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Hi Carmalon, Please be aware I am finalizing the CT Reverse Compliance Matrix and require your assistance. Please provide clarification with respect to the attached disclosure. Specifically, pursuant to the regulation requirement below and how the disclosure is delivered to the borrower. Is the disclosure delivered via secured email and is there a process in place wherefore you receive confirmation once the borrower is in receipt of the disclosure? Please advise. As always, thank you and your assistance is greatly appreciated. Gigi

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