Healthcare Policies Of The United States

1653 WordsApr 27, 20177 Pages
andace Robinson Healthcare Policies In 2015 the United States spent 3.2 trillion on health care, up 5% from the year before and GDP was at a high of 17.8%, but yet there are still 28 million Americans without health insurance. Most of the nonelderly in the United States obtain health insurance through an employer, but not all workers are offered employer-sponsored coverage or, if offered, can afford their share of the premiums. Medicaid covers many low-income individuals, and financial assistance for Marketplace coverage is available for many moderate-income people. However, Medicaid eligibility for adults remains limited in some states, and few people can afford to purchase coverage without financial assistance. Some people who are…show more content…
The main reason uninsured workers give for not taking up an offer of coverage is that the coverage is unaffordable. From 2006 to 2016, total premiums for family coverage has increased by 58%, and the worker’s share has increased by 78%, outpacing wage growth. As of July 2016, 31 states plus DC have expanded Medicaid eligibility for most nonelderly adults. However, in states that have not expanded Medicaid, eligibility for adults remains limited, with median eligibility level for parents just 44% of poverty and adults without dependent children ineligible in most cases. 10 Millions Of poor, uninsured adults fall in a “coverage gap” because they earn too much to qualify for Medicaid, but not enough to qualify for Marketplace premium tax credits. Undocumented immigrants are ineligible for Medicaid and may not purchase Marketplace coverage. While lawfully-present immigrants are eligible for Marketplace tax credits, only those who have passed a five-year waiting period after receiving qualified immigration status can qualify for Medicaid. Health insurance makes a difference in whether and when people get necessary medical care, where they get their care, and ultimately, how healthy they are. Uninsured adults are far more likely than those with insurance to postpone health care or forgo it altogether. The consequences can be severe, particularly when preventable conditions or chronic diseases go undetected. Because of
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