Impact Of Household Credit On Education

953 Words Oct 18th, 2015 4 Pages
Doan, D., Gibson, J., Holmes, M. (2014). Impact of Household Credit on Education and
Healthcare Spending by the Poor in Peri-Urban Areas, Vietnam. Journal of Southeast
Asian Economies, 31(1), 87-103.
The authors of this article are affiliated with the University of Waikato in New Zealand (The University of Waikato, n.d.). Tinh Doan was a PhD student at the university for three years, between 2007 and 2010, who studied the impact of microfinance on human capital formation (Doan, n.d.). In the past four years, he has published ten articles that relate to Vietnam and how their economy is influenced by a multitude of factors, including import competition, productivity spillover, and employee benefits (Doan, n.d.). The other two men, John Gibson and Mark Holmes, are professors at the University of Waikato with the Department of Economics. Each of these men has expertise that fall under the category of development economics, which is the main focus of the article (The University of Waikato).
This article, published in April of 2014, analyzes how microcredit impacts education and health care spending in peri-urban communities in Ho Chi Minh City. While the article references information from 1983 to 2010, it provides valuable information about increased spending habits on healthcare and education for my research topic. In this article, the authors discuss how a poor peri-urban family is impacted in Vietnam when they receive a micro-credit loan. Doan states that, a debate…
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