Identity Theft Research Papers

There are many things that could have been taken away from the FDIC MoneySmart simulated podcasts. One thing that really stuck with me is how dangerous identity theft is. A person can access your credit card information, your social security info and your credit report simply by opening one of your bills. It is scary to think that someone would just go through your mail to access that. We no longer have any personal privacy because people can easily access our information. My sisters wallet was stolen right out of her purse, when she was at the hospital one time. The person who stole it, used her credit card to make multiple purchases. Fortunately the credit card companies were able to tract down where the criminal was by looking at the recent

Identity Theft, one of the worst crimes that could happen to someone without them even knowing it. Identity Theft is subtle and sometimes can go undiscovered for lengthy amounts of time. The Bureau of Justice Statistics says “An estimated 17.6 million Americans—about 7% of U.S. residents age 16 or older—were victims of identity theft in 2014” (Harell). As Identity fraud is subtle, it is harder to find evidence that it could be happening. Luckily, there are ways to detect it. A way to detect identity theft is if “The IRS notifies a victim that more than one tax return was filed in their name, or that they have income from an employer they don’t work for.” (Identity Theft Recovery Steps). Identity theft is a major problem that most people do

In the time that it takes to read my speech, 38 to 57 people will have become victims of identity theft. According to usa.gov, identity theft is a crime where a thief steals your personal information to commit fraud. Common types of personal Id that are involved are medical, social, and tax identification. Identity thieves can use identity related documents for many different reasons which can cause some very stressful reactions, but it is

Can you imagine getting all of your personal information records getting stolen and not having any protection? Identity is a valuable, and irreplaceable responsibility and it needs to be protected. Government protection can help decrease records and social security numbers from getting stolen. This step forward can result in fewer criminals in the future. Although this has been getting harder over the years due to the advancements in technology through social media and different types of communication modes that are getting used more then ever in the past. In the coming years there should be help implemented in the protection of security systems used while also implementing stricter regulations.

According to the FTC, Identity theft topped the Federal Trade Commission’s national ranking of consumer complaints for the 15th consecutive year. There are eight different types of identity theft: Financial Identity Theft, Driver’s License ID Theft, Criminal ID Theft, Social Security ID Theft, Medical ID Theft, Insurance ID Theft, Child ID Theft, and Synthetic ID Theft. As I read though the list of potential identity theft issues, it honestly made me want to crawl under a rock, it is very unsettling that there are so many ways in which someone can become you. And the fact that many times we never know that a breach of our private data has occurred is equally unsettling.

the Risk of Crime? Ed. Lisa Yount. San Diego: Greenhaven Press, 2006. At Issue. Rpt.

According to the FBI (https://www.fbi.gov/scams-safety/fraud/seniors), there is a higher degree that the elderly become victims of identity theft because they often do not have common knowledge about how to safely use computers and other internet capable devices. Additionally, they are not accustomed to using technology and are also naïve and have trusting nature where they are willing to give out personal information to entities that commit identity theft. Generally, the Elderly are more likely to become victims of cyber identity theft because of the lack of knowledge of the internet. Independent Variable (I.V) is a lack of knowledge of the internet and Dependent Variable (D. V) is cyber identity theft. There are three conceptualization of

According to the Department of Justice, identity theft is a crime which occurs when an individual deliberately acquires personal information from another individual in order to commit fraud, or for personal gain (Department of Justice, 2015). This crime has the potential to cause serious damage to the reputation of individuals and companies. Information technology is commonly used among criminals to gain access to sensitive information in order to commit identity theft. Although the impact of identity theft may be devastating, there are many ways that consumers and organizations can prevent

Identity theft is a growing problem in our society and knowing how to combat identity theft is essential to your financial well-being.

According to the Royal Canadian Mounted Police (RCMP), identity theft refers to acquiring someone else’s personal information for criminal purposes. Identity theft can range from “dumpster diving and mail theft” to “more elaborate schemes” that are facilitated by the Internet (RCMP). Identity fraud refers to the actual illegal and deceptive use of another individual’s personal information, in connection with various frauds (RCMP). For instance, victims’ personal information can be used by criminals to access bank accounts, make purchases, transfer bank balances, etc. (RCMP). Based on the RCMP’s definitions, it is safe to assume that identity theft refers to the possession of someone else’s personal information while identity fraud is the deceptive

Identity theft occurs when one’s personally identifiable information (PII) is used, without one’s permission or knowledge, for fraudulent purposes. Identity theft can be a cyber-crime or it can be accomplished by dumpster diving . These methods have popular in the United States over the years. An Identity thief or hacker can use one’s PII in different ways. Social engineering (Module6, 2016) is a common way in which a person can have their identity stolen. The person that is attempting to get your information is relying on the suspected victim to go against normal protocol. Although, there are measures that can be taken to protect one’s PII, a person still needs to use daily precautions. Everyone is at risk of having their identity stolen in one way or another. Falling victim to identity theft is difficult to recover from. There are numerous resources that offer assistance with the recovery process.

Identity Theft is the assumption of a person’s identity in order to obtain credit cards from back account and retailers; the crime varies from stealing money from existing bank accounts; renting apartments or storage units; applying for loans or establishing accounts using another’s name (legal dictionary, 2007). Identity theft and identity fraud are terms that are often used

One of the several steps a person can take to protect against identity theft is to manage important cards and credentials containing financial or personal information. It is crucial to always know the location of all cards and credentials whether in a wallet, purse, portfolio, or any other item specifically designed to keep them secure. People need to be responsible enough to not misplace personal items containing credit cards, a social security number, or even post-it notes filled with passwords; however, in the event that a wallet or purse is lost, one cans still manage their credentials by immediately notifying credit card companies, banks, or other agencies. Take this scenario for instance: if a woman were

Identity theft is on the rise in the United States and Globally. The Federal Trade Commission advised that there are about nine million cases of identity theft. People who had their identity stolen often feel like they were violated. Any individual can have their identity compromised in numerous ways. Different institutions store personal information. There are several organizations that have social security numbers, bank account numbers, and credit card numbers. Colleges and Universities have people personal information stored in their databases that could be hacked. There are several companies that offer options to people to protect their identity. Most credit card companies offer the option of identity

Identity theft affects millions of Americans every day. Scam artists and hackers lay in wait for an unsuspecting person to get caught up their scheme through ignorance or naivety so they can take full advantage of their personal information to do as they desire with it. Problem is, it infiltrates and depreciates the integral infrastructure of our society which creates a cultural lapse through the declination of economic and cultural growth and double jeopardizes an already unstable system to the brink of its destruction. To understand how