Should The Government Provide Health Care For Americans Who Can Not Afford It?

Money plays a huge role in access, therefore it is a vital issue to discuss. Within the current system, lack of money results in lack of health care, which leaves thousands of people without any health care coverage. Between 2001 and 2005, the number of people paying for health insurance increased 30%, however income only raised 3% (Health Care Problems). Adequate income is a necessity and unfortunately that is not present. According to the National Conference of State Legislatures, the average annual premium across the country is $16,000. Currently, the average annual income in the United States is $51,107. Mint Money Management suggests that about 4-6% of one’s total income should be spent on insurance, including life, disability, and health insurance. However, the averages in the United States show that the average person spends about 31% of their income on health insurance, which is not financially beneficial. When this rise in health insurance is not parallel to the inflation of income, innocent people are left without a method to achieve health care. There is a program for those who can’t afford health insurance out of pocket nor have access to it, and that is called Medicaid. Issues still exist with the program. There is only so much funding, which leaves many still uninsured. Additionally, people with Medicaid have difficulty

The question that has been brought to the table is should the U.S. Government require all American to have health insurance. Yes indeed the US government should require all Americans to have health insurance, however if they are going to require all Americans to have health insurance, they need to provide a financial reasonable options for American to purchase. The way the health care system has worked in the past, it would be very difficult to mandate all Americans purchase heath care without offering plans that they can afford. A major question that comes up in regards to health care is who pays the bill when Americans who are not insured require health care.

Recently the Untied States top priority has been to provide accessible and affordable health care to every American. Those that lack access to coverage find it much more difficult to seek proper treatment and when they do they maybe left with astronomical medical bills. The CommanWealth Fund found that one-third or thirty three percent of Americans forgo health care because of costs and one-fifth or twenty percent are thus left with medical bills that have problems being able to pay. The federal government, through the Affordable Care Act (2010), has mandated that every person have health coverage in order

There are several arguments spotlighting the effect of illegal immigration on current rising health care cost. To this point, illegal immigrants and elected representatives across the country are unable to deny the increased costs placed upon the backs of American taxpayers due to the rise in health care and health care insurance cost. A bill initiated in Indiana will demand local hospitals create a report regarding the costs associated with treating illegal immigrants. Additionally, on a countrywide level, there is an ongoing endeavor to push illegal immigrant children toward federally funded Children’s Health Insurance by the governing body which in turn will effectively raise the current tax rates for all Americans. As an alternative, some policymakers are trying to use creative language in order to guarantee that illegal immigrants were blocked from obtaining health care services (Maxwell & Adolfo 324). For undocumented immigrants within the United States, acquiring health related services or care systematically increases the cost for American taxpayers across the board. Health care providers, Health care insurance companies and both the state and federally supplemented health care funds ( i.e. Medicaid) are forced to close the gap on the negative revenue return by increasing cost of services due to the excessive use and write off of public health care funds and services by illegal immigrants.

The rising cost of health care has led companies to stop offering health insurance for employees, and private insurance is often too expensive for people to afford. Many families make too much money to qualify for Medicaid, but are unable to pay for private health insurance. Health care costs in the United States have more than doubled in the last twenty years. Insurance premiums are rising five times faster than wages, and Americans are spending more money on health care than people in any other country. The average amount one person pays per year for health care in the United States is 134 times higher than the average of other industrialized countries (“Health Care Issues”). Even people who have insurance aren’t guaranteed coverage. Many insurance companies find loopholes to avoid paying for expensive medical treatment, leaving people with massive debt from medical bills. Medical bills and illness cause over half of all personal bankruptcies in the United

By legalizing illegal immigrants more taxes will be collected and all the bills would be paid, and if they are unable to pay it will show on the record. Many legal Americans have limited or no health-care benefits and must rely on subsidized assistance in the form of programs such as Medicare and Medicaid. All government-subsidized programs to fund health care for indigent patients have finite resources. Yet, the estimated 12 million undocumented immigrants, through no fault of their own, have medical needs and emergencies—for which most tabs are picked up by taxpayers (Negy 140). The argument that undocumented immigrants pay taxes and are thus entitled to subsidized health care is flawed for two reasons. One, the majority of undocumented immigrants

Imagine a life without health care insurance. The daily struggles of keeping up with your personal health, but always afraid of what the cost would be to see the doctor. This may be a reality for many citizens in the United States. One aspect of the Health Care Crisis in America has to deal with those who are currently uninsured. This paper will discuss who is categized as uninsured, why people are uninsured, what the Affordable Care Act has done to help, statistics on the uninsured in America, what happens to those who are uninsured, a voice from inside the financial side of health care, and what predictions can be made for the future of our country dealing with uninsured

The Patient Protection and Affordable Care Act of 2010 implemented to help Americans without healthcare. The realism is that there are still many Americans without any healthcare insurance. The census Bureau’s official estimated that 33 million Americans lack health insurance in 2014. The Affordable Care Act did not solve the major problems of healthcare in America. Everyday people come into the emergency room because they do not have health insurance. Woolhandler, S., & Himmelstein state, “ Access to care has improved, but remains abysmal, in part because many who gained coverage cannot afford to use it”.The hospital will not turn them away. People come in with coughs and other non life threatening illnesses because they have no other option.

The Affordable Care Act, which expanded access to affordable healthcare across the country, has excluding coverage to the almost twelve million undocumented immigrants living in the United States (Nevarez, 2014). Excluding these members of the country has left it nearly impossible to obtain healthcare needs for these individuals. State laws suggest, undocumented immigrants are not allowed any assistance including federal subsidies in order to purchase medical coverage. Undocumented immigrants are also restricted against personally purchasing healthcare coverage through an insurance company, which leaves few options to obtain proper medical care (Nevarez, 2014). Statistics have found that over half of the undocumented population residing in

As a result, 49 million Americans lacked health insurance in 2011. Those consumers with health care coverage experienced a 7.2 percent increase in their share of health care costs between 2011 and 2012. Health care costs for American families in 2012 exceeded $20,000 for the first time. Increasingly, Americans are having problems paying for care — 26 percent report they, or a family member, had problems paying medical bills in the past year. Fifty-eight percent of Americans reported foregoing or delaying medical care in the past year. Escalating health care costs are also straining federal and state budgets, hindering the nation 's ability to pay for important initiatives needed to address other significant issues.

United States is a country that we believe it is the richest, most powerful country in the world. However, healthcare is not available to the people that live within the country, especially undocumented immigrants. In addition, the cost of healthcare increases as quality of service served. This struggle the Americans believe in living under the roof of a healthcare system protected by insurance companies and government. Compared to Canada and other countries, such as Japan, Germany and France, United States is still having private health care. While most Americans in the middle to upper class have medical insurance and they don’t have to worry about about their health as much as lower classes, including legal permanent immigrants and immigrants

Immigration in the United States dates back to colonial times circa 1607 and still occurs today (ProCon.org, “Historical Timeline”). Along with the long history of immigration in the United States, healthcare has always been viewed as a right and not a privilege here. The adoption of a system of social insurance for American use proved that healthcare and well being should be a right of the people. Today, the United States has a very diverse population of people, many of them being immigrants from other countries. “Immigrants are a large and rapidly growing segment of the [United States] population, and they disproportionately lack health insurance.” (Goldman, Smith, and Sood 1640) The people that come to the United States legally are not the significance of the issue. However, those that come illegally have brought about numerous issues of concern to the citizens of the United States.

I also agree that people should not be forced to purchase health insurance. I think everyone should have the option to purchase it if they choose. However, a lot of people can’t afford to purchase it and shouldn’t be forced to if they don’t want it or can’t afford to do so. For my family personally, Obamacare isn’t worth it because for what we can afford, there is barely any coverage. With the choice to either purchase insurance or get fined, we obviously chose a very cheap insurance. If we had the choice, we would have taken the option to not purchase any insurance at all for the time being.

You are working at your small business when you hear a knock on your office’s door, it is your boss… he comes in; he starts talking about how you were a service to his business; after a long period of talk, he fires you. You are now on the way home thinking that this day cannot get worse but then you look at your taxes and they have increased. Then you open the TV and you are watching the news “Obama care will increase taxes for people making more than $250,000 a year as well as force businesses with 50 employees or more to provide health for the workers or pay a fine”. You then read it on your cell phone and you know what ACA (Affordable Health Care

Should the U.S. government provide free health care for all citizens? Free health care for all citizens, is a very controversial topic that has been debated for years. This debate concerns many pros and cons, such as “CNN reporting that 45,000 Americans are dying per year because they do not have access to health care because of costs.” According to research and statistics, majority of the people say that they agree with having free health care. Most people agreed because they believe it is the government’s job to help the ones that are in need. This paper will discuss why free health care is needed, what problems are caused by not providing free healthcare for all citizens, and the solutions that will benefit everyone.