Lakewood Public Library Case Study

Despite the importance of finance, accounting, and consumer intelligence, these topics are typically neglected in high schools. Unfortunately, personal finance is often learned by trial and error. The problem with this method of learning is that it only takes one costly financial mishap to set you back for years. This is why I created a basic personal finance book for total beginners. With these concepts you can use the other books in the Smart Money series to further build your knowledge of personal finance topics.

The context of the lesson is three fold: First, to enhance literacy and utilize digital tools to research, communicate, produce and present. Developing these skills will be of immediate use, as these students have at least two more years in an academic setting. Secondly, they will be acquiring life skills as they define and internalize the concepts of budgeting and personal finance. Thirdly, in the broadest context, they will be able to apply this knowledge when they go forth into the job market and begin making short and long term investments. This lesson is appropriate and timely for these students as they will soon be leaving high school and embarking on various life and career paths. It is of critical importance that they understand how credit works and how to be fiscally responsible early on, so that they can avoid making bad decisions that have long-term and life altering ramifications. This demonstrates my commitment to their lifelong ability to learn and use information

The intention to posting the paper’s citation on D2L was so that the student could look for the paper on the Ryerson Library website by using the given information. By figuring out how to use the library website and familiarizing themselves with the database system, future research purposes will be easier and more efficient when finding citable papers.

In this society, some of the most important things in your life have to deal with money. In Chad Foster’s book, Financial Literacy for Teens, he taught his readers how to save, spend, invest and give away your money. Reading this book has taught me to start saving when I’m young, know the differences of what I need to buy rather than what I want, to make money while I sleep and giving away some of your money will not only help yourself, but help many others as well.

So often we hear about teaching the whole child. Today, more than ever, personal finance knowledge and awareness are a critical part of what it means to teach the whole child.

Economic knowledge is very important to have, especially in modern America. Dave Ramsey, a speaker, and guide for the public helps better educate on the importance of money and how it works. From a series of videos by Dave Ramsey, he brought to my attention a few important parts of saving. One of them is to always pay with cash. Another being avoiding acceptance of loans. Lastly, Ramsey hammered in the idea of always looking for opportunities to save money. These three points stood out to be most important to me.

Future initiatives with financial education can change the landscape of an individual’s life and the economy in which we live. If there is limited focus on learning about personal finances we continue to set our economy up for constant failure. There is a substantial amounts of education provided to school age children that does not directly impact their financial education for their future. In high school individuals learn

People coming together to do positive things can make a difference in a person’s life or in a community. One organization that is making difference is Little Free Libraries. LFL ( Little Free Libraries ) helps by bringing people together, help children access free books, and it creates small libraries for communities.

How to properly manage money is something that should be taught to young people because it is a very important asset in everyday life. “Total consumer debt in the United States stands at nearly $2.6 trillion dollars. That works out to be nearly $8,500 in debt for every man” (Anderson). Many times teenagers are known for “throwing away” their money by spending it on unnecessary things. This is something that could easily be avoided if students were taught the proper techniques on saving and spending money. There are many different skills that students could learn if personal finance was taught in the school system. Managing money is one of those very important skills and would help to lessen the number of young people spending irresponsibly instead of

Financial planning has always been important, but in today's economy it is more important than ever. Regrettably, a large majority of Americans are struggling just to provide the basics, let alone save money for the future. However, with resolve and willpower, most people can find a way to save a few extra bucks. It simply requires review of current finances to determine where expenses can be reduced or income increased.

The Southwest neighborhood library is located in ward 7 of Washington DC. Out of twenty-six neighborhood libraries the SOW library was the ninth library built. The library has 7 full time employees and 3 part-time employees. The branch is broken down into three parts, Children’s, Adults and Teens with 5 librarians, 2 library Associates and 4 para-professionals. The Branch manager of this location is Karen Quash; she has also received her MLIS degree from Catholic University of America. According to the DC Public Library organizational chart it is broken down in many different units, from the board of library trustees down to the libraries executive director Richard Reyes-Gavilian then the rest falls under the director in a chain of command.

Lynnfield is a small residential community, with a rich historical lineage that incorporates tradition and convenient access to modern amenities and resources. As a haven from the busyness of the Boston metropolitan area, Lynnfield’s community amenities are cherished as a way to connect to nature and each other through town activities, facilities, and public recreational spaces. The community places prominence on maintaining a high quality of life for residents, and invests in family, education, and safety.

The River City Public Library along with the county historical society, have recognized a need within their community and have proceed to take initiative to respond through marketing. The initiative was chosen by the demand to provide a library resource that the identified user group has requested and the library will communicate effectively in response by delivering (Kendrick, 2006, p. 18). River City Public Library has already gone through the first step of the marketing cycle, which is conducting marketing research. They have been keeping track of number of visitors that use both agencies; specifically, both Amanda and Luke have taken steps to “define and understand the library’s user community – its market” (Johnson, 2014, p. 263). The results of their study has found that both facilities are heavily used by genealogists for offered resources covering a wide range of

Money is a precious thing and it can become challenging to not spend it immediately after getting it. It is crucial that this does not happen. There is no denying that money is an important part of society. The world revolves around money and without it, one? would not be able to function. In everyday life the average household will spend one hundred and sixty dollars daily. It is safe to say that money is an resource used daily. It is a tool that can be used to connect with other people or buy anything a person could want or need. Yet it is easy to spend money without realizing how much is really being spent. With only a few simple tips it will become much easier to save money instead of spending it on frivolous things. One’s hard-earned dollar should be saved, and simple tips such as using cash instead of cards, saving small change and only purchasing what one really needs are a few of many ways of doing this. The power of money can easily be abused and it is very important to make sure that a person is well informed on ways to save and spend money wisely.

In the early seventies, the growing number of people in the GSIS La Mesa Homeowners Association (GLAMEHA) triggered the need for a high school in Lagro Subdivision. The officers of GLAMEHA requested fervently for an establishment of a high school next to Lagro Elementary School. With the aid of the city government and the education bureau, Novaliches High School with Mr. Florencio Dumlao as principal started accepting students. This high school annex started on June 13, 1974 with 87 students and a facility, which were humbly two housing units in Block 59 and chairs the students provided themselves. On August 26 of the same year, Lagro