Informative Speech Outline

In the essay "College Graduates Fare Well, Even through Recession," author Catherine Rampell provides data that detail why a college education is worth the investment. She shares with us a positive perspective on the employment prospects after graduating from a 4-year institution. Rampell states that "there are more employed college graduates today than employed high school graduates and high school dropouts put together" (pg. 678). This is seemingly good news

Many college students choose to also get more than one degree while attending college to earn more income and further their education. College graduates have the choice of get higher level degrees and training resulting in earn even more income based on the different higher level degrees earned and training received (this means the more degrees and training you have the more income you may receive). People with higher level degrees and training earn more money that those without degrees. In 1996, for example, workers with bachelor's degrees had median annual earnings of about $36,000, while college graduates with more advanced degrees earned around $40,000 (Mittelhauser 3). This is a four-thousand dollar difference in income; this is only one of several examples of how people who graduate college make more money than the average high school graduate and that of people with lower-level degrees. The median annual wage for a bachelor’s degree in 2010 was $63,430. While the median annual wage for a person with a doctoral or professional degree in 2010 was $87,500 ("Employment by Education and Training Assignment, 2010 and Projected 2020"). This is almost a twenty-four thousand difference income just based off of median annual wage of different degrees. The income difference from college graduates than to those of high school graduates is great. College graduates are getting better wages and job openings than those of high school graduates (“President’s Perspective:

College graduates, on average, make a whopping one million dollars more in lifetime earnings than those with a high school diploma. Those with a college degree now make $17,500 more per year than those without — a wage gap that's doubled in recent decades. Those without a degree are four times more likely to be unemployed.One of the biggest and most important reasons for anyone to attend college is the upper hand it gives with regards to jobs and career. A college graduate has a higher chance of landing a job when compared to an individual with a high school qualification. Further, a college graduate also has better options and opportunities to progress in their

In today’s society, a college degree has become a requirement in order to obtain a well occupied profession. Prior to the recession, which the study defines as the period between December 2007 and June 2009, bachelor's graduates were already more likely to be employed than were associate degree holders, who were more likely to be employed than those without any postsecondary degree. After the recession, employment of college graduates dropped 7 percent, while associate degree holders experienced an 11 percent drop, and employment of high school graduates fell 16 percent. The percent of people excluded from the workforce, meaning they were seeking work but couldn’t find it, rose 31 percent for college graduates, 37 percent for high school graduates, and 50 percent for associate degree graduates, though associate degree holders were still excluded at a lower rate than high school graduates (Tilsley, 2013).

The cost of classes, books, dormitory housing, food, and other necessities, can quickly add up to a substantial bill. Especially, after four years. Because of the significant financial burden of these costs, seventy percent of students take out student loans to cover all the expenses associated with their college education. After graduation, twenty percent of students have incurred debt from student loans of fifty-thousand dollars. Five percent of students have student loan debt totaling one hundred thousand dollars.

My grandpa told me about how when he went to college at Ohio State. It was much cheaper and easier to pay off than nowadays now a days. He even said that food and drinks are getting more expensive and how it is hard for him to pay for them. This gets me thinking about how tough it would be for college students to get everyday necessities. Considering how they do not have much experience with jobs so they can’t get a high paying job to provide for themselves.

People are wanted to hire people that have college degree more than people without college degree. Also, they are less likely to lose their jobs of recession. College grads usually are happier with their job because they are according to financial advice column are more likely get health care coverage and other benefits through their work.

Financial support has played an important role for college students, especially for university students, whose family could not support their education after they have graduated from high school. Due to this situation, students have to go through a lot of problems with their tuition fees to be able to continue with their education. They always need a large amount of money besides paying for the tuition but also for living, and students have to go through a lot of problems with their tuition fees in order to be able to finish their career on time and earn a better living in the future. Some students will choose to go to work part time while at school, so they can pay for their fees and their own expense, such as gas, foods, and clothing. On the other hand, most of students will choose to take out loans from somewhere else, such as the bank or federal loans. This way, students who choose to take out a loan could focus on their education without worrying about how to pay for their fees. It is very important for students to acknowledges and be aware of the different types of student loans, and all the requirements before students decide to obtain a loan. Because of the raise in tuition leads to the existence of the student loan debt is a burden that is a financial impact on lifestyle changes, such as postpone couples to get married, to have children, to buy a house and to save for retirement.

A great deal of students turn to college loans to help pay for their many college expenses. A study conducted by CNBC displayed that 59 percent of student’s graduation from a public four-year institution had student loans. After graduation many students found themselves under “student loan pressure”- meaning it will take years of them working in order to pay the debt. Students will invest thousands of dollars towards tuition, housing and textbooks and may be paying the school back for years following their graduation.

First, college degree graduates have better opportunities in finding a high wage job. “Graduates enjoy increased

There is somewhere between 902 billion dollars and one trillion dollars in total outstanding student debt today, and around 60 percent of college students borrow money annually to pay for their tuition and books (Ghannam). Seven out of 10 seniors (69%) who graduated from public and nonprofit colleges in 2014 had student loan debt, with an average of $28,950 per borrower.

Financial support has played an important role for college students, especially for university students, whose family could not support their education after they have graduated from high school. Due to this situation, students have to go through a lot of problems with their tuition fees to be able to continue with their education. They always need a large amount of money besides paying for the tuition but also for living, and students have to go through a lot of problems with their tuition fees in order to be able to finish their career on time and earn a better living in the future. Some students will choose to go to work part time while at school, so they can pay for their fees and their own expense, such as gas, foods, and clothing. On the other hand, most of students will choose to take out loans from somewhere else, such as the bank or federal loans. This way, students who choose to take out a loan could focus on their education without worrying about how to pay for their fees. It is very important for students to acknowledges and be aware of the different types of student loans, and all the requirements before students decide to obtain a loan. Because of the raise in tuition leads to the existence of the student loan debt is a burden that is a financial impact on lifestyle changes, such as postpone couples to get married, to have children, to buy a house and to save for retirement.

The pay gap between college graduates and everyone that has not attended college has continuously increased, according to the new data, which is based on an analysis of Labor Department statistics by the Economic Policy Institute in Washington. (Web)This trend shows that people who went to college are paid more than people who didn’t. Our economy is becoming more technologically complex and people will need more education so getting a degree will help in the long

With a degree from a first-rate college connections are made with potential jobs; job applicants without degrees are looked down upon by employers. By attending college, young adults make connections and earn preferable jobs. According to Hill, many college graduates are given jobs over those who did not go to college because of the connections they made while in school. John Siva, an economist at Wells Fargo Securities, urges all young people to attend college because they are more likely to be hired by future employers. Silva also proclaims that the number of jobs which require a college degree is rapidly increasing (Hill). Some highly acclaimed people are adamant in their opinion that college will give its graduates connections to future jobs. In addition, college graduates receive jobs over applicants who do not attend college. In “College Graduates Fare Well in Jobs Market, Even Through Recession” by Catherine Rampell, a New York Times economist, it is reported that unemployment for college graduates is 3.9%, while unemployment for the workforce as a whole is 7.5%. According to the Labor Department, the number of college-educated workers with jobs has risen 9.1%, whereas the number of non-college educated workers with jobs has decreased 9% (Rampell). The number of workers without a high school diploma has dropped 14.1% as shown according to Rampell. These statistics only reiterate the fact that employers are hiring college-educated workers over those without a

Not only does a college degree increase one’s chances of getting a job, but it can also get a person employer-paid health insurance and pension plans. That is great considering that the