Liability Insurance Research Paper

The case study selected for week three centers on a liability and assumption of risk case study. In this case study, Brent Thomas and George Banks are facing liability charges after Ricky Watts sustained a serious injury during hockey practice (Essex, 2016). In this situation, Thomas is the school principal, and Banks is the hockey coach as well as the gym teacher (Essex, 2016). Ricky obtained injuries after improperly blocking the puck (Essex, 2016). This case study was selected because it highlights a situation that will likely be faced by all future school leaders. Sports are popular among students, and there is inherent risk in each sporting event. A school is open to liability if they do not ensure that proper protocols are met.

As a veteran, you have the opportunity to seek benefits for a variety of needs through the United States Department of Veterans Affairs (VA) Benefits program.

Justin Bell, assistant operations manager at Rockwater Insurance (RI), faces a difficult situation and must act quickly in order to prove his competence as a leader to his colleagues.

An assisted fall is when a staff member witnesses a patient's fall and attempts to minimize the impact of descend. Many patient falls occurring during hospital encounters may cause little or no harm but some can result in serious and even possibly life-threatening consequences for many patients such as hip fractures and head trauma. Even when a fall does not lead to death, it can require prolonged hospitalization. Some could suffer disability, loss of function, and lose their independence or premature death. “Patient falls in hospitals are a common and often preventable adverse event. Nurses routinely conduct fall risk assessment on all patients, but communication of fall risk status and tailored interventions to prevent falls is variable at best.” (Hurley,

Wrong site surgery has become a frequent incident in health care facilities across the nation. “Research in the US has suggested that wrong site surgery happens every 5-10 years, or one in 112,994 cases” (Edwards, 2008, p. 168). Recent studies have shown that despite the focus by governing bodies over wrong site surgery in the past few years, wrong site surgery continues to happen at an alarming rate of 40 times per week in the United States alone (“Wrong-site surgery still happens 40x/week”, 2011). Throughout this paper The Neighborhood newspaper article, “Amputation Mishap; Negligence”, will be discussed. There will be a differentiation between negligence, gross negligence, and malpractice. I will make a decision

List the information required for each section. Blank 1: Type of Insurance Blank 1a: Insured's ID number Blank 2: Patient first name and last name Blank 3: Patient’s sex and DOB Blank 4: Name of the person that’s Insured Blank 5: Patient's Address Blank 6: Patients relationship to the insured person Blank 7: Insured's address Blank 8: Patient status Blank 9: Other Insured's Name *completed if there is an additional healthcare plan* Blank 9a: Other Insured's Policy or group number Blank 9b: Other Insured's DOB/ Sex Blank 9c: Insured's Employer or School Name Blank 9d: Insurance Plan or Program Name Blank 10a-c: Is patient's condition “related to" Blank 10d: Reserved for Local Use

On 5/4/2017 at approximately 1843 hours I observed a silver 2006 Pontiac G6 traveling Eastbound on Highway 90 near Ladnier Road, with out a driver side tail light. I initiated a traffic stop with that vehicle on HIghway 90 near Ladnier Road. I approached the driver side window of the vehicle and made contact with Wiley Johnson. I asked Johnson for his drivers licenses and proof of insurance. Johnson stated he did not have a valid drivers licenses or liability insurance.

Many Americans have fallen prey or victim to the horrific acts of violent crimes that plagues our society. Violent crimes or criminal acts of violence’s are characteristically carried out by individuals who are fueled with hatred and induced with cruel disregard for others. Consequently, when such individual commits a violent act, more than often the resulting outcome leaves behind traumatized victims, grieving family members, anxious communities, and perhaps a morning nation to senseless deaths. However, this paper will focus on how victims and grieving family members are compensated, the process they should follow what programs and recovery.

Massachusetts is the most populous state in New England. It is bordered by the states of Connecticut, Rhode Island, New Hampshire, Vermont, and New York. Massachusetts was originally dependent on agriculture, fishing, and trade. The state was transformed into a manufacturing center during the Industrial Revolution. However, Massachusetts’ economy shifted from manufacturing to services.

It is human nature to make mistakes; however, mistakes that cause harm to someone else could be considered negligence. In the case with Mr. Benson in the Neighborhood Newspaper article, a mistake was made that was irreversible. He went into the hospital to have his leg amputated, and the doctor amputated the wrong leg. The question is was the doctor negligent in his practice? Is the amputation of the wrong leg considered to be malpractice on the doctor’s part? This paper will differentiate between negligence, gross negligence, and malpractice. After differentiating between these terms, it will be determined if the doctor operating on Mr. Benson was considered to be negligent, gross negligent or was this mistake malpractice.

With the recovery of the housing market, more people are purchasing real estate as an investment vehicle. If you own a one to four unit single family home or small apartment building as a real estate investment, it's an excellent idea to consider purchasing dwelling insurance to protect your property. The insurance agents at NorthEast Insurance Services, located in Englishtown, NJ, explain the basics of dwelling insurance and why you should purchase it for your investment properties.

Acuity insurance is a great place to work at because of their benefits and the environment of the company. Acuity offers perks and programs such as Magic Happens Gossip Line, Lunch with an officer, Wellness programs, 5 year club, etc. The company also provides compensation programs such as 10% of your 401 k. Acuity insurance mostly offers full time jobs (99% of their workforce.) The company understands how stressful work may be sometimes. The perks the company offers include; free snacks, free beverages, mailing services, banking services, dry cleaning, fitness classes, messages, discounted tickets, and most importantly is college tuition reimbursement. If you are the type of person who doesn't like to work too much at the office Acuity insurance

Torts of negligence are breaches of duty that results to injury to another person to whom the duty breached is owed. Like all other torts, the requirements for this are duty, breach of duty by the defendant, causation and injury(Stuhmcke and Corporation.E 2001). However, this form of tort differs from intentional tort as regards the manner the duty is breached. In torts of negligence, duties are breached by negligence and not by intent. Negligence is conduct that falls below the standard of care established by law for the protection of others against unreasonable risk of harm(Stuhmcke and Corporation.E 2001). The standard measure of negligence is the universal reasonable person standard. The assumption in this case is that a reasonable

There are many ways to save money on your car insurance policy. Some of them are obvious like paying for the entire policy rather than making payments or increasing you deductible on your collision coverage. However, the following are three often overlooked ways to pay less.

It is important that you carry liability car insurance on whatever car you happen to be driving. Even if it is not your car, you may be held responsible for driving without insurance if you are discovered to be driving any car that does not have a valid liability insurance policy. Liability-only coverage is often referred to as third-party car insurance. The minimum state required third-party coverage is the cheapest car insurance coverage you can get. However, if you can afford it, we strongly recommend getting more coverage than states require.