Housing Development Of Affordable Housing And Urban Area For Low Income Individuals Essay

Within each service area there is a host of many options available. Specifically, under the Public and Indian Housing is the Housing Choice Voucher Program, commonly referred to as Section 8 Housing. Section 8 is the federal government's major program for access to very low-income families, the elderly, and the disabled to afford suitable, safe, and sanitary housing in the private market. Housing choice vouchers are administered by the local public housing agencies (PHAs). The

According to The Economic Times, affordable housing is defined as housing units that are occupied by a person whose income is below the median of household income. The purpose of researching this topic is to inform readers of the positive outcomes which stem from affordable housing in communities and also to give examples of the life changing impacts affordable housing has on families. Through analysis and observation, a person may become more aware of what is going on in their neighborhood. A community should consider affordable housing for positive outcomes such as education, good health increases, and economic growth.

Affordable housing in the United States describes sheltering units with well-adjusted housing costs for those living on an average, median income. The phrase usually implies to applied rental or purchaser housing within the financial means of lower-income ranges specific to the demographics of any given area. However, affordable housing does not include those living in social housing owned by government and non-profit organizations. More specifically, the targeted range for housing affordability sets below 30 percent of a household's annual income, including all applicable taxes, utility costs and home owners insurance rates. If the mean income per household breaches the 30 percent mark, then the agreed status becomes labeled as

This is a picture of Downtown Hyattsville Arts District along the U.S. Route One corridor.This specific revitalized part of the Hyattsville Arts District is a very good example of urban renewal and is part of the Prince George's County Gateway Arts & Entertainment District. The district is just one district of many cultural districts recognized by the national organization, Americans for the Arts. According to Americans for the Arts: “Cultural districts are defined as well-recognized, labeled areas of a city in which a high concentration of cultural facilities and programs serve as the main anchor of attraction. They help strengthen local economies, create an enhanced sense of place, and deepen local cultural capacity”. In other words, these

The housing assistance programs started back in the Great Depression period in 1937 when Congress passed the U.S. Housing Act that represented the start of federal housing assistance in the United States. The program’s purpose was to provide funds to develop public housing units for low-income tenants that were maintained and managed by the local public housing authorities. (Barrymore, 2008) During this time, the nation’s housing stock had very poor quality in most parts of the country. Housing conditions were insufficient. Poor families had to deal with poor conditions such as the lack of hot water or dilapidation. Luckily, public housing was an improvement for those who had the chance to get it. In 1965, HUD was created by the Congress, Housing

When placing my life into the context of the world around me, it can be rather difficult to examine upon the struggles I’ve had upon my life. Particularly profound instances have scarred me to a certain degree, and for quite a while I’ve maintained an unhealthy manner of total repression from these happenings. However, as I move forward in my journey in life, battling to ward off the demons which have infiltrated my psyche since my youthful days, I hold the knowledge that I am not alone, and there are always people that care for me and my well being. This is where Affordable Housing has emaciating themselves in my heart forever. Without Affordable Housing, there is a fantastic chance that I am not the same happy, hard-working individual that I am today, and for that, I will forever be indebted to Affordable Housing. The impact

Also directly related is the link between income and housing costs. As the demographic shows, Naples’ has many families with high incomes. This may raise the housing demands which in turn raises the prices. For someone who earns a minimum wage, the housing prices in Naples would permit them from becoming a homeowner. In Florida itself, over 60percent of extremely low-income houses lack affordable rent. (Larsen 161-167) In an effort to aid these low-income houses, State Housing Trust Funds were brought to Florida. Among these was the State Housing Initiatives Partnership (SHIP). This provides $166.4 million annually to supplement low-income housing, homeownership strategies, and new construction and rehabilitation. Due to the damage that was done by Hurricane Katrina, where the house owners who were affected had incomes of less than $20,000, this program would be most beneficial to the group. Nonetheless, the program is being

A lack of affordable housing has resulted in an inability to obtain adequate, appropriate, and affordable housing; urban renewal applied federal funds to remove blighted areas. Many people live from paycheck to paycheck just to put a roof over their head and are one paycheck away from having no place to live. Huge expanses of houses were removed. Simply put, the housing need has thus been an

A middle classed single mother of three just moved into a house one week and the next it falling apart right before her eyes,the stairs collapsing, the roof shifting and structure failing. She barely makes enough to afford the house, her children all depending on her to provide. Yet, she now has to waste more money to keep her house safe for her and her children. Every night she cries because she feels she not being the best mother she can be. Her daughter asked her if they were gonna be alright. She replied, “ yes sweetheart there’s nothing to worry about”. That night the power shuts off due to electrical problems and there’s no water becuase the pipes bust.At this point it seemed easier to just live in a shelter. This situation is common throughout the Colorado community with a variety of houshoulds wether that include a no children, just a couple,indepedent man or woman, young middle aged citzens and senior citizens. Colorado homeowners/Renters continue to struggle to find stable low income housing. As the housing number in colorado has grown by 25,143 from 2014-2015 colorado has only put out 102,000 homes. Under pressure the housing quality continues to plummet with a rush to meet supply and demand of 1:6 homes to need.

All cities are faced with the complicated issue of addressing housing needs for their population. Even more complex are the needs of the city’s low income neighborhoods and residents. In addition, according to the article, “Social Inequities in Environmental Risks Associated with Housing and Residential Location—A Review of Evidence” by Braubacth and Fairburn, there is a, “strong link between housing characteristics and health.” To help address these issues and protect the health of our citizens, the City of Bakersfield receives grant funds from the U.S. Department of Housing and Urban Development (HUD). The purpose of such funds is to benefit low- and

Since housing conditions vary significantly from state to state, it is important for state and localities to develop their own housing strategies. The two basic components that affect housing in New york, which need to be addressed to reform the affordable housing system are 1) many families have incomes that are too low to afford the costs to maintain a home 2) constraints on the

Medicaid policy has taken imperative action in acknowledging housing as a health determinant by permitting reimbursement for housing related services. Housing affects all aspects of a person’s development, impacting ability to achieve optimum health status in a myriad of ways.1 Stable housing provides a safe place to recuperate from surgery or illness, a place to properly store medication, and best allows a person to engage in and receive consistent care from a healthcare system that is not structured to deliver care to persons with unstable housing.2, 3 Housing is an important factor in health, with persons of lower socioeconomic status at higher risk of living in unsafe and toxic conditions, or in the case of the very poor, the homeless,

The social problem being discussed in this section of the community study is affordable housing crisis experience by community residents. Housing affordability can be defined as where the occupant is paying less than 30% of their income on the cost of housing (Hud.gov, 2015). US Census measures housing data by the size, age and type of housing. This include renters and owner occupied housing. When looking at housing affordability one must also consider the financial characteristic of the housing industry. These characteristics include value, cost utility, real estate taxes, rent and rent mortgages. A review of the US Census data states the following regarding an analysis of 27,164 occupied housing units in zip code 11203. In zip code 11203:

It’s nice to appreciate Mayor De Blasio’s intentions in building affordable houses for the people who need them. I think it’s a great chance in improving New York as a whole. New York rent is ridiculously expensive. De Blasio’s goal in building 80,000 new units of affordable housings in the next decade is a far reach project but I believe he can get at least half of that done. East New York specifically is sort of a great place to start. I’m not very familiar with East New York, but, my cousin’s boyfriend actually sold his apartment to private buyers who are buying out each apartments in East New York. Private buyers is what leads “affordable housing” to become no so affordable. Projects like these are what turns neighborhood into other neighborhoods

Housing affordability is a prominent issue many New Zealanders are faced with. In particular, low-income households and first-time buyers experience great difficulty gaining access into the homeownership market and struggle to afford private rental housing. Current market conditions, commercial lending criteria and other factors tend to favour certain socio-economic groups, leaving low-income households and first-time buyers at a disadvantage. As a result, there is mounting pressure put on the government to create an affordable housing market for all potential buyers. Certain interventions may improve housing affordability for many, but not all potential buyers in the short-run. However, distinguishing between interventions which lower the price of housing versus interventions which actually increase housing affordability needs to be examined in-depth to determine the best long-term strategy for improvement. As the housing market became more profit driven, homeownership rates have dropped (Murphy., 2009) and low-income earners and first-time buyers suffered the most. Since then, rising house prices and falling affordability have been met with short-term fixes for a long-term issue. Increasing the supply of housing is needed before introducing other possible interventions. It will increase housing affordability in a more equal and fair manner and will see lasting long-run benefits.