Lifelock Case Summary

1. Case Study:  “Don’t Let Crooks Steal Your Identity: How to Protect Yourself-and Your Credit Rating” (p. 225)

The government and major companies have frequently leaked and misused the public’s information. For example, in Ted Koppel’s 2005 article on “Take My Privacy, Please!”, he mentions how Bank of America lost personal information on about 1.2 million federal government employees, including some senators. LexisNexis unintentionally gave outsiders access to personal files on over 310,000 people. Time Warner

The “Scam Alert” for The AARP Bulletin columnist, writes about targeting the 50 and over crowd on various scam alerts that have been discovered. As a scam-alert expert, Kirchheimer points out ways to protect identities on and offline in several articles and columns that he has wrote. After reviewing Kirchheimer’s articles and columns and the fact that he is an award winning consumer crusader, entitles him as an expert in preventing identity theft.

In the Coloradoan Newspaper, Luanne Kadlub, a media relations manager at Better Business Bureau (BBB) emphasizes the importance for college students to learn how to protect their personal information from identity thieves. She demonstrates through statistics that the number of victims from 2010-2014 has increased. Kadlub illustrates that there were 8.1 million identity thefts in 2010. However, according to a study made by Javelin Strategy and Research, the number of victims increased to 12.7 million in 2014. In the article, she discusses different suggestions about how college students can protect their personal information from thieves. For instance, she says that students must be aware of the people who have access to their personal information. Moreover, Kadlub suggests having strong password and installing and anti-virus to protect

Identity theft is a growing problem in our society and knowing how to combat identity theft is essential to your financial well-being.

In today’s society, Identity theft is one of the most repetitive criminality that has plagued hundreds, frequently among millions of individuals each year. It arises once a person has knowingly obtained personal info such as social security numbers, credit card figures, or banking information to purchase merchandise or services without the awareness of the original owner, even with an intent to commit, or to aid any unlawful activity that institutes a defilement of federal law, or that is an offense under any applicable state law. If the offender is found guilty, then the person committing the act may conceivably get a fine, property forfeiture, or at a maximum of 15 years in prison. Identity thieves could also use that person’s credit score

Identity theft refers to all crimes in which somebody steals and uses another person’s personal information (e.g. Social Security number, credit card number, and such), typically to benefit themselves. The harm done to the victim can involve everything from simply draining their accounts of money to, in some of the worst possible scenarios, racking up extraordinary amounts of debt and even committing crimes while using the victim’s information.1 As a result, identity theft can not only wreak havoc from a financial standpoint, but it has the potential to damage the victim’s credit history, reputation, and can take a lot of time and patience to resolve.

What is identity theft? Furthermore, what damage does it cause? Identity theft is the robbery of another person’s important information. Usually, thieves use this information to withdraw money from your accounts, gain access to important accounts, or to take advantage of other people. Identity thieves can strike by doing something as simple as looking over your shoulder or as complicated as hacking into websites that have your information like Facebook or Equifax. Speaking of Equifax, you might’ve heard about how Equifax was hacked recently, giving those hackers tons of personal and financial information about you and your accounts. Thieves can be anyone that will or has had access to your credit card in some way, shape, or form. Many people have had their credit card information stolen from people in retail jobs, of all places, since you can give people your credit card to make purchases. In 2012 alone, 16.5 million Americans had some form of identity theft occur in their accounts. That’s quite frightening, especially since that means that 5% of the people in the United States were robbed of their identities that year, and with the technological advancements that are being developed, that means that number could be growing at an alarming rate! However, there are quite a few ways to protect yourself. So how can you tell you’ve been robbed and what can you do to protect

In 2015, the population faces malevolent and dangerous people hidden among them.if the American legal system allows each one to know about every public record of people, it however fails to detect this new sort of offenders. Records are public and anyone can check the others’ archives. For example, a buyer can check the history records of his new neighborhood; an employer can check the records of his new employee, if a person can know if his new neighbor is a sex offender, pays his traffic fines or is guilty of DUI, or worse.. In this case, the private life seems to be not so private for a normal individual. Another example is when millions of people go to visit Mickey, they accept to pass the fingerprint scanner; they accept to register all their own identities without any difficulties, like names, number of their children, city where they live, credit card number they possess. Where is the privacy? Majority of Disneyland employees has access to millions of “private data”, like Google, Facebook, Pinterest, etc. Those new modern companies possess your communications, your GPS position in real time, and records. Likewise, every geek on the planet could trace personal, social-media data plus American peoples' records. Even the Government and the police do not have access to the datas private companies gather. That point reveals that any technical employee in private industry has access to customers’ private info and it could be easy for criminal organizations to create a parallel information circuit without any legal monitoring. It means that the private industries have more public’s weapons to deal with than the elected representatives of the country have at their disposal to protect it. This is why, because on the territory the individuals have no really place to hide, his own

“8.6 million households (8.6%) experienced some form of Identity theft in 2010”, according to FTC. Research from all around the world reveals that identity theft affects millions of people per year, giving victims a numerous amount of hours and money in identity recovery and repair. In fact, in some cases, identity thieves are able to suppose an unaware person’s identity entirely, acquiring someone’s identification with their name and even often committing crimes as that person.

Identity theft continues to be a problem in the United States, yet research on identity thieves is limited. Both the theoretical and empirical literature on identity theft is in their infancy. As a result, not surprisingly, not much is known about this crime and its victims.

Identity theft has been around for years, a scary yet a commonly spoken topic. Before the internet, thieves would dumpster dive to look for important documents to sell or keep for themselves. Identity theft isn’t always someone using your social security number, it also is your individualism becoming less and less unique. It turns out that identity theft has become a bigger problem than ever, not only with the introduction of the internet but also the living and thriving social and cultural aspects of groups of identity thieves, add in the many immigrants moving into the United States, there we have built a society of thieves, doing it all for different reasons. Now and days our culture may not even realize how our identity is being stolen, they don’t realize that who you are today is all packed into your new IPhone X.

Stealing of data has become a common practice and it seems nothing is secure these days. Although, leaking out of important data sometimes benefits the entire global society like Wiki leaks, Panama papers which has unearthed

Identity theft has become a major concern for consumers these days and companies are trying to figure out a way to help their customers protect

Nowadays, information assurance (IA) plays an important role in every business sector, which is the key to dependable management decision-making, users trust, business continuity and good corporate governance (Ezingeard, McFadzean, & Birchall ,2005). As quality and