Kaiser Family Foundation: A Case Study

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In the United States, the convergence of rising healthcare costs and the pursuit of value-based healthcare are driving the growth of consumer engagement in healthcare. Insurance premiums for workers and employers have been steadily rising for years. Overall, the Kaiser Family Foundation estimates a 58% increase in total premiums over the last ten years. When examining the dollar amounts that workers contribute, the average annual contributions for single and family coverage for 2016 are $1,129 and $5,277 respectively. Finally, between 2006 and 2016 covered workers’ average dollar contribution to family coverage has increased 78% (Exhibit A) (Kaiser, 2016). At the same time, reports demonstrating quality variations began to surface. These high
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