Information And Telecommunication Technology ( Ict )

1. To identify the key factors affecting the decision to adopt Internet banking system in Botswana.

Information Technology is a developing technology that aims at obtaining the maximum information with minimum of resources, labor or time. According to the dictionary, Information Technology is “the study or use of electronic equipment especially computers, for storing, analysing and distribution of information of all kinds, including words, numbers and pictures.”

Information technology (IT) provides diverse opportunities for companies to automate, inform, and transform their business infrastructures and outcomes (Rahimi, Møller, & Hvam, 2016). ICT (Information and Communications Technology) is rapidly growing in applications and uses for designing, producing, and delivering traditional and new technological products and services (El Kadiri et al., 2015). Managers of ICT and information systems (IS) would benefit from understanding issues and trends in ICT that can affect their business models and financial indicators. This paper explores information technology issues and trends in the context of business. Furthermore, because ICT trends and issues are numerous, it focuses on ICT technologies for enterprise information systems, specifically (a) data value chain management, (b) context awareness, (c) usability, interaction and visualization, (d) human learning and continuous education, and (e) IT outsourcing. It describes these issues first and then proceeds to illustrate the current state of thinking regarding poor or missing integration between business management and IT management and related social issues of IT management. It also presents personal opinions regarding these issues.

Characteristics in the Banking Environment: Positive and Negative Impact of Information Technology in Banking: Trends in Banking: How Sectors can affect Banking and Technology: Works Cited:

Governments around the world have put in place policies to encourage the growth of local small and medium enterprises (SMEs) as they can help directly alleviate poverty by increasing income levels and creating jobs (ESCAP, 2012). At the same time, the global economy has become increasingly depended on the Information and communications technology (ICT) for market access and information. SMEs need to have access to and use of ICT to engage in the regional and global economic business networks. If SMEs cannot access to ICT, many of the SMEs are set to lose out on opportunities to integrate into the global supply chain, get potential businesses and increase their productivity or efficiency.

Furthermore, smartphone-bankingindustry ismature toagreatextentthanearlierperiod.Ithasdevelopedsuperbimageintheirvarious activitiesincludingelectronicbanking.Nowmodernbankingserviceshavelaunched bysomemultinationalsandnewlocalprivatecommercialbanks.Novelty & curiosity regarding the use of mobile banking services was mentioned in the survey as one trigger for adoption. The present results reflect the fact that mobile banking services are at a relatively early stage in the path of diffusion. It is often the case that the first adopters of an innovation are motivated simply by the desire to get their hands on the latest & greatest innovation; the stimulus is curiosity regarding anything that is truly brand new. Mobile banking has not yet gone beyond this phase, indicating clearly that mobile banking services are not yet fully institutionalized; they have not entirely become part of the ongoing practice & way of life of the adopters. Adoptingm-bankingservices,banksin developingcountriesarefacedwithstrategicoptionsbetweenthechoiceof delivery channels andthelevelof sophistication of services providedbythesedelivery channels (Ahmed and Islam, 2008). Banks will reap the benefits of IT truly and totally, if and

Higher academic institutions are responsible for preparing graduates for industry, but are these institutions’ doing enough to fulfill their responsibilities?

As Best Book of Mackay has not changed their practices for the last 30 years, they wish to embrace e-business principles as a way of expanding their customer base and streaming their business operations. The following report will provide the accounting practices that could be used when trading online and the advantages and disadvantages these accounting practices may impact the business. The report will also take into account other factors in terms of cost, risk, security etc. for Best book of Mackay to consider. Finally the report will make recommendations as to which practices the business is advised to implement.

It is predicted that about 70% of the world’s population will start living in cities and surrounding regions by 2050.In order to efficiently manage the critical infrastructure and services of a city these need to evolve into a ‘smart city’.

There is hardly a person, today who is not touched by computers and computing. But, if you think about it, you would probably say just the opposite only a generation ago! The rise of the computer is one of the big achievements of the age, and no matter what one’s feelings are on technology nobody can deny that it touches our lives in many ways every day. Just how do computers serve as information and communication technologies (ICT’s)? The advances in the levels of interactivity of ICT’s have been the topics of much debate, with scholars and the public as sharply divided on the risks and benefits offered by ICT’s as they are about the emerging technologies make them possible. But, just as in the case of technology in general, ICT’s are very popular, getting only more popular and appear to be here to stay.

Operating computer network is a time taking process firstly we need to go through different procedures to do our task. For example if a person went to office to make his passport card firstly he has to get a receipt then he has to go to finger print scanning, making of picture means that he would has to go through to distinct methods.

impact of ict on the performance of banks. A case study of Barclays Bank Ghana

Implementation of ICT (Information and Communication Technology) with IT services has poised to bring massive revolutionary changes in the world. The world would not be the same without the intervention of Information Technology in our day to day work. There is no doubt that implementation of ICT has got lot of advantages ,right from our banking needs to daily shopping ,from our travel needs to social networking ,everything has been revolutionized by Information Technology (William H. Dutton, Malcolm Peltu,1996). Today web has become hot bed for providing reliable platform for various web applications such as ecommerce, messaging and social networking. However as we know nothing can be completely perfect, and there might be presence of snag & defects in an entity .Same is true in this case as well, implementation of ICT has definitely created a wide array of advantages for the users but at the same time it has given birth to large number of threats, which a user faces all the time while he is on the web. This is more critical when it comes to financial transactions, which takes place on the web. These threats are not limited to any particular individual, but are prevalent in large organizations as well. In the next few sections we will discuss these threats in detail and will also discuss their structure.

In Nigeria, Automatic Teller Machine technology is becoming more common than it ever was. ATMs appear to be mainly provided by banks in Nigeria. Yet, their widespread adoption by customers of banks is not

Introduction During the last years, the banking industry has developed noticeably. The financial services industry is altering rapid and visible. Previous ways of doing business are fading fast. Together with this fast transition is also the rising competition among banks. One of the greatest influences behind all of this is the growing development in information technology. Because of this, costumers have been familiar with the ways of electronic banking services and its systems. Electronic banking is sometimes defined as