Identity Fraud Identification Report

1. Tell the credit reporting company, in writing, what information you think is inaccurate. Credit reporting companies must investigate the items in question — usually within 30 days — unless they

Please be advised that if Allied Collection Services does not provide these documents, it is to be considered that the alleged account is neither valid nor accurate and therefore implies that there is no contractual obligation between myself and Allied Collection Services for this alleged

            Identity theft is an issue faced on a daily basis for those that are living in our wonderful state of California. For some it is common knowledge to protect your identity but for those that are not familiar with the practices of these common crooks, will cost a lifetime of savings and irreparable damage to ones credit and finances. According to the California Office of Privacy Protection, “there were more than 11 million victims of Identity Theft in the

My Mom was actually just recently a victim of identity theft, a couple weeks ago she got a call from her bank questioning some charges that had been made in New Jersey around the same times she had made charges in Toledo, where we live. Obviously my Mom told them they were fraudulent charges because she’s never been to New Jersey so the bank put a freeze on her account. They think someone had gotten her account number by putting a magnetic strip at a gas pump she had used somewhere. It took about a week for her to get everything straightened out, she had to cancel her card as well so it took 10 days for her to get a replacement..it was a big hassle.

The Minister’s Black Veil and the Scarlet Letter, both by Nathaniel Hawthorne are very similar theme wise, because both stories deal with the main characters being scrutinized because of something they did. One theme I want to focus on is hypocrisy., because it plays a major part in both stories. For example, in Minister’s Black Veil, Mr. Hooper is shunned due to his black veil, and in the Scarlet Letter, Hester Prynne is shunned because she is an adulterer. Because of this, the townspeople disassociate themselves with both characters, and have a demeanor in which they feel like they are better than them. It’s hypocritical to think that because people are not perfect and commit sins everyday. With that being said, you shouldn’t act any different

Free yourself from the illusion of authority. Many people make the mistake of giving too much credibility to the content of their credit reports. The power of the credit bureaus can be intimidating; we might believe

In 2014, there were an estimated 2.3 million cases, a twenty-two percent increase from the previous year (Andrews, 2016). According to the Federal Trade Commission, identity theft complaints have also increased by more than 47 percent since 2014 and it was the second most reported crime after illegal debt collection. (“FTC Releases Annual Summary of Consumer Complaints Debt Collection, Identity Theft, and Imposter Scams Remain Top Categories of Complaints Received by FTC in 2015”, 2016) “The 2017 Identity Fraud Study, released by Javelin Strategy & Research, found that $16 billion was stolen from 15.4 million U.S. consumers in 2016, compared with $15.3 billion and 13.1 million victims in 2015. In the past six years identity thieves have stolen over $107 billion.” (“Identity Theft and Cybercrime”,

I currently work in a nursing and Rehab Facility for Elderly People. Whether it is short term or long term I see a lot of patients file daily. I oversee all their chart filing of insurance claims, SSI, Verification Forms, ID Cards, and Any medical codes that need to match the patients Files. Reading through National Health Care Anti-Fraud Association. (2016) I was shocked to see the amount of fraud that has occurred between 2000 and 2014. When you are going to see your doctor for a physical and you get a physical Exam and this occurs, " medical identity theft victim may unexpectedly fail a physical exam for employment because a disease or condition for which he's never been diagnosed or received treatment has been unknowingly documented in his health record." That is appalling, this patient just now had his job jeopardized,

1. Case Study:  “Don’t Let Crooks Steal Your Identity: How to Protect Yourself-and Your Credit Rating” (p. 225)

3. Now get a copy of your credit report and review it carefully, and close all accounts that were fraudulently opened or used. File a police report. Finally file a complaint with the Federal Trade Commission. You can go to ftc.gov or call 1-877-ID-THEFT follow up in writing and send copies of the documents that support your claim.

In “The Old Man and the Sea” by Ernest Hemingway, Santiago is an old man who catches an enormous fish after an unfortunate streak. He shows incredible strength in all that he does. His perseverance is what kept him going to break his unlucky streak. Santiago is sometimes prideful which lead him astray. Santiago is a strong, perseverant, and prideful man.

Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.

First Contact your bank, your credit card company(s) and any other financial institution you are affiliated with and let them know that you think you are a victim.

Five months ago, I discovered my drawing abilities. Now, I will never think of myself the same.

Identity theft is on the rise in the United States and Globally. The Federal Trade Commission advised that there are about nine million cases of identity theft. People who had their identity stolen often feel like they were violated. Any individual can have their identity compromised in numerous ways. Different institutions store personal information. There are several organizations that have social security numbers, bank account numbers, and credit card numbers. Colleges and Universities have people personal information stored in their databases that could be hacked. There are several companies that offer options to people to protect their identity. Most credit card companies offer the option of identity