Joint Bank Account From The Red Into The Black

This perspective holds the view that the causes of homelessness lies outside of an individual’s control, and are often the result of a failure of public institutions. Structural causes are often those that affect the opportunities and the social environments for individuals, and as a result leads to a critical shortage of affordable housing, a lack of adequate income, and even discrimination (Gaetz, S., Donaldson, J., Richter, T., & Gulliver, T. 2013). For many, the lack of affordable housing - which is arguably the main contributor to immigrant homelessness in Toronto - may materialize from interwoven forms of discrimination and oppression based on an individual’s race, gender, social class, and even religion. Due to the low average household incomes of immigrants, the demand for affordable housing is further heightened. A study done in Toronto comparing homelessness and housing issues amongst women, revealed that compared to Canadian-born women, non-status migrant women had the most unstable pre-shelter housing, and stayed in shelters much longer compared to the other groups that were interviewed (Paradis, E., Novac, S., Sarty, M., & Hulchanski, J. D. 2010). This study supports the perspective that immigrant homelessness is the result of the failure of public institutions who are responsible for the policies which govern the

The acute housing crisis in the Indigenous communities always has a critical issue in Canada. Recently Government officials termed it as ‘housing crisis,' due to the contemporary housing shortage in combination with a growing indigenous population. The housing crisis in aboriginal communities is not new to those working in the housing sector, and of course a timeworn problem for indigenous communities. Adequate housing is the right of every human being. Housing is not just a physical structure for shelter rather it is a home, a place of spiritual belongings to its inhabitants. Aboriginal people have specific housing needs and aspirations. This paper starts with the argument that the Canadian housing policy has largely overlooked indigenous

“Today … there is a growing crisis of women’s homelessness across Canada. The Canadian government has failed to explore the causes of women’s homelessness” (Rahder, 2006, p.38). This growing issue is caused by societies carelessness on the homelessness issue, and the lack of support to change it. Even the Canadian government does not see it as an urgent issue to address because, as stated above, they have even failed to

Housing in Toronto is at an all time high, through research found it has become apparent that there is a significant problem with affordable housing. Although finding affordable housing is not necessarily impossible, those who are lucky enough to find affordable accommodations end up with other issues that are beyond their control such as pests and property maintenance issues. Many families living in Toronto are considered middle class and could easily afford to live anywhere else, the rent prices are too steep in the city for them to afford. The city is growing at a healthy rate and there is already a significantly high homeless rate in the city. The purpose of this proposal is to introduce a few organizations that have plans to help this

Today in Canada, a rise in youth homelessness is being observed across the country. Despite common assumptions, the issue of street youth is not isolated to Toronto or Montreal, but has become pervasive across the country. Although accurate statistics are impossible to come by, the disturbing reality is that both urban centers and rural communities nationwide, are struggling to provide their youth with adequate, affordable housing. Issues surrounding the supply and affordability of housing, combined with personal circumstances characterized by instability, are distancing youth’s access to housing. These causes and their overall consequences, must be faced before lasting solutions can be shaped by society. Housing Canada’s street youth will

Gaetz, S., Dej, E., Richter, T., & Redman, M. (2016). The state of homelessness in Canada 2016. Toronto, Canada: Canadian Observatory on Homelessness Press.

Imagine living paycheck to paycheck and having your house be taken away. It’s scary and now you have nowhere to live. It happens to many people, and sometimes, like in the case of the financial crisis, they end up living on the streets a lot longer than they anticipated. “Breaking the Cycle” by Sian Griffiths for New Internationalist discusses chronic homelessness and how the Housing First is helping. Housing First was created to lower the number of individuals living in chronic homelessness and they’ve been successful. Housing First gives homeless individuals permanent housing without any barriers or conditions like sobriety (Griffiths 16). Buying housing and allowing homeless people to move in doesn’t sound like a perfect idea, but the program has an eighty percent success rate which is higher than any other program (Griffiths 16 ). Since Housing First has been so successful in the United States, Canada decided to begin the program in their own country. Canada was experiencing exactly what the United States was a decrease in health care and social services cost. So, not only was this program successful for homeless people, but

This article (originally a speech) talks about how homelessness has been an issue in Canada in the past but is also an issue Canada faces today and how the future of homelessness in its society depends on the actions taken today. Specific information given in the article includes going back as far as 1960 with specific examples of how the Canadian government has been dealing with the issue through the ages. Giving direct quotes from government documents and speeches to statistics, it is divided to into three main categories: past, present, and future (and further going into sub categories from there). Relevant issues are discussed such as how some societal issues and global affairs affect the wealth of Canada and how this can turn into poverty.

Canada’s housing market was one of the best for the recent years, but even with all the concern of household debt home prices will still have risen by 5.5 per cent in 2016. Their House prices have nearly doubled in the past decade to keep up with the costs of oil. They continue to have troubles selling houses but continue to build more, as well as condominiums and apartments. Their “New Government” continues to watch housing closely

Under this situation, there are some issues on the reserves. Due to the limitation of the on-reserve housing market and contaminated water supplies, some Aboriginal people live in the closed communities with high instances of poverty, substance abuse, suicide, unemployment, and mortality. Therefore, improving the development of on-serve housing market is becoming more and more important (Hanson, n.d.).

The focus of this paper is to discuss homelessness today in Canadian cities. Canada continues to struggle with its national issue of homelessness, in which the Indigenous population is overrepresented. Research shows that “6.97 percent of the urban Aboriginal population in Canada is homeless, as compared to a national average of 0.78” (Belanger 2013, p.4). Though the reasons for homelessness vary from person to person, within the Indigenous community, multiple common factors contribute to the misfortune Aboriginal peoples continue to face. Housing conditions and limited employment opportunities on Native Reserves leave people wanting to leave, but the high cost of living in cities makes it hard to settle down. As a result, many Indigenous

According to studies, two-hundred to three-hundred thousand people in Canada are homeless or considered homeless. Homelessness is a serious issue and involves more than those who live on the streets. Living in shelters, hotels, from friend’s house to friend’s house or in a crowded, dangerous place are all classified as homeless. Homelessness is the result of negative factors from the person and society but the majority of them being the person’s fault. Financial problems, recklessness and independence and a disruptive family life are all key factors for why people help to bring homelessness upon themselves.

However, affordable housing needs money. For not only governments, but people in all sorts of positions, there exists a hesitance to put money into a situation in which one does not immediately benefit. Government’s are more willing to spend millions on fighter aircrafts, for example, than invest into their own people. Such behavior begs the question of what the priority of the government is. Ironically, ignoring the homelessness issue in Canada “costs the Canadian economy over $7 billion per year.” (Canadian Observatory on Homelessness, 6) The Canadian Government has invested in the issue of homelessness, increasing the number of temporary shelters, investing in longer hospital stay, emergency healthcare and various other programs to aid in this issue. However, the rate of homelessness continues to grow; this implies that what has been done is simply not enough. Temporary shelters, similar to their name, are temporary. A homeless person, temporarily, has a place to sleep; however, temporarily does not solve the issue of homelessness. Programs like temporary shelters and emergency healthcare are costing the Government billions each year and not aiding in the fight to end homelessness. For many Canadians a large portion of their income goes towards rent, in fact “nearly 1 in 5 households experience extreme housing affordability problems, meaning they have low incomes and have to spend

Fortunately, there are more than one type of housing that tailor to different needs and wants. For instance, the Regent Park located in Downtown Toronto is used to serve people with financial needs. In some places, such as California and Florida, it is even a law for low-income housing production (Ramsey-Musolf, 2017). However, simply building properties would not solve the issue. Planners should also take into consider why people are not able to afford a property. There has been research show that there is a link between local comprehensive plans and affordability (Jun, 2017). For example, one of the reasons why young adults are living with parents is because of economic pressure. Planners need to consider whether it is appropriate to create commercial areas so that people could have a job close to home and be able to save money for future property purchase. The housing issue has existed for more than a century, it cannot be tackled within a short period of time. Planners should adjust their plans accordingly to solve this issue bit by

The data for the second test to be conducted by our group consists of lot sizes of the residential properties that are up for sale in Toronto and Vancouver. The samples are represented in m2 (metres squared; area of the land in which the residential properties are built on). The data taken are based on the properties that are up for