Health Insurance and Health Care in America

1341 Words Jun 23rd, 2018 6 Pages
In the world today there are many different problems going on that should be addressed. Civic Engagement is something that everyone needs to take part in because other people can definitely use help. In my Freshman Gateway Class we have started a project dealing with the different problems going on. We have split into separate groups and have all chose topics regarding different civic engagement opportunities. The topic that my group chose is Health Care. We have broken that down into different sections to research, so I picked health insurance. I chose health insurance because it is something that is wildly discussed all over the world, it is a very broad topic, so many people have different opinions, and there is so much to talk about. …show more content…
The employer share of payroll going toward health insurance costs was 12.8 in 2010 and up 8.2 percent from 1999. New mandates, taxes, fees, and administrative burdens imposed by the ACA are further shifting economics of employer-sponsored health care. In this next paragraph we will talk about federal health reform’s impact on employer-sponsored health insurance. Employers now aren’t very sure how they are going to provide health insurance. They are trying to decide whether to go off of the plan they have at this moment or make a new plan. Most of their decisions are going come from the Hawaii experience where they are testing the employer based system. Overall they are going to have to follow the guidelines of the Patient Protection Affordable Care Act before making any major decisions. The purpose of the Patient Protection and Affordable Care Act of 2010 is to cut down the number of uninsured Americans in the United States by making coverage more affordable and more effective. In 2009, 59% of young Americans had employer sponsored health insurance and another 13.8% had private health insurance. Private insurance is when an individual goes to a company and buys health insurance rather than having it supplied with their job. The uninsured were 18.9% of the population under the age of 65 years old. I believe that the reason the number of uninsured people is as high

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