Health Coverage Through The Private Market

Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.

The concept of providing basic healthcare services to individuals in need has undergone an agonizing transition, from a luxury once only afforded by the affluent to a basic human right granted to citizens of every economic station, and the recently enacted Affordable Care Act (ACA) was designed to finalize this ethical evolution. Reflecting perhaps the bitter political enmity currently consuming the nation's once cherished democratic process, Republican legislatures in states throughout the union have bristled at the ACA's primary provisions, threatening all manner of procedural protestation as they attempt to delay and derail the bill's eventual implementation. One of the most intriguing aspects of the sprawling, thousand page law, however, has been the stipulation that individual states will be given a choice to either accept federal funding to expand their statewide Medicaid roster, or to forfeit all federal funding for that program in perpetuity. The role of government in monitoring and regulating the healthcare industry has been long debated, and the bitterly contested passage of President Obama's ACA, a law aimed at revising the country's health insurance system through the creating of a federal health insurance exchange to facilitate increased competition among insurers, has rekindled the debate over who holds the ultimate responsibility for regulating the care provided by hospitals, community clinics, and private practices.

Leonard Peikoff believes that national healthcare is unethical and tramples on the individual “negative” rights of hard-working Americans. He makes a point of clearly defining what our “negative” rights are; they are our ‘unalienable, individual rights’ as Americans, in the context in which it was written in the Declaration of Independence, the right to “life, liberty, property and the pursuit of happiness”. According to Peikoff, “…all legitimate rights have one thing in common they are rights to action, not to rewards from other people.” (Peikoff 2); it is this right to action (pursuit) which Peikoff attributes to the success

The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.

Funded by the employer, the health reimbursement account (HRA) is a reimbursement plan for the employee with high deductible health plans. In order for employees to receive payments back for out of pocket medical services, the employee must make a claim to the HRA. For instance, the employee with a high deductible, copayments, and coinsurance in which medical services not covered by the health plan, may request payment for out of pocket expenses (Valerius, Bayes, Newby, Seggern, 2008).

The author compares the specific goals and claims of the Affordable Care Act with the actual experiences in the areas of its implementation. The assessment is made in terms of access, costs and affordability, and quality of care provided. The article uses secondary data to present the perimeters of the assessment. According to the findings, affordable healthcare cost has not been realized and over 37 million Americans are likely to remain uninsured even after full implementation of ACA in 2019. More millions are likely to remain underinsured as profiteering will dominate the culture of healthcare in the US. The author notes that there is need to address the for-profit and bureaucracy in the US healthcare system and concludes by laying out benefits and economic, moral and sociopolitical lessons from ACA within the first five

The Affordable Care Act which is also known as Obamacare and Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010 and it has not been without its share of problems, debates and controversies. One of the main points of contention with the PPACA is the individual mandate. This paper will look at the worldviews that are involved in the individual mandate, the worldviews of those that oppose the mandate, the roles and limits of the government’s side of the mandate issue and the conflicting views and ideas that have come about. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” also to be able to “improve the fairness, quality, and affordability of health insurance coverage” and to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three aims that were pointed out in drawing up the policies for PPACA to develop what was hoped to be universal healthcare for the citizens of the United States. While the PPACA does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the

America faces a choice, keep The Affordable Care Act (ACA), also known as Obamacare, or scrap it and come up with something better. The ACA in its entirety leaves room for improvement. It could do better, much better, if it weren’t for matters of political expediency. Currently the United States spends more on health care than any other country. According to a Huffington Post article (2013) the U.S. spends about 17.2 percent of their GDP on medical care. Health care per capita is approximately $8,608, second only to Switzerland, which spends $9,121.

The Patient Protection and Affordable Care Act (PPACA), also referred to as the "Affordable Care Act" or "ACA" or "Obama Care") is the major health care reform bill passed into law on March 23, 2010. The debates surrounding the PPACA have been volatile at times, and continue to be the most intense public examinations of any piece of legislation in our recent history. The affordable Care Act (Obamacare) is ripe for repeal. For the American public, there are ample reasons for dissatisfaction: higher costs; arbitrary and sometimes absurd rule-making; bureaucratization of an already overly bureaucratized sector of the economy; incompatibility with personal freedom and religious liberty; enormous spending and heavy taxation; and widely acknowledged design flaws, evident in the ACA’s hopelessly complex and unworkable subsidy schemes, boondoggle bailouts, and collapsing co-ops. Nonetheless, other ACA legal challenges were still facing the healthcare law. In December 2015, the Association of American Physicians and Surgeons (AAPS) submitted an amicus brief to the Supreme Court arguing against the constitutionality of the employer insurance mandate within the Affordable Care Act. The law contains a number of experiments designed to drive down health costs, such as Accountable Care Organizations. The whole idea is to move the system away from paying for volume and toward paying for value. We still don't know whether that will happen. But it's fair to say that reducing the cost of health care will make it easier to expand coverage. The nation’s gains in health care coverage and delivery system design over the last several years have made measurable differences in the lives of millions of Americans. There are many ways to achieve a high-performing health system. But it’s critical that the nation remain committed to this goal.

In this essay, through supporting articles and video clips we will analyze the truth behind the Patient Protection and Affordable Care Act also known as the Obamacare, and its social justice issues and arguments. We will find those supporters and opponents of the PPACA on whether it is a beneficial healthcare system, or not; and whether it is socialism, communism, capitalism, or corporatism. The government has framed the PPACA as a working progress to better Americans access to healthcare coverage but many argue that it is a lie. Both

The Patient Protection and Affordable Care Act (PPACA) has generated immense controversy amongst the American political spectrum over the past eight years. Most commonly known as the Affordable Care Act, or Obamacare, this law sought to provide health insurance coverage to more Americans and reduce the growth of healthcare spending in the United States. The Democratic Party, led by the election of President Barack Obama in 2008, argued that providing and extending health insurance coverage to millions of uninsured Americans would reduce the rising cost of healthcare through implementation of the individual mandate and promotion of competition in the healthcare exchanges. The Republican Party, led by House Minority Leader John Boehner, argued heavily against those in favor of the Affordable Care Act alleging the law would substantially increase insurance premiums and overall healthcare cost. The opposition also questioned the constitutionality and ethics of enacting the Affordable Care Act. The Affordable Care Act was signed into law seven months prior to the Republican landslide victory in the House of Representatives in November of 2010. This paper will give a brief history of healthcare reform in America and deconstruct the ethical considerations surrounding the foundation of the Affordable Care Act.

Having an effective ethics and compliance in health care training course for employees within a company is a positive effort to keep not only the company running strong and efficient, but also developing standards for other companies to follow who are trying to create a more applicable format for corporate regulations. According to federal guidelines, designated and regulated by the Office of Inspector General (OIG), a company in compliance to federal healthcare standards will have effective education of employees, investigation measures, discipline and enforcement measures, intervention of violation standards, strong internal audit standards, compliance officers and staff, and lastly, written company standards and policies that is freely available to all employees.

Health care is an important consideration that is always being maintained by government institutions around the world. In this study, it aims to discuss the comparison and contrast of health care systems between the United States and Saudi Arabia. This paper is going to present how these two countries sustain their own health care systems that are affecting the political and economic stability in the long run. In the study, it seeks to identify probable learning insights that can be acquired from the practices adapted by the United States and Saudi Arabia in terms of sustaining their health care systems effectively and accurately. Learning insight is another significant action that can be presented in this study for the reason that it aims to explain relevant insights that can be observed from the health care system between the two countries such as the United Stated and Saudi Arabia. In addition, recommendation is another important projection that would suggest different contributions that can be handled with regards to improving health care system of both countries beyond.

It is my belief the U. S. government should provide healthcare for anyone that would like it, if they cannot afford private insurance. I am not a huge fan of government mandatory health coverage. That is up to the individual, however, anyone that chooses not to have healthcare when it is available, should not be allowed to put the expense tax payers. Amazingly, government funded healthcare is still huge debated issue. The earliest government funding goes back to 1854 for the mentally ill. It was known as the Bill for the Benefit of the Indigent Insane. However, we are most for familiar with what resulted from the New Deal's Social Security of 1935, that was originated by President Franklin D. Roosevelt. The push for healthcare to

The representatives of private health insurance industry were strongly against within the claim stated, this served as a warning about the appalling consequences on the public health system. The Australian Health Insurance Association (AHIA) indicated that there will be a substantial number of clients that are to be expected to withdraw or demote their private health insurance cover. If people downgrade they will depend on the public hospitals for all the excluded treatments. There will be a $3.8 billion rise of net cost predicted to the public hospital system as individual consumers (Cheng, 2013, para. 3). As people drop their health cover, those remaining people in private cover will have to pay more, no matter what their income will be (Armitage,