Impacts of Microfinance on Grassroot Development a Case Study Uf the Ketu North District

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CHARTED INSTITUTE OF FINANCIAL AND INVESTMENT ANALYST (CIFIA) ASSESSING THE IMPACT OF MICROFINANCE IN GRASSROOT DEVELOPMENT. BY PRAISE DAVIDSON AMU 1 DECLARATION I hereby declare that this piece of work is the outcome of my own research except for the references which served as a source of information which I have acknowledged. This work has therefore never been presented for another certificate, Diploma or Degree. I therefore fully accept all omissions and errors that might appear in this paper. NAME: PRAISE DAVIDSON AMU SIGNATURE: DATE: ………………………………………………… 2 CERTIFICATION The undersigned certify that they have read and recommended to Charted Institute of Financial and Investment Analyst the acceptance of the dissertation…show more content…
14 1.5 definition of Terms …………………………………………………………………………….. 15 CHAPTER TWO: LITERATURE REVIEW ……………………………………………………… 16 2.0 introduction………………………………………………………………………………………… 16 2.1.0 Theoretical issues in Financial Sector Reforms ………………………………… 16 2.1.1 Microfinance ……………………………………………………………………………………… 18 7 2.1.2 Justification of Microfinance …………………………………………………………………. 24 2.2.3 Products and Services of MFIs ………………………………………………………………… 27 2.4 Impacts of Microfinance …………………………………………………………………………….. 30 2.2.0 Empirical Literature Review ……………………………………………………………………….32 2.2.1 Microfinance in Ghana ……………………………………………………………………………… 33 2.3 Revolution of Microfinance …………………………………………………………………………. 34 2.4 Criticism of Microfinance …………………………………………………………………………….. 37 CHAPTER THREE METHODOLOGY ……………………………………………………………………… 38 3.0 Introduction ………………………………………………………………………………………………… 38 3.1 Choice of Study Area ………………………………………………………………………………………38 3.2 Population and Sampling ……………………………………………………………………………… 38 3.3 Data Collection Procedure …………………………………………………………………………… 39 3.4 Research Instruments …………………………………………………………………………………. 40 3.5 Research Design ……………………………………………………………………………………………41 3.6 Data Analysis ……………………………………………………………………………………………… 41 3.7 Limitations ………………………………………………………………………………………………… 42 CHAPTER FOUR METHODOLOGY…………………………..………………………………………… 43 4.0 Introduction …………………………………………………………………………………………………43 4.1 MFIs Operating in the Ketu North District ……………………………………………………43

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