Health Policy And Process Hlsc 3631u

The United States does not have a universal health insurance coverage available for its citizens, therefore, there are varied obtainable coverages. Some coverages are offered through employers while others may be obtained through government programs. As of 2010, with the introduction of the Patient Protection and Affordable Care Act, many more citizens were able to receive health insurance (Rosenbaum, 2011). Furthermore, this began the healthcare reform as it is today.

One of the major problems facing our country today is the healthcare crisis. The inequality in our current healthcare system has created a huge gap in the difference between the level and the quality of healthcare that different people receive. Having an improved and reliable health care system available for everyone should be a priority that the government must make available. There are countries whose health care system meets the needs of the patients while there are countries whose health care systems need a great amount of overhaul for them to be able to attend to their patients. In this essay I will discuss the healthcare crisis and the differences in many countries

In 2010, the United States took the first tangible step toward universal health care coverage, with the legalization of the Patient Protection and Affordable Care Act of 2010. According to the U.S. Census Bureau’s most recent report the total population of the United States is nearly 309 million people (U.S. Census Bureau, 2010). In 2009, it was estimated 49 % of the population was covered under an employer sponsored insurance plan (Kaiser Family Foundation, 2009). The same 2009 data reported an additional 29 % of the population was covered under some form of government or public program (Kaiser Family Foundation, 2009). Leaving 17 % of the U.S. population vulnerable without any form of health insurance coverage (Kaiser

Health care reform and access to insurance have been staples of the American political agenda ever since the end of World War II. From President Truman’s call for universal coverage in the late 1940’s to the creation of Medicaid and Medicare to the Affordable Care Act, both parties have debated how to lower the rate of uninsured Americans. After nearly 70 years of debate in Washington and beyond, the number of Americans with health insurance has certainly grown (Miller, 2014). However, the number of people in the United States without coverage is still unacceptably high and a problem that should be addressed with a great deal of urgency and care.

Healthcare coverage is a contentious issue for the United States and affects everyone, those with low income and individuals with higher income. The common complaint among individuals is the cost of care. The US is notorious for having a higher cost for medical care than other developed countries. Up to this point finding, suitable plans have been fruitless therefore it’s time to explore other options. Universal health coverage is indeed to beneficial to the country. According to Herzlinger, Richman & Boxer (2017), The main reason for a delay in the implementation of affordable universal coverage is that of the high costs to treat individuals with a pre-existing condition since they are accounting for a significant portion of health care spending

Many people in the United States at some point in their life pay for health insurance or health care. Usually the people who pay for health insurance is either retired from work or are in their primes with children to care for. There are many other kinds of health care associations in the U.S., but there’s a major health insurance cooperation in today’s society that is causing problems in America’s economy and causing major drops in unemployment rates everywhere in the U.S., named after the 44th president of the United States of America, President Barack Obama, Obamacare is a type of health care system that is outrageously expensive and money consuming, putting Americans into serious debt. It had once been seen as a plan to help Americans

The most industrialized countries in the world have long since made the decision to provide universal healthcare coverage, yet the United States still lags behind in this department. What people of a country should expect and feel reassured of is that if and when they fall ill, they will receive the proper care necessary to get better without the worry of being denied care or face bankruptcy for doing receiving medical care.2

In 2010, the United States took the first tangible step toward universal health care coverage, with the legalization of the Patient Protection and Affordable Care Act of 2010. According to the U.S. Census Bureau’s most recent report the total population of the United States is nearly 309 million people (U.S. Census Bureau, 2010). In 2009, it was estimated 49 % of the population was covered under an employer sponsored insurance plan (Kaiser Family Foundation, 2009). The same 2009 data reported an additional 29 % of the population was covered under some form of government or public program (Kaiser Family Foundation, 2009). Leaving 17 % of the U.S. population vulnerable without any form of health insurance coverage

The Patient Protection and Affordable Care Act of 2010 implemented to help Americans without healthcare. The realism is that there are still many Americans without any healthcare insurance. The census Bureau’s official estimated that 33 million Americans lack health insurance in 2014. The Affordable Care Act did not solve the major problems of healthcare in America. Everyday people come into the emergency room because they do not have health insurance. Woolhandler, S., & Himmelstein state, “ Access to care has improved, but remains abysmal, in part because many who gained coverage cannot afford to use it”.The hospital will not turn them away. People come in with coughs and other non life threatening illnesses because they have no other option.

According to World Health Organization, “Universal Health Coverage means that all people and communities can use the promotive, preventive, curative, rehabilitative and palliative health services they need, of sufficient quality to be effective, while also ensuring that the use of these services does not expose the user to financial hardship”. (WHO.int) By doing so, we give the people the opportunity to be equal to the rest of the society. Since the cost of a healthcare plan is beyond most people’s budget in the United States, the average person spends more money on healthcare insurance than groceries and housing together. This condition leads many to have no coverage at all. In fact, there are over 45 million uninsured residents in the U.S. in it

Per Ridic, Gleason, & Ridic (2012) “…more than 42 million people are without health insurance. The lack of health insurance creates medical access problems and subjects a family’s income to the vagaries of health status”. Consequently, the high population of uninsured people is correlated to the United States position as a multiplayer system of third-party payers for the reimbursement of medical professionals has a negative economic effect on citizens (2012). Although consumer

Health insurance in the United States is very dynamic and costly to most citizens; however, it is necessary to ensure healthy living and protection from outrageous debt owed to health providers. With the recent changes due to the Affordable Care Act started by President Barack Obama, people now are being pushed to get health insurance.

With the current healthcare system in the United States there are many people who do not have health insurance due to cost.

The United States of America is without a doubt one of the largest, most diverse countries in the world. The U.S is universally known for it’s ground breaking medical research and scientific technological advances. Paying nearly 2.6 trillion on medical related services (Silverman & Demak, 2011), the U.S continuously exceeds their financial budget each year, ranking them #1 for the highest healthcare spending in the world. Ironically, Americans are among the few who are not guaranteed medical coverage. For Americans healthcare insurance comes in many forms, some receive it through job benefits or government programs such as, Medicaid and Medicare, while others are among the many not financially covered at all. There are many potential issues arising from the U.S healthcare plan such as high insurance cost, unfair selection and denial of coverage, and high rates of uninsured citizens.

In the United States health insurance is a major concern for most Americans. Without health insurance, medical treatment for service would be extremely difficult to maintain. Many problems contribute to the issues at hand, such as preexisting conditions and other high risk conditions. First, let’s understand what pre-existing conditions are “medical conditions caused by an injury or disease that existed prior to the application for health insurance” was applied (Henderson, 2012). Health insurance companies in the past denied patients with pre-existing condition, with clauses that prevented pay out to hospitals for care. Pre-existing conditions such as, asthma, diabetes, hypertension, and other chronic diseases were considered reasons to deny one for insurance coverage or significantly charged a high premium rate that was not affordable (Gregory, 2013).