Healthcare: The Affordable Care Act

The United States spends far more money on healthcare than any other developed country and despite the large amounts spent the United States has the poorest health outcomes and highest risk factors (Stone, 2017). When compared to other countries the United States has the lowest life expectancy at birth, the largest population of obese, and the highest number of people over the age of 65 with chronic health conditions. Many health disparities exist in the country due to socioeconomic status. The Affordable Care Act (ACA) law was passed in 2009 and implemented in 2010 in an effort to decrease the number of people uninsured (Parekh, 2017). Since, 2010 the rate of uninsured people in the United States has

Questions are constantly circulating around the new Affordable Care Act. Many do not know what it does and the government is trying to make it out to be a big savior to the medical field for doctors and patients alike. The Affordable Care Act has also been given the name Obamacare because of its ties to the President. He believes that increasing the amount of people on insurances of any kind that meets his “standards” will help health care become more available and more profitable. Unfortunately, these claims are not true as Obamacare is clearly going to negatively impact health care in all aspects. The problems start for patients who get on government healthcare programs, such as Medicaid, with the fact that the treatment plans are extremely

In 2008, upon the commencement of The Affordable Care Act, the idea was to help millions of uninsured Americans gain health insurance, especially those who are at or just above the federal poverty level. Although the idea behind a universal health care system was great at the time, many citizens are struggling to find a doctor that will accept the subsidized health care insurance, such as Medicaid, and Passport. Furthermore, doctors choose to opt-out of accepting government based health insurance because the reimbursement rates are too low. “It is estimated that private plans pay $1.00 for a service, Medicare pays $0.80, and the ACA exchange plans are paying about $0.60.” (Harvey 1) That shows that the government based subsidized programs are significantly lower than the average market value. A

The Affordable Care Act (ACA) extended healthcare coverage to millions of formerly uninsured individuals by expanding eligibility of Medicaid and the formation of Health Insurance Marketplaces. The ACA also included reforms to assist individuals sustain coverage and have the availability of affordable and accessible private healthcare insurance. Analysis from 2014 and early 2015 and have shown significant increases in public and private healthcare insurance coverage and have attributed the remarkable decreases of the rates of uninsured individuals from marketplace.gov and health insurance exchanges from the first year the ACA had healthcare coverage available.

The Affordable Care Act (ACA), also known as ObamaCare, is a healthcare reform law that focus on providing more Americans with access to affordable health insurance. “The ACA is expected to add 32 million people seeking primary and preventive service and treatment” (journalofnursingregulation.com). It was first enacted by President Barack Obama on March 23, 2010. The act has offered a number of people with benefits, set up a place they can purchase health insurance, expanded the use of Medicaid and Medicare to the disabled and senior citizens. The Act has forced many employers to offer coverage to their employees. Despite all of the positive attributes this act has provided, there is a flip side to it. Americans are required to have health

Despite the responsibility of healthcare being a power of the states, the national government created a market for privately owned businesses to provide insurance under an umbrella known as “Obamacare”. Obamacare was primarily comprised of the Affordable Care Act, or AFA. The Affordable Care Act, created by the Obama Administration, was passed in March 2010 under the premise that healthcare should be more available to American citizens. These target citizens being the over 50 million who were uninsured for various reasons before the passing of this legislation. They were able to do this by expanding the affordability through various regulations, taxes, subsidies, and other

The Affordable Care Act, signed into law on March 23, 2010, consists of 10 titles which provide Americans with health benefits. Sometimes this is referred to as “Obamacare” or the Patient Protection Act. The basis of the ACA is to assure that Americans can afford quality health insurance, without discrimination, while making purchasing insurance competitive for buyers, while also eliminating the uninsured (U.S. Department of Health and Human Services [HHS], 2015a). This allows the consumer to take control of their health care while making informed choices. By providing affordable health care, this will help reduce wasteful spending that does not improve the quality of health care, which could generate an annual savings of around $140 billion after a five-year period (Sahni, Chigurupati, Kocher, & Cutler, 2015). All American’s were required to be insured either by purchasing private insurance, by their employer, or

Basic changes were needed in the way Americans got health coverage. Trying to figure out what it was going to cost them starting in 2014, when major parts of the Affordable Care Act, also known as “Obamacare”, went into effect was the challenge. The four main ways Americans experience healthcare once the Health Reform Law was fully in effect were coverage by an employer, the government, buy it themselves or have none. About half of Americans get insurance through their jobs. About one third through the government like Medicare and Medicaid. About one in ten purchase insurance themselves. And still another 30 million, just under one in ten, no coverage at all.

In 2010 during the term of President Barack Obama something needed to be done due to the rise of healthcare costs and the number of people who were uninsured and unable to pay their healthcare bills (ehealthinsurance 2014). United States spent more on healthcare than any other country but yet was only the 34th in life expectancy. These are some of the many reasons why The Affordable Care Act came about and was signed into a health care law. This landmark law impacted and changed many aspects of the healthcare system, as well as influenced everyone’s healthcare options in the United States. The Affordable Care Act has been just about been one of the most

During Trumps presidential announcement speech he presents his ideas on how he will bring back to life the American since for him the American dream is dead. Among all the claims he expresses his thoughts on Obamacare also known as the Affordable Care Act. He affirms “We have a disaster called the big lie: Obamacare. Obamacare." and admits that indeed Obamacare will really kick in 2016.Trump plans on repealing and replacing Obamacare. He plans on granting better health insurance to everyone at an inexpensive cost for the people and for the government. Trump exaggerates the costs to persuade his audience into believing of Obamacare as a catastrophe, however, he fails to backup the data he presents not to mention that the data is wrong.

On the whole, the Affordable Care Act reduces healthcare costs while providing better quality services for citzens accross the US. Farley says that the ACA’s reforms to Medicare saved “17 billion in fiscal year 2013” thanks to reductions in payments to private health insurance companies cover their customers through Medicare Advantage as well as adjustments to the annual updates to Medicare provider rates (Farley, 2014). This protects consumers from excessive charges by their insurance providers, by limiting how much insurance providers spend on their own services. And even though the cost of health care, per capita, is gradually increasing, the rate of that growth has decreased over time, thanks to the stipulations, as well as method of implementations, of the ACA. ++++++++++++++++++++++++++=

For the past several months, the news feeds have been full of stories on Obamacare, more accurately described as The Affordable Care Act. The Affordable Care Act is the largest mandated healthcare change in the United States since Medicare and Medicaid began in 1965 (Mayer, 2013). It was signed into Law in 2010 designed to give all Americans access to healthcare. Whether you are for or against The Affordable Care Act one thing is above dispute, it has caused a Nationwide uproar. Now that we are in a new Presidential era, steps are being taken to “Repeal and Replace” Obamacare.

Health care in the United States is driven by a patchwork of services and financing. Americans access health care services in a variety of ways — from private physicians’ offices, to public hospitals, to safety-net providers. This diverse network of health care providers is supported by an equally diverse set of funding streams. The United States spends almost twice as much on health care as any other country, topping $2 trillion each year. (WHO.INT 2000) However, even with overall spending amounting to more than $7,400 per person, millions of individuals cannot access the health care services they need.(Foundation 2009) So when the Patient Protection and Affordable Care Act (a.k.a the Affordable Care Act or ACA) was passed in the summer

Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%

The rise of health care is affecting everyone. Many working class people can not afford insurance. 27 million working Americans are without insurance coverage due to the high cost of premiums. The United States spends $100 billion on health care for uninsured each year. Of those who can not afford health care 1.8 million work in health care. Two million people avoid medical care due to high cost. The yearly cost of health insurance premiums is $11,500 nearly a quarter of the average house hold income. (Smith 2007)