Health Care System in Germany

Switzerland regulates that children covered by SHI have deductible of zero for children up to age 18. Individuals are responsible for 10 percent of coinsurance, but costs are capped at roughly $275. Unemployed individuals are still expected to contribute (amount is reassessed based on individual situation) to the income compensations scheme, and the old age and invalidity pensions. Unemployment benefits are available if criteria are met. Individuals 55 years or older can qualify for retirement. However, retirement doesn’t exempt individuals from still paying the SHI.

Germany’s healthcare system is split into two types of coverage which is public and private health insurance. Health insurance companies are not able to deny people coverage due to pre-existing illnesses or to discontinue their treatment because of high costs. The public health care insurance is provided by statute to individuals who are not eligible for private insurance which is people who are salary and make under $50,000 annually. As people age and become ill, they are able to opt out of their insurance and turn to the government’s option. As the economy continues to fluctuate, the population of Germany relies more heavily on the legislative insurance which consists of 85-90% of the population.

The United States has a very unique healthcare system. Does this mean that we are simply leagues ahead of the rest of the world in healthcare? Unfortunately, not at all. The ideal of American exceptionalism is apt to describe our healthcare system. That is, our current system is exceptionally bad. Per capita, the United States spends “twice the average of other developed countries” on healthcare ("United States Per Capita Healthcare Spending Is More Than Twice The Average Of Other Developed Countries"). Yet, in the World Health Organization’s ranking of healthcare systems by nation, the U.S. comes in at a dismal 37th place, despite spending the most per person of any country on Earth on healthcare ("World Health Organization’s Ranking of the World’s Health Systems").

Many people believe that the current of health care in the United States is the best health care in the world however it has major shortcomings that has become more visible for the whole world to see. The United States has the most expensive health care system in the world based on health expenditure per capita and on

As some people were skeptical about the basis for the ranking, several studies were conducted, this time including “amenable mortality” in the criteria. France was first in the ranking. One good thing about France’s health care system is that everyone has health care. The country is also reported to rely on private and government insurance. Unlike the United States, France lets its citizens to have freedom in choosing hospitals, doctors, and care. Additionally, the health care system does not put much constrain on doctors with regards to making medical decisions. The same situation is evident on German health care system, where everyone has fully portable health insurance which comes with package of benefits. Like France, Germany lets its patients have freedom in choosing doctor and hospital during illness. A survey showed that patients and physicians in Germany are both satisfied with their health care system (Reinhardt, 1994, p.22).

The term “Best Healthcare System” is very subjective because what part of the healthcare system are you talking about and who are you comparing it to all nations, western nations, or members of the U.N. The world is build up of many different nations with many different types of healthcare systems so it is

There are many individuals’ that think the German health care system is one of the best in the world. Back in 1883 a man by the name of Otto von Bismarck, created Germany’s health care system; a universal health care system which is the oldest in Europe ("Otto von Bismarck," 2012). When the German health care system was created, it was mandatory for a select few mainly, low-income workers and specific government employees. Gradually the system was expanded to cover the entire German population. Under the German universal health care system 85 % of their population has

Germany has a market based health system. They have universal health care that covers medical, dental, mental health and even homeopathy. Insurance companies cannot make a profit from insured customers. Therefore, the price for insurance is negotiated between the government and the Insurance provider. Like any other healthcare system there are

Japan has had a relatively inexpensive universal health insurance system for more than 50 years. Germany made health insurance mandatory for its entire population in 2009. Chile has given all Chileans access to a basic health care package since 2005.

Another fee required by employers who have self-insured group health plans is the state established transitional “reinsurance program,” which is to be paid between the years 2014 through 2016 (Grant Thornton LLP, 2013). The hope of this fee is to stabilize premiums in the individual insurance market. The Transitional Reinsurance Fee will be determined by multiplying the average number of individual employees covered by the plan and multiplied by the contribution rate for the relevant year (Grant Thornton LLP, 2013). Per the U.S. Department of Health and Human Services (HHS), self-insured group health plans that provide major medical coverage will be charged a contribution rate of $63 per plan participant (Grant Thornton LLP, 2013).

This paper presents a comparison of the health care systems in the United States and the Netherlands. The health care systems in the United States and the Netherlands are both a work in progress. This paper compares the many common strengths and weaknesses between these two countries health care systems using recent data and current trends. The government of the Netherlands has been working towards providing universal health coverage for their citizens since World War II. The government of the United States is divided on the necessity of providing universal health coverage for its citizens; however, it appears to be moving in this direction. The United States approximately 70 years behind the Netherlands on the health care front. Comparing the similarities and differences in the health care systems of the United States and the Netherlands gives a lot of insight into policy changes and reform that could benefit the United States. The continually improving health care system in the Netherlands may be the best model for the United States as it moves towards a Universal Health Care system.

Germany’s health care system pays for not only healthcare basics but also dental, optical, mental health. They will also pay for alternative therapies like homeopathy, to go to a spa, and more. The healthcare system is highly accepted by the German population. Pregnant women pay nothing for their care, while most Germans have a co-pay of $15 dollars once every 3 months for their doctor visits (Saul, 2014).

Comparing health care systems of the United States and Germany. Assessing the areas of health care for adults’ elderly and retired, coverage for prescriptions, referrals for testing and specialties including pre-existing conditions, and financial effects and of course the children.

East Germany was controlled by the former Soviet Union. The health care system in East Germany was following the communist legislations, while West Germany was following the western model of health care system. After Berlin wall fall, a united health care system was established. This health care system obligates all Germans to enroll into a health plan. Low income Germans who make less than $35,000 a year are compelled to one of the Krankenkasse, or translated as Sickness funds.

German health benefits are very generous. And there's usually little or no wait to get elective surgery or diagnostic tests, such as MRIs. It's one of the world's best health care systems, visible in little ways that most Germans take for granted.