Instructor’s Manual Fundamentals of Financial Management

Financial Management is an important aspect of how a business operates efficiently. The way that the finances are controlled can determine how successful the company is. The finances of a business allows for the growth of the company. The five practices of financial management: capital structure decision, investment appraisal techniques, dividend policy, working capital management and financial performance assessment are critical when assessing a company. The performance of a company plays a key role on how successful the company is on meeting goals. There are different strategies and tools that a company can implement and if they are used to effectively the company can meet their goals. If a company has good finances, a good

Advantages- Less liability for stakeholders. Ability to raise funds/capital in the form of stocks as needed.

3. What are each of the financial statements commonly called in for-profit health care organizations and in not for-profit care organizations?

Keown, A. J., Martin, J. D., Petty, J., & Scott, D. F. (2005). _Financial management: principles and applications_ (10th ed.). Upper Saddle River, NJ: Pearson Education, Inc..

______ 3. Sybarix Group prepared its financial statements for 2015 based on the information below.

|Please type your Word Count for Part A (only) in the following box: |3845 |

Furthermore, studies show that math and spelling skills in particular require practice or they are susceptible to being forgotten (Cooper). Because of the learning loss teachers are required to spend ample time at the beginning of the school year reviewing the previous year’s material. In fact, it is estimated that the first 4-6 weeks of a school year are dedicated to covering information that should already be known (Shields 4). According to Kim Sheane, “the traditional six week review of previous years’ curriculum in the fall is reduced to one week,” by adopting a year-round schedule (7). Clearly classroom time is far too valuable to lose even a fraction of it to waste, thus saving five weeks school time can translate to a number of benefits.

3. Out in the business world almost all projects are completed by some type of team or collaborative group of individuals. At the University of Phoenix, you will gain experience with project collaboration in a safe and supportive environment. These skills will carry you through teamings and collaborations on future real world’s projects where success may mean more pay, a promotion, or another major reward or compensation. To assist in the areas involved in teamwork and team building the University of Phoenix provides you with the Learning Team Toolkit. This Learning Team Toolkit is your gateway to materials that will help you achieve greater professional competence as a member and leader of work teams. Go to the Library tab in your student portal and select the link, Read all Aspects of Teamwork located on the right side of the webpage under Learning Team Toolkit. Then, under the category Toolkit Essentials, open the Learning Team Handbook and select which Purpose for Learning Team Benefits is listed.

Dr. Hickman, thank you for sharing this article. I really enjoyed reading it. The 10 financial principles are things that I have heard in the past but for some reason, they really hit home this time. I really like seeing the bible verses that line up with the principles. I do try to seek godly counsel with all major decisions that I have to make whether they are for financial reasons or something else. The principles that stood out for me are live on margin, keep out of debt, and make a budget (Fooshee, 2016). The living on margin is a principle that I must strive to improve on. I find myself getting the meetings or appointments at the time I need to be there or a few minutes late. It is stressful when you are not sure if you are going

Treasury bonds are issued by the government, have almost no default risk and the bond price goes down when interest rates rise. Corporate bonds are issued by corporations and carry default risk if the issuing corporation is not able to pay interest and principal payments. Corporate bonds make up a large portion of the overall bond market. Corporate bonds are characterized by higher yields than government securities cause there is a higher risk of a company defaulting than a government. The upside to this is that they can also be the most rewarding fixed-income investments because of the risk the investor must take on, where higher credit companies that are more likely to pay back their obligations will carry a relatively lower interest rate than riskier borrowers. Companies can issue bonds with fixed or variable interest rates and of varying maturity. Municipal bonds carry risk similar to corporate bonds, they are often issued by state and local governments. The major advantage of municipal bonds is for investors since the returns are free from federal tax, and furthermore, state and local governments will often consider their debt non-taxable for residents, making some municipal bonds completely tax free, sometimes called triple-tax free. The yield on a municipal bond is usually lower than that of an equivalent taxable bond. Foreign bonds are issued by foreign governments carry default and extra risk if the bond

William and Flora Hewlett Foundation is a private foundation that give grants and gifts to different programs and addresses different social issues that include education, environment, philanthropy, global development and population, performance art programs, and other special projects. The foundation’s main objective is to help improve the lives of people for the betterment of the society. HF is a nonoperating foundation and relies on the “return on invested assets” to run the whole program (Viciera & Tung, 2006). With that being said, the foundation has to invest their resources to different assets and that it will help achieve the foundation’s goals.

Studies have shown that writing down your goals and aspirations significantly increase your ability to accomplish them; and this includes financial goals. The Financial Literacy Course taught during my junior year provided insight and information as to how money, and the financial economy, impacts individuals, businesses and communities. This course included chapters on personal credit, financial planning, the stock market, checking accounts, loans, mortgages, insurance, and financial planning. The course also stressed the importance of setting short term and long term goals. My short term goal focuses on my first year in college, while my long term goals are for five and ten years from now.

instruction for students. Days may not be counted as a student session for an activity to which

1. The cause to the conflict in the rankings is that while the IRR ranking shows a percentage so that you can see what percentage you are making on certain amount, it does not show the size of the project.

According to the CAPM model:R_i=α+βR_m+ε, α represent the abnormal return gained by the portfolio. If the market is efficiency, the α has to be zero.