Identity Theft Technology has really changed the ways of paying, we can easily buy something online by clicking one bottom of our smartphone, or purchasing a car by swiping our credit card. In another word, modern day financial and identical information are just bunch numbers and letters stored in the digital world. Unlike our unique appearances or finger prints, the numerical information such as our password, credit card numbers and social security numbers can be used for financial gain by some criminals, the identity theft. The United States Department of Justice defines Identity theft as “all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, …show more content…
In 2009, my mom was trying to purchase a house in Queens, New York. After several weeks of negotiating, she has finally reached a deal with the realistic agent. However, my mom got denied when she tried to apply for the finance, because she has really bad credit history. But it was impossible, my mom had always paid her bills on time, and she had zero debts. Then she went to the Social Security Department, she found out that there were a lot of negative activities on her record which she had never committed. Finally, she realized that her identity information was stolen, but the Social Security Department couldn’t anything about it. She had to cancel the contract of that house, which worth about 50% more right now. But we never find out how her information was leaked. After the incident, my mom starts to pay more close attention to her personal information, and she checks her credit score regularly to prevent identity …show more content…
According to HowStuffWorks.com, one of the easiest ways for identity theft to obtain our credit card information is to get a copy of our credit card receipt. Because many of these receipts have our credit card number, and if we’ve signed them, our signature and credit card number are right there for someone to copy. Similarly, our personal information can be found in many places, such as our account statements, hospital records, online account, in addition, our mailing address, date of birth can be easily looked up online. If we don’t properly keep and destroy those papers, our personal information can be leaked to identity thefts’ hands. Those criminals can use all the information to make purchases online. Furthermore, if somehow they find out our social security number, they can open new bank accounts, lease cars or get loans by using our
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law that requires covered entities to maintain reasonable and appropriate administrative, technical, and physical safeguards for protecting electronic patient health information (e-PHI) (The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy and Security Rules). Entities must: 1) ensure the confidentiality, integrity, and availability of all e-PHI they create, receive, maintain, or transmit; 2) identity and protect against reasonable anticipated threats to the security or integrity of the information; 3) protect against reasonable anticipated , impermissible users or disclosures; and 4) ensure compliance in the workplace. Entities must review and modify security measures to continue protecting e-PHI in a changing environment. They are required to run risk assessments as part of security measures, implement security measures that reduce risks and vulnerabilities to a reasonable and appropriate level, and designate a security officer responsible for developing and implementing its security policies and procedures.
The Iconoclastic Controversy was a dispute over religious images and artifacts in the 8th and 9th centuries. The Iconoclasts challenged icon worshiping which included the possibility of worshipping and in the Old Testament’s prohibition against religious images in the Ten Commandments. The iconoclasts claimed that images of religious figures such as Jesus, Saints, and the Virgin Mary were a parody of true worship and were associated to idol worship ("Iconoclastic Controversy | Byzantine History."). After all of this, they set out to destroy all images, which lead to the church banning religious images within the practice of worship, ritual, or sacrament for the next century. The icon worshippers insisted on the natural symbolism it created for the images as well as the poise created for the object.
Cost – The initial cost of mHealth equipment has acted a barrier in adoption. From the mHealth solution’s development perspective – the development and maintenance costs are also hindering the adoption.
One reason identify theft is being a fast growing crime in the United State is because; more people credit card information is being stolen. Around 10% of American has fallen victims to credit card theft. Around 7% of Americans have been victim of debit or ATM fraud and 12% of the fraud was on internet websites and 10 % was on the telephone. One example of identity theft was eighteen months after moving in with his fiancée Joe Tremba begain to receive collection letter about past due credit card account that have been given to a collection agency. Tremba who always pays his bills on time was
Identity theft is said to be one of the fasting growing crimes in America. According to our textbook, the lifestyle exposure theory, explains the different levels of exposure risk and how some people are exposed to higher risk than others depending on their lifestyle. Identity theft or fraud is when someone takes illegal actions and steal someone’s personal information to gain something from it. The theft can gain access to demographic information easily from the internet to get your name, email address, telephone number, birthday, and even your physical address (Archer, 2012).
There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social security number, and he has enough information to make you his next victim; if you don’t believe me then ask the millions of Americans that became victim’s, or just ask me. The thief that I am talking about is identity theft. Identity theft is a
Identity theft is the least understood of all problems, though this assumption of our identities for fraudulent purposes is the most alarming of all problems. It is the most rapidly growing crime in the United States. It is quite complex, and this is how fraudsters work. A fraudster gets hold of your personal information, including your social security number and the numbers of your credit cards, among others. It is not so difficult if you are not careful. He/she assumes your identity, runs up astronomical bills, and leaves you holding the bag. This leaves you with a credit record that is totally ruined, and creditors at your door screaming for their money.
While looking through the Bureau of Statistics Website, I came across the Victims of Identity Theft, 2014 Bulletin, where I found some interesting statistics.
Identity theft is a fast growing white-collar crime that is gaining the notoriety of an epidemic. There is a wealth of information on identity theft and prevention yet this area of crime is developing rapidly and is shrouded in myths.
Identity theft involves gathering valuable information retaining to an individual in order to make a financial gain out of the process. This’ll usually involve the attacker having to open a bank account in the victim’s name and ask for a new credit card for the account. They can then withdraw as much money as they please from the account before the victim can do anything. In 2014, 47% of American adults had their personal information stolen by hackers making identity theft the largest cybercrime to date. According to the U.S Justice Department, every 3 seconds someone becomes a victim of identity theft. Over $18 billion had been stolen as a result. Identity theft comes from hackers or scammers either convincing victims into giving up personal
Figuring out if an identity is stolen is not easy only because it can be unknown until damage is dealt. This is why identity theft isn’t easy to stop. When most people report a crime, police arrive on the scene before serious damage is dealt, but when a thief steals a person’s identity, the victim can be unaware for quite some time before they realize the amount of money they lost. According to Tracey Whittaker and Anne Dilascio, in 2003, the average money lost from identity theft per person was $4,789, but in 2006 the average was less than $2000. The average out-of-pocket cost of identity theft victims in 2005 was
Identity theft affects millions of Americans every day. Scam artists and hackers lay in wait for an unsuspecting person to get caught up their scheme through ignorance or naivety so they can take full advantage of their personal information to do as they desire with it. Problem is, it infiltrates and depreciates the integral infrastructure of our society which creates a cultural lapse through the declination of economic and cultural growth and double jeopardizes an already unstable system to the brink of its destruction. To understand how
There is currently a huge growing number of criminals that now do greater and more widespread damage to their victims without ever meeting them. Identity theft surfaced in the early 1990s and turned peoples everyday transactions into a data gathering game. Bits of personal information such as bankcards, credit card accounts, income, social security numbers or just someone name, address, and phone numbers are now collected and could be used illegally by these individuals without anyone’s knowledge.
Marijuana, Mary Jane, weed, grass; the names of the bud have changed and evolved to fit the modern times, however the archaic laws that surround it are stuck in the 1900s. In 1923, marijuana was made illegal by the government of Canada following previous bans on opium and cocaine. The ban was largely due to increasing disdain towards Chinese Canadians and was used to prosecute and deport immigrants unjustly. In the following years, a dramatic increase in marijuana use in the young middle class prompted a severe crackdown leading to thousands of arrests for possession. In 2013 there were 73000 cannabis related arrests with “59,000 (80%) (being) possession offences,” accounting for 54% of all police-reported drug crime. (Cotter, A. S., Greenland, J., & Karam, M. 2015) The penalties of marijuana laws were found to be “grossly excessive” and with “no real scientific basis” by the Le Dain Commission in 1969. (Allen, K. 2013) After years of funding the war on Marijuana and over $500 million spent annually, the Liberal government has created a new task force headed by Anne Mclellan that will advise the government on the best way to legalize marijuana. (UOttawa. n.d) The task force will produce results by spring of 2017 to fulfill the Liberal party’s promise of the legalization of marijuana in Canada potentially bringing in “up to $5 billion in revenue”.(Cheadle, B.
The definition of Identity theft is when someone “knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person with intent to commit, or to aid and abet, or in connection with, any unlawful activity that constitutes a violation of federal law, or that constitutes a felony under any applicable State or local law” (Finklea, 2009, p. 2).The use of social security numbers has taken identity theft to the extreme. It was originally used as a tax identifiable number. Now it is being used for job applications, bank accounts, Medicare, and welfare approvals. With the social security number on several different applications, this is opening the door for numerous identity theft opportunities.