Health Insurance Portability And Accountability Act Of 1996 ( Hipaa )

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1. List relevant regulations for information security in an industry segment of your choice. Some of the industry segments include healthcare, finance, energy, government, or education. The following regulations listed below covers information security within Healthcare: • Health Insurance Portability and Accountability Act of 1996 (HIPAA) • Health Information Technology for Economic and Clinical Health (HITECH) Act of 2009, • Affordable Care Act of 2010 2. Review and describe each regulation in your own words in minimum 1000 words. Health Insurance Portability and Accountability Act of 1996 (HIPAA) HIPAA, the federal Health Insurance Portability and Accountability act was signed into law in 1996 by President Clinton. The regulation…show more content…
Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs. Title I primarily involves group health care insurance and their access. First, it ensures that group health plans cannot deny coverage or establish monthly premium based on based your health status, which includes your medical history, genetic information or any disability you may have. Second, Title I establishes the rules on how a group plan handles pre-existing condition. Under title I, the maximum amount of time that you have to wait in order to get coverage for your pre-existing condition cannot exceed 12 months, or 18 months for late enrollees (someone who doesn 't enroll during general open enrollment). However, for those who go from one job 's group insurance plan to another without a break won 't have to endure an exclusion period at all. In these cases, HIPAA uses what 's known as "credible coverage" in order to reduce, or eliminate, this pre-existing condition exclusion period. "Credible coverage refers to any health care insurance you had before your new insurance plan as long as it wasn 't interrupted by a period of 63 or more days. This time period can be longer depending on your state laws and the type of
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