Identity Theft Research Paper

Identity theft is when someone, without the consent of the owner, dishonestly uses, or intends to fraudulently use another individual’s personal identity. Personal identifying information can consist of an individual’s name, date of birth, driver’s license number, mother’s maiden name, state identification number, telephone number and other personal information that

True name, identity theft means that the thief uses personal information to open new accounts. The thief may open a new credit card account, or even establish a cellular phone service in your name. Account takeover, identity theft means the imposter uses personal information to gain access to the person’s assisting accounts. The thief will change the address on the account and run up a huge bill before the persons whose identity has been stolen realizes there is even a problem. Consequently, the internet has made it easy for a person’s identity to be stolen because the transaction can be made without asking any personal information. Retrieving personal paperwork and discarded mail from trash dumpsters (dumpster diving) is one of the easiest ways for an identity thief to get information. Another popular method to get information is shoulder surfing-the identity thief simply stands next to someone at a public office, such as the Bureau of Motor Vehicles, and watches as the person fills out personal information on a form.

Identity theft is a type of fraud that involves using someone else's identity to steal money or gain other benefits. as of yet,

Tax-related identity theft occurs when a tax return is filed using a stolen social security number. Usually, this is something that will be discovered when you complete your annual taxes. You are most likely to discover that a thief has stolen your social security number and filed a return earlier in the

The government is working very hard to fight against identity theft. Congress passed the Identity Theft and Assumption Deterrence Act to help people who have been a victim of identity theft. This act helps to prosecute suspects that have committed crimes dealing with identity theft. Suspects can get anywhere from 15 to 30 years when it comes to identity theft. Identity theft includes credit card fraud, identification fraud, computer fraud, wire fraud, mail fraud, or financial institution fraud. Not only do these suspects go to prison, but they have to pay the money back, and anything that is gained in the while committing the crime will be seized. The government works very hard with other agencies to help prosecute crimes that involve identity

Tax return identity theft occurs when a thief acquires another taxpayers Social Security number. The thief then files for false claims to refunds or other credits. Normally thieves will file early in the tax return filing season, usually before the IRS has received supporting documentation, to prevent information matching and avoid receiving duplicate return notices from the IRS. Taxpayers discover that they may be victims of theft when they receive a notice from the IRS stating more than one tax return was filed with their information.

Identity Theft is the assumption of a person’s identity in order to obtain credit cards from back account and retailers; the crime varies from stealing money from existing bank accounts; renting apartments or storage units; applying for loans or establishing accounts using another’s name (legal dictionary, 2007). Identity theft and identity fraud are terms that are often used

There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social security number, and he has enough information to make you his next victim; if you don’t believe me then ask the millions of Americans that became victim’s, or just ask me. The thief that I am talking about is identity theft. Identity theft is a

By definition “Identity theft n. the dishonest acquisition of personal information in order to perpetrate fraud, typically by obtaining credit, loans, etc., in someone else's name; fraud perpetrated in this way. ” (dictionary.oed.com, 2007). It’s estimated that 9 million Americans have had their identities stolen each year. “According to the Secret Service, its investigations show a jump in potential losses due to identity theft, from $851 million in 1998 to $1.4 billion in 2000.” add citation from how stuff works There are many ways that thieve steal your identity, they may go through your trash, steal your wallet or purse. I will discuss a lot of the different ways in more

Identity theft continues to be a problem in the United States, yet research on identity thieves is limited. Both the theoretical and empirical literature on identity theft is in their infancy. As a result, not surprisingly, not much is known about this crime and its victims.

Their records indicate that nearly 20 million potentially fraudulent refund claims, involving more than $60 billion, have been detected and stopped over the past four years. Having so many cases of fraud each year has made tax fraud the third largest theft of federal funds after Medicare/Medicaid and unemployment-insurance fraud. (Speer, 2015) Each year from January until April, thieves and scammers use different ways to obtain bogus tax refunds. Since the end of the 2012 tax filing season, the IRS has nearly doubled the amount of investigators assigned to work identity tax fraud and prosecute thieves, but even with investigators more than $5 billion fraudulent refunds were paid out in 2013 and is that amount is forecasted to grow, potentially reaching tens of billions of

Identity theft is on the rise in the United States and Globally. The Federal Trade Commission advised that there are about nine million cases of identity theft. People who had their identity stolen often feel like they were violated. Any individual can have their identity compromised in numerous ways. Different institutions store personal information. There are several organizations that have social security numbers, bank account numbers, and credit card numbers. Colleges and Universities have people personal information stored in their databases that could be hacked. There are several companies that offer options to people to protect their identity. Most credit card companies offer the option of identity

The United States Department of Justice defines Identity Theft and Fraud as, “… terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain” (U.S. Department of Justice, 2012). An individual’s personal data such as: Social Security number, bank account information, credit card numbers, or telephone calling card number¬ may be used by criminals to personally profit at your expense. In many cases, a victim's loss not only includes out-of-pocket financial losses, but substantial additional financial costs and time repairing and correcting credit histories and erroneous information. To assist with my research for this paper, I chose two books written from different perspectives. First, I sought out a book to provide a comprehensive review of identity theft history; methods used to steal identities, consequences of having your identity stolen, and prevention techniques from an individual or business perspective. Next, after developing a strong baseline on identity theft, I searched for a reference book which offers a comprehensive review of the concepts of computer crimes, relevant laws, and methods practiced by investigators to trace, capture and persecute identity theft

The article called, The End of Privacy by Adam L. Penenberg, demonstrates the easy access an intruder can have to someone’s private information in today’s digital world with just a few taps on the keyboard, and a phone. Making your private information unprotected and defenseless. Penenberg also describes transition from mainframe computers to desktop PCs making private information vulnerable. He also reveals that marketers and busybodies have more customer data than ever. He also illustrates the advances of search methods that cyber criminals have up their sleeve, how the misrepresent themselves in order to puncture through the credit bureaus, and the Federal reserve database, spilling out all of your financial information, social security,

Identity theft is not a new type of crime. While there is no known or documented first occurrence of identity theft, it can be assumed ever since people used names and personal identifiers, the act of someone else using that identity was also occurring. ModernNation.com traces identity theft back to 3500 B.C. in ancient Mesopotamia. Mark hay from Modern Nation states, “The first cases of fraud using personal data stored on a piece of technology enabling the impersonation of someone in transactions probably goes back to the cylinder seals of ancient Mesopotamia.” The cylinders and seal contained the owner’s political standing, wealth and property. When stolen by another party, whoever controlled the cylinder could have complete access to the victim’s life and property. While identity theft