Housing Affordability : A Social Determinant Of Health And Housing

This report aims to examine and show how economic factors and housing policy have affected provision of affordable housing in Dundee from mid 1900’s to present day. It will show evolution of

Americans across the United States search for the perfect home, location and square footage of course a great price to pay for their castle. Finding an affordable place to live is ideal, and necessary for survival in this day of age. As the years go by the cost of living increases but Americans do not receive a cost of living raise. The demand for affordable housing is on a all time high, but so is the cost of housing in the metropolitan areas across the United States. America must take care of its citizens and should provide affordable housing programs, to assist Americans to either purchase or rent a home.

According to Newman (2008), housing of the poor has to allow for economic independence and self-care while providing a safe and adequate place to live. The debate about decent housing alone is sufficient to provide a healthier living environment has its roots in the late 1920s, when the unhealthy environment of the slums was associated with numerous social ills. The hands-on approach of the housing and social service agencies was

Housing plays an important role in a person’s health and wellbeing. Access to open, green space and having good relationships with neighbours helps to boost mental health. Whilst, having a safe, dry and warm home to live in will benefit physical health (National Housing Federation, n.d.). According to the Royal College of Nursing (2012), there has been an enduring connection between poor health and bad housing.

This policy brief is prepared to give some insights of the housing affordability problem in Australia. In addition, the paper also suggests some approaches in which the Government should consider in tackling the issue in the Australian context. Housing affordability always

Income and social status is one of the determinants of health. Being able to have a secured, low cost housing that provides for every individual or family during their whole lifetime is a major determinant of health and is important to good health. As Dr. David Hulchanski and colleague’s research “Three Cities” at the University of Toronto stated; “Housing insecurity is linked to income insecurity which is, in turn, leads to illness and premature death” (RNAO,2013). People who live in the street are more susceptible to physical and mental problem and are likely to die early due to sickness compared to general population. Homeless population are vulnerable to communicable diseases and substance abuse and this may jeopardize their health situation (RNAO, 2013). Health conditions become better as income and social status improve. Higher income means the affordability of an individual for a better way of life and providing their family a safe and secured environment. Being able to afford enough nutritious food on the table to share with the whole family is one of the most important things that an individual can hope for. In most cases, higher income and social status means more control and choices in their everyday lives. Some studies show that restricted options and poor coping skills while handling stress raises exposure that can lead to different kinds of diseases involving immune and hormonal systems. According to

Structural factors, such as the availability of low-income housing exacerbate on the already burdening individual factors. The rise in homelessness is mostly due to the decrease in the number of low-cost housing units. Nowadays, families were struggling to consolidate their current situations because they are unable to afford the housing need (Thomas Betar, 2012). Inadequate of affordable housing is one of the contributors of homelessness (Ghee WY, Omar RNBR, 2015). A large number of low-income people have been forced to move. Nearly 6,000 people older people who are aged 60 or above in Victoria need to pay the rent of more than thirty percent of their salary (Ronaldson, 1999). The shortage of affordable and available housing straightforwardly harmonizes to levels of homelessness and inadequacy income and insufficient of

Housing Affordability in Australia has become the focus point for urban planners in recent years. In particular, South East Queensland (SEQ) has experienced significant pressure as the demand for property and affordable dwellings increases and population growth in the region continues. The issue has come to the forefront in discussions for local governments in the region and there is a real need to address the problem of housing affordability. The subject of affordability is complex and is contributed to by a number of factors including the impost created by Council processes, which is the scope of the HAF-T5 Project.

Housing is a big concern of every family because it is where the family established. Most of families are willing to spend most of their income to own a house. However, the housing markets are not always fair and reasonable for normal people. Rich people are buying more than 1 house, but a lot of hardworking wage-earning classes cannot even afford 1 small apartment. Since the real estates are the rigid demand and a good way to keep value, too much money flow into the real estate markets. Sometimes it makes the housing price too high for normal people to afford.

Macroeconomics is an excellent tool for the analysis of the housing industry as something like a capital good, as a home is considered to be, cannot easily be studied in a short-term platform. Real estate is a good that costs several times more than an average persons annual income, in the United States that number is typically 7 times as much, and in the United Kingdom that number is 14 times as much. Several factors of both supply and demand directly impact the housing market on a macroeconomic scale. (Business Economics, 1)

Housing improvement and affordability policy is an ongoing issue that our nation has battled with since desegregation. Affordable housing provision for low-income communities has been researched extensively in the past by nonprofits in Charlottesville , and The United States Department of Housing and Urban Development( HUD). Locally, the Habitat for Humanity store works to ensure this policy issue is properly addressed through making housing improvements as well as building homes for families in need. The Habitat for Humanity Store has worked to make critical home repairs with sponsorship from Home Depot for veterans (Habitat, 2017). There have been other initiatives to address housing improvement needs also. The Charlottesville Redevelopment

Housing affordability has once again appeared on the policy agenda of Australian governments. House prices have risen in response to booming demand and constraints on the supply of dwellings, especially a shortage of land in the capital cities and skill shortages within the housing industry. Many young and low-income households have experienced great difficulty in gaining access to homeownership and in being able to afford private rental housing. This paper briefly considers the characteristics of public debate around housing affordability in Australia. It examines the role of neo-liberalism in shaping policy responses to housing affordability problems and assesses the argument that affordability goals can be achieved through manipulation of

Recently, The Australian housing market has been growing rapidly which reflects the housing affordability crisis as the housing price rises much quickly than household incomes. There are two key observations of current Australian housing market from Yates, firstly today’s housing affordability problem is mainly a structural problem and intensified by cyclical pressures. It began 40 years ago when inflation switched focus on housing, besides, there are more renters than purchasers under today’s housing stress situation, and the housing

The cost and quality are the most important factors that influence the quality of life. Housing is the major investment for most households (Burchell and Listoken, 1995).When the housing becomes unaffordable or unhealthy, it can affect the educational, financial and emotional wellbeing of a family (Bratt, 2002).

This report examines the housing affordability crisis in Auckland, the current situation of the housing market, and extent of this problem. Auckland is in a deficit of houses due to the difference in demand and supply factors. The demographic and economic factors are the main reason for the increase in demand for houses. The supply side is not performing up to the mark to satisfy the demand in the market. The first home buyers are finding difficulties to make choice on their housing needs. The median households are struggling with the high rentals in Auckland market. Lower income households with faces a greater affordability pressures than those are living outside Auckland. There is a shortage in land and houses that are affordable for lower income households. The report suggests some new factors that can be considered to solve the affordability crisis.