Health Insurance

1677 Words Nov 12th, 2013 7 Pages
President Obama 's plan to insure healthcare for all marks a positive step for the well – being of our country 's citizens. Still, the Patient Protection and Affordable Care Act (PPACA) also known as ObamaCare has been one of the most controversial topics of our time. In order to understand why this is such a controversial topic we must understand exactly what this act means to the people. The Patient Protection and Affordable Care Act (PPACA) states that with limited exceptions, every resident of the United States must have health insurance that must meets certain basic requirements. Beginning in 2014, individuals who do not acquire health insurance will be subject to a fine. This fine will rise over time, reaching $895 per person or 2.5 …show more content…
They all have to abide by the federal government 's requirement of covering 100 percent of the cost for all medically necessary visits and procedures. Residents still pay for this indirectly through the taxes they pay to the provincial and federal government. But unlike the United States, doctors and hospitals are required to accept the fees that are set by the government. Japan has a universal health insurance system. They require all of the residents of the country to either (a) enroll in one of the many non – profit health insurance societies that are organized by industry or profession, or (b) enroll in the health insurance program provided by the national government. The funds for the system come from the premiums paid by the employees and firms as well as a payroll tax similar to the tax that funds the Medicare program in the United States. Unlike the others system this one is highly costly for the residents; they are charged a co -payment which can be as much as 30 percent of the bill. The Japanese system does not cover preventative health care or any pregnancy related visits. Similar to the United States system doctors are not government employees and most hospitals are privately owned. In the United Kingdom the government, through National Health Services (NHS), owns nearly all hospitals and directly employs almost all doctors. Because there
Open Document