Health Insurance For The Affordable Care Act : Case Analysis

In todays’ society many Americans never think about our foster care system. Foster care is when a child is temporarily placed with another family. This child may have been abused, neglected, or may be a child who is dependent and can survive on their own but needs a place to stay. Normally the child parents are sick, alcohol or drug abusers, or may even be homeless themselves. We have forgotten about the thousands of children who are without families and living in foster homes. Many do not even know how foster care came about. A few of the earliest documentation of foster care can be found in the Old Testament. The Christian church put children into homes with widowers and then paid them using collection from the church

The purpose of this policy was to provide funding for children aging out of foster care to provide independent living such as housing and job skills. According to Fernandes{ nilausa.org} (2006) “Around 30% of children who left foster care in 2003 were 12 years or younger when they entered care. This suggests that children who are leaving care without being formally reunified with a parent, adopted, or placed in guardianship are a growing concern of child welfare agencies and policymakers. Recently emancipated foster care youth are particularly vulnerable during the transition to adulthood. While many young people have access to financial and emotional support systems throughout their early adult years, former foster youth often lack assistance in developing independent living skills to ease the transition. Studies indicate that youth who have “aged out” of foster care fare poorly relative to their counterparts in the general population on several outcome measures: employment, education, homelessness, mental health, medical insurance coverage,

In the past few decades there has be an increasing amount of children placed in the foster care system. With the amount of rising teen pregnancies and maternal drug abuse means increasing numbers of infants abandoned at birth. There have been many cases of child abuse or neglect that have been on the rise. State and local agencies are unable to suitably supervise foster homes or arrange adoptions. Statistics show that many children will spend most of their childhood and teenage years in the foster care system, which has shown to leave emotional scars on the child. Today, Child Welfare groups are looking for federal funding and legislation to increase programs and services aimed at keeping families together.

As of September, 2011 in the United States over 400,540 children were in the foster care system. The Minnesota Department of Human Services, 2011) defines foster care as, ?A 24-hour substitute care for children placed away from their parents or guardians and for whom the State agency has placement and care responsibility.? Of the 400,540 children in foster care nationwide, 195,400 were Floridians. With the fifty social service programs nationwide, Florida is one of a very few states in the nation with statewide privatization of social services, for this study, with an emphasis on privatization of foster care. In the present paper, the privatization of foster care plays a significant role in the care and placement of Florida?s abused, neglected, and abandoned children. The major thrust of privatization of foster care was implemented under the administration of Governor Jeb Bush, a staunch political conservative. The purpose of privatization was to provide better foster care services to stake-holders, primarily to find permanent homes for foster children. The Bush administration was always trying to adhere to the conservative mantra of fiscal reduction as it pertained to social services

The foster care system in Texas is broken and policies like SB-4 and HB-3859 continue to fracture the system even more. The high volume of children entering into the system and the substantial number of caseloads for social workers are exacerbated by the current policies. It is our job as policymakers and policy analysts to address this issue so that ALL the children of the Lone Star state have a better future. Throughout this memo, I will highlight the current condition of the foster care

According to the National Foster Youth institute, “More than 23,000 children age out of the US foster care system every year.”() Aging out is the process of a teens transitioning from the legal control of the foster care system, to independent living. Youth aging out of foster care should be given an extension on foster care services after the age of 18, because it provides a stable home for teens, it increases the amount of college graduates and it provides healthcare for those in need.

The Foster Care Independence Act of 1999 (FCIA) was enacted to provide provisions to children who were being aged out of the foster programs. It received dual-party support from both the House and Senate, and acquired support from R-Tom DeLay of Texas (Mcmillan, 1999). FCIA was put into law law by President Clinton in December of 1999. The main push of FCIA is to increase the requirements for Independent Living Programs by doubling the funding for these programs (Graf, 2002, p. 2).

AB 12 lets foster teenagers stay in foster care until they are 21 years old. Often, when foster youth turn 18, their foster parents kick them of the home out due to no longer receiving payment, and the youth have no place to go. With the implementation of AB 12, they can choose to stay in a foster home and the foster parent continues to get a stipend to help pay for the foster teens expenses. The foster teenager also has the option to move out of the foster home and get a monthly stipend that goes directly to them. This stipend is used to help pay for expenses such as rent, utilities, food, etc. This all sounds great, but I don’t feel that it is working for foster teenagers. The concept is good, but definitely needs to be reformed and restructured. To receive AB 12 funding, a foster teenager still has to meet with a county social worker monthly and meet certain criteria which include going to school, working, or looking for work. They can lose AB 12 funding if they do not meet these qualifications. Often, it is hard for the youth to meet these qualifications because they have not learned the necessary skills to effective apply and hold a job or learn how to navigate the college university system to enroll in school. What is happening is that the youth are not qualifying for AB 12 and if they do they are so used to the money that when they turn 21 and lose the AB 12 funding, they end up not

Foster care is defined as the system in which a child under 18 years old is placed in a group home, institution, or private home through a governmental or social service agency. Foster care in the United States began in 1853 (NFPA). Charles Loring Brace began the system as a way for homeless immigrant children living on the streets of New York City to have a home (NFPA). Eventually in the early 1900’s more formal inspections and placements were made and it soon became similar to what it is today (NFPA).

Foster Care Independence Act of 1999 Before this bill was signed into law the Federal Government provided about $70 million per year to conduct programs for adolescents leaving foster care that are designed to help them establish independent living. Research and numerous reports from States conducting these programs indicate that adolescents leaving foster care do not fare well. As compared with other adolescents and young adults their age, they are more likely to quit school, to be unemployed, to be on welfare, to have mental health problems, to be parents outside marriage, to be arrested, to be homeless, and to be the victims of violence and other crimes (Cook, 1991). The need for special help for youths ages 18 to 21

For many teenagers, their 18th birthday is an exciting time in their lives. They are finally becoming a legal adult, and are free from the rules and restrictions created under their parents. But not all teens feel the same joy about this coming of age. For the hundreds of thousands of children living in foster care in the United States, this new found freedom brings anxiety and fear. Where will they live after turning 18? How will they get the medications they may need? How will they find a job with little to no experience? How will they put themselves through school? Aging out of foster care is a serious issue among America’s youth. Every year, 20,000 children will age out with nowhere to go, being expected to be able to survive on their

Dependent child coverage to age 26 is that the Affordable Care Act requires plans and issuers which offer dependent child coverage to make the coverage available until a child reaches the age of 26. Also, both married and unmarried children are included in this coverage. This extension will benefit for children as well

The numbers of children in foster care continue to increase annually with minimal attempts to intercept the causes of the escalation. Children are generally placed into foster care as a result of parental abuse or neglect; however, there are many racial inconsistencies circulating general foster care involvement. In the year of 2014, the Adoption and Foster Care Analysis and Reporting System reported a total of 415,129 children in the foster care system. Depending on their situation, children in the system are in need of some sort of home, whether that be temporary or permanent. When experiencing this type of shift in their lives, many children tend to act out. Foster care in the United States is a

Another rule is the Patient Protection and Affordable Care Act. David Walsh writes, “This law is intended to ensure that most Americans will have adequate health insurance coverage. The law includes a number of measures aimed at reining in the cost of health care.” (Walsh, 2013-2016, pg. 483) Under the Patient Protection and Affordable Care Act, it states, “Health plans that offer family coverage are required to cover dependent children until they reach the age of 26.” (Walsh, 2013-2016, pg.

Children can stay on their parents, healthcare plan until the age of 26 as of 2012, [2].