Health Insurance And The Health Care System

855 Words Dec 6th, 2015 4 Pages
According to Martocchio (2014), health insurance covers the costs of a variety of services that promote sound physical and mental health, including physical examinations, diagnostic testing, surgery, dental treatments, and corrective prescription lenses for vision deficiencies. More than two centuries ago, the presence of the health care system emerged when mining and railroad companies hired doctors to provide medical services to their employees. As a result of the catastrophic World War I, many health providers were left providing services with the prospect of not receiving payments for the services being rendered and many Americans faced with the financial burdens of these escalating health care costs. The essential for the development of a health care system was not established for no apparent reason. The health care system was developed due to the staggering number of Americans whom where unable to pay soaring medical bills.
With no government intervention, the private sector of health insurance was established as a means for Americans to pay medical expenses. “In 1927, the American Medical Association (AMA) formed a Committee on the Costs of Medical Care to report on options for helping Americans pay for their medical services. The Committee concluded that private insurance was the best solution” (“HNN’s History of Healthcare Reform”, 2012). This empirical succession is what commenced the evolution of health care in the United States.
For the next decade and…
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