How To Identify The Pros And Cons Of Obamacare

The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.

The Affordable Care Act, in its time, has helped many uninsured Americans to obtain health insurance by giving them guaranteed coverage. About 20 million Americans, based on the statistics from the New York Times’s article titled “Fact Check: Trump’s Critiques of the Affordable Care Act.”, have obtained health insurance through the ACA. Dropping the uninsured rate to 11 percent by 2013 (Qiu 2017). Americans, through the ACA, were able to get health insurance even if they got sick, which inevitably happens to many. This put insurers in a place where they cannot deny coverage to people who have preexisting conditions, or their health history. Other main points that are included in Former President Obama’s Affordable Care Act is that one, it was given as an individual mandate that all U.S. Citizens and legal residents must enroll for qualifying health care or get penalized for not signing up for insurance at all. Making the fact that getting health care is mandatory is a good way to lower the insured rates and save many Americans money when the next unexpected hospital visits or illnesses come up. Another thing is that the ACA has also expanded medicaid to all non-Medicaid eligible individuals that are under the age 65 and making medicaid more federal funded based rather than a state issue. Thus helping those who could not afford

The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have

There are also several cons within the ACA which one is most people that have insurance through the marketplace have very high deductibles. With a person having a high deductibles when they go to the doctor for minor things they are still having to come out of pocket when they went to doctor visits due to the deductibles.. This can turn into a problem for some people due to their finances. Another big issue is being fined if you do not have health insurance. I do not believe that this is fair due to the circumstances of people lives. It is said that the fine will increase over time. I look at it like this there are people that try to apply for Medicaid within their state, and are turned down due to them being over qualified. Than we they go and apply for insurance through the marketplace it is too much so for some people they cannot win within this situation. I believe the government should look at it from all standpoints.

The premise for this is that if these things get covered with preventative care, “emergency room costs” will be decreased and save money by hopefully keeping that from affecting Medicaid and therefore the tax payer. Again, this bill had been advertised on such plans but, implementing a regulation like this cancelled millions of individual plans that didn’t cover such problems. Another of the essential benefits mandated under the ACA is maternity care. This is great if you are a woman, but if you are one of over 50 million single men in America this is a unnecessary financial burden that you are being charged for and will never use until you marry. The ACA forced many families to go out and buy new, more expensive insurance to cover benefits that they either wouldn’t need right now, or would never benefit from. From just 2010 to 2011 the average healthcare premium for a family plan rose over $1200. Premiums have since grown up to a $4000 increase since the ACA was

The ACA is not all bad it has provided the opportunity for more Americans to have insurance within the U.S. It requires insurance companies to cover a person’s essential health care needs such as preventive care visits, maternity and newborn care, mental and behavioral, lab test, pediatric care, prescriptions drugs, outpatient care, emergency room services, and hospitalization, and people with preexisting conditions cannot be denied by insurance companies nor can they drop them, or raise premiums once they get sick. Also, another great thing is that parents can add their children up to the age of

Due to insurance companies widening their range of coverage, the premiums for people who already have life insurance increases. Some people find the government intrusive because they are requiring people to get life insurance. New taxes were put in place to pay for the ACA, including taxes on medical device and pharmaceutical sales. Other taxes were created for those with high income. James Roland states “The wealthy are helping to subsidize insurance for the poor. Some economists, however, predict that in the long term, the ACA will help reduce the deficit and may eventually have a positive impact on the budget.”(Healthline 1) When the ACA first launch their website there was technical problems which discourage people from signing up. Other customers had trouble signing up for the right coverage, not knowing which is best for them. Roland later

Some of the approaches of the ACA are ineffective, poorly targeted, or not ambitious enough to address deeply rooted problems in our broken health care system. For example, individuals with middle income who falls between insurance gap and cannot buy health insurance or qualify for Medicaid, health insurance is usually an unaffordable option. Even if a health insurance plan is available on the exchange for which those individuals can afford the premiums (without a subsidy), they most likely cannot afford the high deductible and coinsurance which they have to pay before the insurance plan begins. This amount is typically a few thousands of dollars a year, in addition to the premium

Obamacare, also known as the Affordable Care Act, is an attempt by the Obama administration to provide affordable healthcare to all Americans. The act attempts to accomplish this feat by standardizing healthcare and making specific groups of Americans pay more for universal healthcare plans while other groups, mainly the unfortunate, are made to pay less. The system is designed to have wealthier Americans give more money to the national government, which in turn would lower the cost of healthcare for the unfortunate (Obamacare Facts). The problem with this system is that as the wealthy class loses money and the lower class gains money, eventually the classes will become equal. Obamacare could possibly turn America’s democratic society into a socialistic society.

I believe the Affordable Care Act does help numerous Medicare patients. Numerous sorts of preventive consideration are presently accessible to them at no extra cost. Preventive consideration can help them stay well and maintain a strategic distance from sickness. Also, with any kind of Medicare coverage, they are allowed a wellbeing exam on a yearly basis without needing to pay anything at the time of their visit. Plus along with their physician they can design an arrangement to keep them in good physical shape and well. Likewise, they have access to most screening and restorative administrations without extra cost to discover ailments early, when they are less demanding to

“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people

When the Affordable Care Act(ACA) came to the table, much was promised with the passage of it. Until then, America was a multiple payer system, with ACA the goal was to turn America into a system that provides universal coverage and reduce the uninsured. The Kaiser Family Foundation Tracking Poll found that in 2016 the uninsured rate was at an all-time low, with the non-elderly population dropping from 16% to 10% uninsured. The ACA has a view of not only helping the public health wise but also economically helping the nation. Healthier nation means a healthier economy in the long run. Three of the economic benefits that will be looked at here are as gotten from the Obama Whitehouse website “1) Putting more money in families’ pockets,

When the Affordable Care Act passed in 2010, it required participation by virtually all U.S. citizens (Cooper & Gardner, 2016). The goal was to expand health care to 30 million uninsured or underinsured Americans and lower health care spending. The root cause for the ACA was rising costs of health care costs due to new drugs and pharmaceuticals and technology advancements. The cost of health care is a major factor in the number of Americans without coverage (Popescu, 2015). The passing the ACA into law was intended to drive down these health care costs. Like I mentioned above, there are pros and cons of the law. The pros are improved access to health care, affordable and fair premiums with no lifetime limits, and coverage of preventive costs. This was especially important to lower income families. One con was the way the government planned to fund the ACA (Hall & Lord, 2014). There would be new taxes, aimed specifically at upper-class Americans. Also, the lack of providers and physicians that accepted the marketplace coverage. This forced some people to change their primary care physicians and establish new care. Also, insurance companies were forced to cover sick individuals. This drove up premiums for all individuals to cover those who used the system more frequently. The ACA drew opposition from the American Medical Association as physicians did not want to be Federal employees.

The Affordable Care Act was passed by Congress and signed into law by President Barrack Obama, on March 23, 2010. On June 28, 2012 the Supreme Court rendered a final decision to uphold the health care law ( U.S Dept). There are key concepts to the Affordable Healthcare Act, or also known as, Obama Care. They are coverage, cost, and care. It was put into place to protect American people and the ability to provide Health Insurance for everyone. It covers preventative care coverage for all young adults, pre-existing conditions eliminated exclusions for children, controls the withdrawal of insurance coverage, gains access for member rights to appeal, terminates lifetime limits to coverage, review increases for premiums, maximum benefits

I disagree with the statement that the Affordable Care Act would reduce the cost of health care over time. I think the health care with this system were more costly that it would have been without Affordable Care Act. By examining the rates in 2013 and 2014, the average rate in 2014 was extended by 49 percent. There are some advantage and disadvantage to this Affordable Care Act. Its advantages are an aid to the elderly, young adult coverage (being on your parent’s program until age 26), and making chip (Children’s Health Insurance program) easier for children to get. A disadvantage on this program is that there are new taxes that may influence people directly which are called the employer mandate and the individual mandate. Many Lower wages