Is Extended Knowledge Worth Years Of Debt Essay

Have you ever just stopped to think about what it must be like to be “qualified” for a job yet be unemployed and homeless? Starving on the streets because you paid everything you had to an institution that was supposed to guarantee a better life, a more stable and successful career. Obviously this is an extreme case, not everyone who pays for college ends up living on the streets and broke, but almost every college graduate is in debt. For as long as college has been around it has always meant a better life, it’s always been that people who went to college were more successful, smarter, and would make way more money than someone who didn’t go to college ever would. Lately, however, college has become so expensive that going to college will more than likely leave you in debt working for years upon years just to pay back what you owe and then start making money for yourself.

Throughout the USA college tuition has increased drastically; in the last five years Georgia colleges have had 75% increase along with other states such as Arizona whose tuition has increased by 77% (NPR). Since 2006 the tuition in Utah has increased by 62.8% and is rising throughout the U.S. (Desert News). Between 1885-2016 the price of college has increased between 2.1% to 4.3% per year beyond inflation (CollegeBoard). Through calculations, that equates to about a hundred precent increase since 1885. It’s no secret that college tuition has skyrocketed, increasing student debt and leaving prospective students to ask “Is College Worth It?” college education is beneficial in that it teaches students valuable life lessons in responsibility, prepares students to enter the workforce and can be relatively inexpensive. The eduction is “college education” is worth every penny but America has created clichés to define the college experience which are expensive and unnecessary. In a radical new world a college education is required in many high paying jobs, which leads to the question “Is the experience of college all it is built up to be?” Through recent research, many articles and news mention about the value of higher education seem to only take account of is the financial aspect. A college education is worth what one makes it and is an investment in a future and in one’s self. The purpose of college the education is to be prepared to go into a the workforce having gained the

There are many choices and paths to choose when the time comes to attend college however, a question to ask is, is it worth it? If decided to attend college, the following decision to be made revolves around an area of study one would like to pursue and the topic of study that will be available for them. Though many can further their education in different ways, a couple of ways consist of attending a four year college (private/ public) or a community college. Not going to college at all is the other alternative, but is it really a smart idea? Most adults have continuously told young students all through high school to attend college. A student’s chance of economic success in the future can be risen due to a college education. Judith Scott-Clayton, who is an assistant professor of economics and education at Teachers College at Columbia University states, “Individuals with bachelor’s degrees earn about 60 percent more than those with just a high school diploma, who in turn earn about 40 percent more than high school dropouts.” Students who seek higher education, are more likely to experience a better future and a better life. The cost of going to college may seem overwhelming at times however, the experiences and education obtained throughout college is priceless in regards to the way one interacts with others on a global basis, has a stronger job stability, and has better employment benefits.

College is where you go to get higher sources of education. Many high school students dream of attending college in order to attain more knowledge, yet so many people fail to realize the cost of college. Attending college, currently, is nearly impossible to do without being in some sort of financial debt or seeking out government help. According to the American Association of University Professors, “two-thirds of American college students graduate with substantial debt, averaging nearly $30,000 (if one includes charge cards) in 2008 and rising.” (AAUP, 2012) Although going to college is beneficial, there is an argument on whether or not going to college is worth the possible debt incurred. The goal

This article was a very engrossing read, listing the pros and cons of college. Interestingly enough, the journalist John Cassidy leaves an insinuation that the revered idolization that is known as higher education of college is a scam. Similar to AP tests, attending college is expected of almost all students as it will give them benefits later on in life; high wages for an example. However, the expenditure for going to college is the hard fact that it will squeeze all the money from your wallet, bank account, mattress, and anything you managed to shove up your butt. This suffocation may lead some students to get a student loan and get into debt (which is something you specifically told us not to do). Add in the fact

In the essay “Should Everyone Go to College? “published by the Center on Children and Families at Brookings, Stephanie Owen’s and Isabel Sawhill discuss whether college is meant for everyone. Many studies are brought to lighten this article examining the different variables for each individual. Depending on their field of study, type of college, degree, and most important the cost determines whether college is the best for individuals to pursue their career with the initial step of college. Even though many may emphasize going to college, the authors believe that students should consider the commitment of their time and the cost of getting their degree.

Society today is often very pressuring towards young adults when it comes to attending college. Maybe it’s because it is the most appropriate idea for people. College provides the average human with a higher satisfaction of life due to the experience and the positives outcomes than that of someone who chooses not to go to college. Although college results in the possibility of debt afterwards, it is still worth the journey.

Nowadays, we are always bombarded with the constant studies that show the economic benefits of going to college. For example, one study suggests that the average earnings gap for a high school graduate and someone with a bachelor’s degree working full time is about $15,000 (Owen and Isabel 210). But, all these sources only focus on the economic benefits and they make it seem that the only way to succeed. However, they don’t mention as much the possible negatives and that it might not be for everyone. The biggest obstacle, especially for the lower class students is the high cost of tuition. Which has caused student loan debt to become the second highest form of debt in the U.S, surpassed only by mortgage debt (Owen and Sawhill 212). Even if the student figures that out then there’s the problem of finishing school. Studies show fewer than 60% of students finish their 4-year degree within 6 years, if they finish at all (Owen and Sawhill 218). Then for those who do obtain their degree there’s the

In their essay “Should Everyone Go to college,” a part of the book They Say I Say, Stephanie Owen and Isabel Sawhill explore the advantages and disadvantages of college and examine the value of college for all individuals. Owen and Sawhills’ purpose is to put an end to the belief that a four-year degree is necessary to be successful. They adopt an informative tone to influence readers to open their minds to a new belief that college is still important but not mandatory for every student. Owen and Sawhill argue that the proposition that college is a requirement to be economically successful has failed to recognize that not everyone is created equally by reminding readers that many factors play into whether college is the right option for someone.

Advocates of this form of higher education contend “a college degree is certainly no guarantee of financial success, but it is nearly a prerequisite for moving up the income ladder if you're poor” (Rampell 1). While college has the ability to aid in the advancement of a person’s financial standing, it proves to be a fruitless investment for some students. Even with the accreditation a diploma offers, millions of graduates struggle to earn a salary that ensures the benefits of their major investment. Academic philosopher Gary Jason insists “the rising price of college tends to erase the potential returns of a college education for students of only average ability” (Jason 1). The essence of Jason’s argument is that with a multitude of programs available as an appropriate substitute, college proves to be a waste of time and money for students pursuing careers that do not demand a diploma. The financial burden of college is growing, and in some cases, it cancels out the benefits. Believers in the college dream’s claim rests on the questionable assumption that all students will successfully obtain a diploma and follow a career path that will result in profits from the

In the essay titled “the Diminishing returns of a College Education,” by Kathleen Parker, Parker contends that in the grand scheme of things students who attend college are not getting the full benefits of the college education they are paying for, that the lack of academic rigor is detrimental to students when they try to enter the workforce. She contends that the a study done by the National assessment of Adult Literacy found though students in the united states pay the most tuition per person; they tend to lack basic learning skills such as basic math and critical thinking. In this day and age the discussion

Education has been around for more than 200 years, and with that education has advanced. Many people seek higher education as a way to improve themselves for the future, and as a way to create something out of themselves. Reaching for higher education has never been cheap, it has always been very expensive. The cost of attending a college or a university has always been out of reach for many people simply because they cannot afford it. Many have wondered is college is worth the money?

Is college worth the cost? A question frequently asks by many students and parents who wonder as college cost increase and job employment is hard to get by. This question of course led on to many other questions such as, is a college degree really worth the investment of time, money, and energy? Or is a college degree really worth becoming enslaved to student loan debt after graduating? Once upon a time, the importance of attending either a university or community college has been an option or privilege that one gets to choose; now it has become rather a necessity. If we were to take a closer look, we will realized that most of us are raised and conditioned to believe that one needs higher education in order to succeed in life. This type of mindset, although highly debated, is believes that a college education increases the qualities life of the students, and society as a whole.

When someone hears the term “higher education” the first thought tends to be college, of course. College has always been thought of as the one-way ticket to a high salary occupation. The reality of the situation is that while that may be true in some cases, it’s not as easy at it seems to receive that ticket aka the Bachelor’s degree. College tuition is a large amount and it’s even more expensive to attend college only to drop out. This leaves the student with no degree and vast amounts of debt. That debt is averaging 20,000 dollars for four years of schooling. Higher education is beneficial for anyone with the dedication to attending and knowing what they are striving for with while doing so.

Students enroll in college to learn. This acquiring of knowledge is so important that most schools like Marshall University have instituted a required general education program to teach composition, communication, math, natural science, social science, humanities, fine arts, and critical thinking (GED, 2015). Yet the same universities that make the assumption that students are ignorant in general education, feel they are sophisticated enough to make major financial decisions that include assuming several thousand dollars in student debt. It is too easy for students to borrow money and colleges have embraced that fact. I used to blame the students for their financial misgivings, but higher education institutions are as much to blame as anyone. We must ask ourselves when the last time a university said, “we’re making enough money so no tuition increase this year.”