ear infection.
A powerful force for change can be created by embracing transparency. According to the Department of Health and Human Services, “transparency is a broad-scale initiative enabling consumers to compare quality and the price of health care services so they can make their own informative choices among doctors and hospitals. This initiative is laying the foundation for pooling and analyzing information about procedures, hospitals and physicians services. In order to create value driven health care, there are four steps to turn raw data into
LEADER’S EFFECTIVENESS USING UTILITARIANISM AS THE ETHICAL DECISION-MAKING APPROACH IN REGARD TO THE HEALTHCARE CHALLENGES SET FORTH BY THE PROTECTION AND AFFORDABLE CARE ACT OF 2010
The latest health care reform has done what few policies manage to do – sicken both republicans and progressive democrats. While we can all agree that a reform of the health care system is sorely needed, we must also acknowledge that “Obamacare” is not the cure-all we so desperately require. Rather, President Obama, like a medieval barber, prescribed a health care reform that treated the symptoms of our flawed system rather than the actual disease. The subsidization of health insurance providers has proven ineffective at providing affordable coverage for all. Certainly one is likely to hear the various incendiary talking points of both the proponents and opponents. Whether it’s the republican candidates blaspheming Obamacare as socialism, or the administration praising the success of health care for all, it is difficult to actually find constructive dialogue. We are purview to many sound bites, but few actual solutions. We have witnessed heated debates, but rarely do we witness intelligent discourse. If beneficial reform is to be crafted and implemented, we must first acknowledge the issues and inconsistencies of the current system and begin to explore alternate methods of providing health care to the American people.
The Affordable Care Act was into law March 2010. The law has planned to make wide-range of changes to healthcare in the United States. The Affordable Care Act efforts to offer universal right to use to healthcare for Americans, control the rising costs of healthcare, adjust the private insurance industry complete things like state-based private exchanges and online marketplace that brings together state-approved insurance plans from multiple companies so consumers can shop for individual insurance plans, improve the quality of healthcare and make healthcare choices more consumer friendly and easier to understand (Medical Mutual,2017). Healthcare reform involves nearly all Americans from old or young,
Since the implementation of the Affordable Care Act (ACA) in 2010, there has been a continuous debate about the effects it will have on the United States economy. Many people argue that expanding insurance coverage for all people will create crippling cost burdens for the economy and taxpayers. While others believe that the ACA will in fact give the economy a much-needed boost. In 2006 as a measure to improve overall healthcare, the state of Massachusetts implemented the Health Care Insurance Reform Act. This paper looks at the positive and negative effects of the Massachusetts Health Care Insurance Reform Act (MHRA). Using a literature review of public health studies ranging from 2009-2012, I argue that there are both positive and negative effects of the Massachusetts Health Care Insurance Reform. While the Massachusetts Reform increased health insurance coverage for all citizens and decreased the number of uninsured citizens accessing emergency rooms, it also did very little to decrease already existing racial, ethnic, and socioeconomic disparities among minorities and whites in the state of Massachusetts. Understanding the Massachusetts Health Care Insurance Reform Act may help in the goal of trying to achieve near-universal healthcare. This paper provides an understanding of the missing pieces in the Massachusetts Health Care Insurance Reform Act and constitutes a starting place from which to understand the Affordable Care Act.
People getting taxed on their hard earned money may be going to people who need it or to those who do not. The Healthcare reform law is not a reasonable solution for people who cannot afford or do not have private health insurance.
An issue that is widely discussed and debated concerning the United States’ economy is our health care system. The health care system in the United States is not public, meaning that the states does not offer free or affordable health care service. In Canada, France and Great Britain, for example, the government funds health care through taxes. The United States, on the other hand, opted for another direction and passed the burden of health care spending on individual consumers as well as employers and insurers. In July 2006, the issue was transparency: should the American people know the price of the health care service they use and the results doctors and hospitals achieve? The Wall Street Journal article revealed that “U.S. hospitals,
Health Care in America has recently changed by President Obama and reform and changes are heading our way. The Affordable health care act or better known as “Obama Care” is changing the way each American family access and our provided health care. America prior to the induction of this bill had about 15% of its population uninsured, and with one of the most profitable health care systems in place America leads the world in medical advances and technology. Those posses a serious problem, which is how does a country have such success in health care finically but its people remain sick? President Obama has changed that as of March 2010 by placing a Health care system that is going to change the current one to essentially benefit all
There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand
“We will pass reform that lowers cost, promotes choice, and provides coverage that every American can count on. And we will do it this year.” The preceding is a powerful statement from the newly elected President Barak Obama. One of the main aspects of both political campaigns was health care reform. The above quote shows passion and encouragement, but the quotes about health care do not end there. Georgian republican gubernatorial candidate and health care policy maker John Oxendine expressed: “Their proposal would virtually devastate the private healthcare sector in this country along with competition and patient choice, by replacing it with bureaucratic planning and government control. The result of this plan and its one trillion
“Tragic, indeed. Now that we’re no longer enabling this type of behavior, the laws of natural consequences are going to take a couple of years to root these things out. So, let me guess, because we still have those damned drug laws on the books, the police took the mother into custody, which of course left poor little Heather Gellibrand out there hanging.”
Of course, it was challengers of the bill that organized against it prior to its presentation to the Congress on November 20, 1993. The mere fact that it was a more than 1,000 page proposal enforcing a mandate for employers to provide health insurance to their employees was a central issue. This opposition was initiated by a demander known as Project for the Republican Future and its leader, William Kristol (Skocpol, 1995). This group is extensively accredited with arranging the plan's eventual downfall that was completed through a sequence of well-known policy memorandums that were transmitted to Republican leaders.
While many political issues are controversial and emotional for voters in America, few issues have created an outcry in recent years like the debate over health care reform. The arguments for and against such a comprehensive overhaul of the United States health care system are numerous and wide-ranging, as demonstrated by the scores of showings of support and protest against it. While it seems unlikely that few in the country could understand all of the ramifications of such a large bill, virtually everyone could find something they liked or did not like in the bill. Indeed, the one unifying aspect of all of the debate over the reform was the fact that everyone acknowledged that reform was needed, but as to what that alteration should
Health care reforms were in the works during Obama’s first term and remained an issue into his next term. Our country would be affected greatly by the spending and budgeting to initiate reasonably priced and full coverage health insurance. America has many hopes and dreams to become an ideal country that the general population desires to reside in. Although our nation has great ambitions, the economic status of our country and the whole world are at all time lows which makes it hard to treat everyone equally and prevent a natural caste system from forming. The government does not budget potential economic crises and the money they will need to supply to corporations and families during the recovery of an economic