Insurance Companies and Hurricane Sandy

Research on the NBEOC used during Hurricane Sandy consists of an extensive review of peer-reviewed articles using ProQuest and EBSCOhost, and journals associated with public and environmental health. Additional contributions to the research paper will include the FEMA website and the PS7 Review. The PS7 Review is a monthly newsletter created by FEMA to educate and inform community partners about its mission to increase collaboration amongst the private sector and whole community (Homeland Security, 2013). The final research paper will begin with an overview of Hurricane Sandy, followed by a description of the design and location of the NBEOC, and conclude with the media’s role in dispersing disaster information to the public. While taking into account that “more than 60 percent of NRCC personnel rated the NBEOC as effective or very effective” (FEMA, 2013), a major limitation of this research is that the NBEOC has not been implemented enough to back this statement. Therefore, information collected during the research process will assist in determining whether the NBEOC demonstrated organizational excellence before, during, and after Hurricane

This case summarizes events preceding the Hurricane Katrina, which was one of the worst natural catastrophes in the modern history of the USA. It raises questions about the lack of reasonable prevention and preparation actions due to flimsy structure and management of the responsible organizations and persons, invalidity and inconsistence of their actions and incapability of making the decisions in a timely manner. As a result of the unstructured and incoherent activities, we could observe several ineffective and costly attempts to mitigate floods and hurricanes. In the beginning the local officials, U.S. Army Corps of Engineers and “White Houses past and present always seem penny-wise and pound-foolish” because of the chain of the wrong

August 25, 2017 Hurricane Harvey hit the coast of Texas with absolute power. It was originally predicted that it would not surpass category 1, the elements combined and made Harvey extremely vicious. It hit the most populated areas on the United States becoming one of the most destructive. People did not have enough time to properly prepare for the unpredicted devastation ahead. However, the government and the people responded with strong efforts. Let’s start with the federal department. The U.S. Department of Homeland Security's Federal Emergency Management Agency (which is referred to as FEMA), with its government accomplices mobilized a work force and with many assets to help states affected. About 21,000 government assets were sent to help out during the vicious Tropical Storm. A lot of people sought refuge during the storm and the Federal government gave them many places to stay for example many government owned sites were converted refuge sites for the victims. The U.S coast guard played a huge role to aid victims. Thousands of coast guards were deployed in support of the relief efforts. They evacuated victims through government transport such as helicopters and big vehicles that could travel through the flooding. They are also opened various docks and waterways within Brownsville, Kentucky without any restrictions to the public. FEMA provided thousands of meals, medical and household items. Fema also paid rent for the victim’s short-term housing. Other ongoing Federal

Who pays for all these damages? People who live in hurricane prone areas obviously have insurance to fall back on when these disasters strike. It turns out that insurance companies also have insurance for instances like this. When insurance companies get stuck paying out large sums of money to a lot of people, they occasionally need a little help and

Hurricane Katrina was a devastating disaster that has affected many people in New Orleans. The communication broke down hours after Katrina because of the unexpected fast winds and floods that broke down “3 million phone lines and 1,000 cellular towers in Louisiana, Mississippi and Alabama.”( Joch ). Because of the millions of phone lines that were broken down, contacting the government for help was difficult hours after hurricane Katrina. Not only that, the people of New Orleans underestimated the power of Hurricane Katrina causing many to be “ stranded with no food or water” (Narrator, “The Storm”,PBS).

Over the years of Hurricane Katrina, FEMA faced many criticisms. Not only FEMA, but “every level of government was roundly criticized”( Howellq ). Back in 9/11, They acted fast and accordingly to the disaster. During hurricane Katrina, they were slow and had false promises that the locals of New Orleans believed ( Maestri, “The Storm”, PBS ). Many people asked FEMA for resources and help, but that turned down because they did not “ask the right way” ( Hale “The Storm”, PBS). During an interview with one of FEMA’s secretaries, “Michael Brown”, had claimed that FEMA could not help Louisiana because they didn’t tell them what they

The seriousness of Katrina's loss made it clear that local and state resources were overcome, leaving only federal services as capable responders (DW, 2009). There were problems with evacuation and housing. The quantity of individuals in need of shelter was overpowering. Due to the flooding, thousands of Louisiana citizens were made homeless (DW, 2009). There were concerns of mismanagement. There are ongoing fears over the mismanagement and lack of leadership in the assistance hard work in response to the storm and its outcome, and the hindered response to the flooding of New Orleans, and the following state of disorder (DW, 2009). The government was blamed for the death and disorder due to their slow response. There were a communication breakdown

Immediately following Hurricane Sandy, the damages done to the transportation infrastructure included approximately 600 million gallons of water that penetrated the mass transit system and critical inter-city roads. States along the eastern seaboard were impacted from Florida to Maine, with the most destruction occurring in New Jersey and New York. Prior to landfall, pre-storm emergency declarations were issued for Connecticut, Delaware, District of Columbia, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Virginia, and West Virginia to facilitate preparation. Following the storm, major disaster declarations were issued for Connecticut, New York, New Jersey followed by Rhode Island, Maryland, Delaware, Virginia, West Virginia, and New Hampshire.

Even though it is the responsibility of the federal and state governments to aid citizens during times of disaster, the people devastated by Hurricane Katrina were not effectively facilitated as according to their rights as citizens of the United States. The government’s failures to deliver assistance to citizens stem from inadequate protection systems in place before the storm even struck. The Federal Emergency Management Agency and the Department of Homeland Security were the two largest incumbents in the wake of the storm. The failure of these agencies rests on the shoulders of those chosen to head the agency. These directors, appointed by then president George W. Bush, were not capable of leading large government agencies through a

The Federal Emergency Management Agency, or FEMA, is responsible for coordinating the government’s role in preparation, prevention, response and recovery from domestic disaster, whether they be natural or man-made. FEMA.gov lists 1849 total disasters declared since 1953, with an average of 32 each year (13). This particular agency has generated a lot of praise and but just as much criticism. Over the course of FEMA’s history, there are many lessons to be learned and FEMA is always looking for ways to be more effective. This paper will examine the history of FEMA, evaluate its performance over the years and pinpoint lessons to be learned and actions to be taken.

In a state of national emergency, the United States government is expected to be efficient and organized. When Hurricane Katrina struck on August 25th, 2005, the United States government was not readily prepared for such an immense disaster. The mismanagement of relief efforts by the U.S. government led to a lack of adequate assistance to U.S. victims along with a prolonged restoration period for those in need. Had the government accepted more foreign aid and further prepared for the storm, hurricane Katrina may not have proved such a disaster in our nation’s history. This essay will explain how foreign aid was integrated into the relief effort. Additionally, this essay will explore the government’s refusal of aid from various countries

The Hurricane Katrina disaster highly challenged the operations of FEMA thereby leading to great changes in the agency. The Storm that is ranked as the third most intense U.S. landfalling intense caught the FEMA and at large the Department of Homeland Security unprepared thereby leading to severe losses. The hurricane claimed more than 1200 individuals and a total property of around $108 billion, of which could have minimized if FEMA could have carried out its operations effectively (Bea, 2006).

Hurricane Sandy pushed across New York coast and left a devastating trail behind. There devastation was so great that it caused federal, local, and regional levels to develop plans and strategies for future crisis. An emergency situation on a magnitude as Hurricane Sandy created a collaboration of many emergency services. FEMA, Red Cross, Department of Transportation, and many local agencies were involved with managing the chaos caused by the storm. Collaboration was utilized during the occurrence of the storm and after the storm. Several of the agencies and their involvement will be described.

It is my opinion that some of the problems FEMA experienced can be attributed to the public’s lack of awareness of the assistance available during those chaotic times. To combat this lack of awareness, FEMA teamed up with the Ad Council and a private advertising firm, Muezzin Brown & Partners, to develop a public service campaign that made the public aware, through the use of media outlets, that assistance was available and provided FEMA’s toll-free number to register for assistance. (Haddow, Bullock & Coppola, 2017)

The reason for this is that the deductible for hurricane-related damage is typically a percentage of his home’s value, and can be quite high in some cases, in our case it is - $14 000, it is 2% from the home’s value (for 2006 – $648 390). Another extremely important point is that hurricane coverage is generally limited to wind damage, and thus does not cover damage due to a possible storm surge or subsequent flooding. As such, Joe Martinez will need to purchase flood insurance if he wish to be fully protected. Finally, given the potential for water intrusion during and after a hurricane, he should check to see if he is covered for mold damage. Mold can be an extremely expensive problem to deal with, and many homeowners’ insurance policies explicitly exclude mold damage, or at least limit the coverage associated with mold claims.